11 banks and credit unions have branches in Pell City. The Bank Fee Index holds published fees for 8 of them.
The count includes institutions based elsewhere that have a branch here.
Largest gap from Alabama
Pell City counts institutions with a branch here, wherever headquartered. Alabama counts institutions headquartered in the state.
Pell City
6 institutions with a branch here
$2
Alabama
30 institutions headquartered in Alabama
$1
U.S.
1,651 institutions in the index
$1.50
Chosen as the fee whose Pell City median sits furthest from Alabama's in percentage terms, among fees at least 5 local institutions publish.
Pick a fee to compare Pell City with Alabama and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
Published amounts here run from $28 to $36.
Median published overdraft fee
Pell City
8 institutions with a branch here
$32.50
Alabama
56 institutions headquartered in Alabama
$30
U.S.
2,605 institutions in the index
$30
Pell City covers every institution with a branch here, wherever it is headquartered. Alabama covers institutions headquartered in the state. U.S. covers every institution in the Bank Fee Index.
11 institutions, 8 with a published overdraft fee.
Bank · based in Pell City, AL · 3 branches here
Bank · based in Pell City, AL · 2 branches here
Bank · based in Passaic, NJ · 1 branch here
Account not yet known
“Overdrafts: $35 per paid item, up to 4 charges a day.”
Bank · based in Birmingham, AL · 1 branch here
Account not yet known
“Paid Overdraft Item/Returned Item Fee3 … $36.00”
Bank · based in Charlotte, NC · 1 branch here
Account not yet known
“• Truist will charge you an Overdraft Fee, if applicable, of $36 each time we pay an overdraft on your behalf.”
Bank · based in Wilmington, DE · 1 branch here
Account not yet known
“Overdraft Item Fee … $36.00 per item”
Credit union, membership rules apply · based in Birmingham, AL · 1 branch here
Credit union, membership rules apply · based in Bynum, AL · 1 branch here
Account not yet known
“Paid NSF Fees | $30.00”
Credit union, membership rules apply · based in Childersburg, AL · 1 branch here
Account not yet known
“Overdraft | $28.00/Presentment*”
Credit union, membership rules apply · based in Anniston, AL · 1 branch here
Account not yet known
“Paid NSF Fees | $30.00”
Largest banks by local bank deposits
Share of the $786 million in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
County context: St. Clair County
Deposits and branches cover the City of Pell City. Population and income cover St. Clair County, the county with most of Pell City's bank branches, not the city alone. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Median household income
Census estimate, 2024
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for St. Clair County.
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