7 banks and credit unions have branches in Moulton. The Bank Fee Index holds published fees for 5 of them.
The count includes institutions based elsewhere that have a branch here.
Largest gap from Alabama
Moulton counts institutions with a branch here, wherever headquartered. Alabama counts institutions headquartered in the state.
Moulton
5 institutions with a branch here
$35
Alabama
56 institutions headquartered in Alabama
$30
U.S.
2,605 institutions in the index
$30
Chosen as the fee whose Moulton median sits furthest from Alabama's in percentage terms, among fees at least 5 local institutions publish.
Pick a fee to compare Moulton with Alabama and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
Published amounts here run from $27 to $36.
Median published overdraft fee
Moulton
5 institutions with a branch here
$35
Alabama
56 institutions headquartered in Alabama
$30
U.S.
2,605 institutions in the index
$30
Moulton covers every institution with a branch here, wherever it is headquartered. Alabama covers institutions headquartered in the state. U.S. covers every institution in the Bank Fee Index.
7 institutions, 5 with a published overdraft fee.
Bank · based in Sheffield, AL · 2 branches here
Account not yet known
“We will charge an NSF/Overdraft fee of $36 for each presentment that overdraws your account”
Bank · based in Russellville, AL · 1 branch here
Account not yet known
“Overdraft Fee/Return Item Fee | $33.97”
Bank · based in Birmingham, AL · 1 branch here
Account not yet known
“Paid Overdraft Item/Returned Item Fee3 … $36.00”
Bank · based in Florence, AL · 1 branch here
Credit union, membership rules apply · based in Courtland, AL · 1 branch here
Credit union, membership rules apply · based in Decatur, AL · 1 branch here
Account not yet known
“NSF/Overdraft (ACH, Checks, Bill Pay, etc.) … $27.00 per item *”
Credit union, membership rules apply · based in Decatur, AL · 1 branch here
Account not yet known
“$35.00 each | 11OverDraft Fee (PAID ITEM) Standard/Extended OD Privilege Program”
Largest banks by local bank deposits
Share of the $402 million in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
County context: Lawrence County
Deposits and branches cover the City of Moulton. Population and income cover Lawrence County, the county with most of Moulton's bank branches, not the city alone. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Median household income
Census estimate, 2024
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for Lawrence County.
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