20 banks and credit unions have branches in the Anniston-Oxford metro area. The Bank Fee Index holds published fees for 14 of them.
The count includes institutions based elsewhere that have a branch here.
Largest gap from Alabama
Anniston-Oxford metro counts institutions with a branch here, wherever headquartered. Alabama counts institutions headquartered in the state.
Anniston-Oxford metro
8 institutions with a branch here
$2.25
Alabama
30 institutions headquartered in Alabama
$1
U.S.
1,649 institutions in the index
$1.50
Chosen as the fee whose Anniston-Oxford metro median sits furthest from Alabama's in percentage terms, among fees at least 5 local institutions publish.
Pick a fee to compare Anniston-Oxford metro with Alabama and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
Published amounts here run from $20 to $36.
Median published overdraft fee
Anniston-Oxford metro
14 institutions with a branch here
$31
Alabama
56 institutions headquartered in Alabama
$30
U.S.
2,605 institutions in the index
$30
Anniston-Oxford metro covers every institution with a branch here, wherever it is headquartered. Alabama covers institutions headquartered in the state. U.S. covers every institution in the Bank Fee Index.
20 institutions, 14 with a published overdraft fee.
Bank · based in Birmingham, AL · 6 branches here
Account not yet known
“Paid Overdraft Item/Returned Item Fee3 … $36.00”
Bank · based in Anniston, AL · 4 branches here
Account not yet known
“Overdraft Protection Credit Line $30.00”
Bank · based in Piedmont, AL · 4 branches here
Credit union, membership rules apply · based in Bynum, AL · 4 branches here
Account not yet known
“Paid NSF Fees | $30.00”
Bank · based in Sioux Falls, SD · 3 branches here
Account not yet known
“Our overdraft fee for Consumer checking accounts is $35 per item (whether the overdraft is by check, ATM withdrawal, debit card transaction, or other electronic means), and we char”
Bank · based in Baton Rouge, LA · 3 branches here
Bank · based in Charlotte, NC · 3 branches here
Account not yet known
“• Truist will charge you an Overdraft Fee, if applicable, of $36 each time we pay an overdraft on your behalf.”
Bank · based in Talladega, AL · 3 branches here
Account not yet known
“Overdraft charge, per item paid … $22.00”
Credit union, membership rules apply · based in Anniston, AL · 3 branches here
Account not yet known
“Paid NSF Fees | $30.00”
Bank · based in Wilmington, DE · 2 branches here
Account not yet known
“Overdraft Item Fee … $36.00 per item”
Largest banks by local bank deposits
Share of the $2.1 billion in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
Metro context: the Anniston-Oxford metro's counties
Deposits and branches cover the Anniston-Oxford metro. Population and income cover the metro's counties. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Median household income
Census estimate, 2024
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for the metro's counties.
Work at a bank or credit union here?
Hamilton, the Fee Insight workspace, sets an institution's own fees beside every institution in this market, with the source for each figure.
Choosing an account?
Open any institution above to see all of its published fees and where each one came from.
Search institutions