10 banks and credit unions have branches in Jacksonville. The Bank Fee Index holds published fees for 6 of them.
The count includes institutions based elsewhere that have a branch here.
Compared with Alabama
Where a fee has enough institutions for a local median, the Jacksonville median is within 10% of the Alabama median on all 2 fees.
Jacksonville counts institutions with a branch here, wherever headquartered. Alabama counts institutions headquartered in the state.
Pick a fee to compare Jacksonville with Alabama and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
Published amounts here run from $22 to $36.
Median published overdraft fee
Jacksonville
6 institutions with a branch here
$32.50
Alabama
56 institutions headquartered in Alabama
$30
U.S.
2,605 institutions in the index
$30
Jacksonville covers every institution with a branch here, wherever it is headquartered. Alabama covers institutions headquartered in the state. U.S. covers every institution in the Bank Fee Index.
10 institutions, 6 with a published overdraft fee.
Bank · based in Birmingham, AL · 1 branch here
Account not yet known
“Paid Overdraft Item/Returned Item Fee3 … $36.00”
Bank · based in Sioux Falls, SD · 1 branch here
Account not yet known
“Our overdraft fee for Consumer checking accounts is $35 per item (whether the overdraft is by check, ATM withdrawal, debit card transaction, or other electronic means), and we char”
Bank · based in Baton Rouge, LA · 1 branch here
Bank · based in Piedmont, AL · 1 branch here
Bank · based in Wilmington, DE · 1 branch here
Account not yet known
“Overdraft Item Fee … $36.00 per item”
Bank · based in Talladega, AL · 1 branch here
Account not yet known
“Overdraft charge, per item paid … $22.00”
Credit union, membership rules apply · based in Hoover, AL · 1 branch here
Credit union, membership rules apply · based in Birmingham, AL · 1 branch here
Credit union, membership rules apply · based in Bynum, AL · 1 branch here
Account not yet known
“Paid NSF Fees | $30.00”
Credit union, membership rules apply · based in Anniston, AL · 1 branch here
Account not yet known
“Paid NSF Fees | $30.00”
Largest banks by local bank deposits
Share of the $316 million in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
County context: Calhoun County
Deposits and branches cover the City of Jacksonville. Population and income cover Calhoun County, the county with most of Jacksonville's bank branches, not the city alone. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Median household income
Census estimate, 2024
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for Calhoun County.
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