Check a Bank's Fees Against the Market

Credit Union · Orlando, FL

Mccoy Federal Credit Union

Compared with Florida medians

1 of 5

main fees above the median

Cashier's check: $0.50 above the FL median2 below, 2 about the same

See the account terms All 25 fees

Its main fees against Florida and the U.S.

Monthly Maintenance$0 to $10depending on accountFL median $7.75 (audience not stated, treated as personal)58 in FLU.S. median $7 (audience not stated, treated as personal)1,899 in U.S.vs FL median -$1.25Compared at $6.50, the middle of its prices

Compare local options in Orlando, FL

8 banks and credit unions with a branch in Orlando, FL list a lower monthly maintenance or overdraft fee than Mccoy Federal Credit Union's lowest price.

Monthly Maintenancechecking

0 of 11 are lower

Mccoy Federal Credit Union's lowest: $0, Simply Checking

Every monthly maintenance fee in Orlando

Overdraft (OD)

8 of 32 are lower

Fee change alerts

Get an email when a fee at Mccoy Federal Credit Union changes in our data

Overdraft (OD)$30$3073 in FL$302,604 in U.S.About the same

U.S.

Florida banks and credit unions, 73 institutions: median $30 (audience not stated, treated as personal), middle 50% $29 to $35.

U.S. banks and credit unions, 2,604 institutions: median $30 (audience not stated, treated as personal), middle 50% $25 to $33.

See the account terms Ways to avoid this fee

NSF / Returned Item$30$3082 in FL$302,859 in U.S.About the same

U.S.

Florida banks and credit unions, 82 institutions: median $30 (audience not stated, treated as personal), middle 50% $25.75 to $35.

U.S. banks and credit unions, 2,859 institutions: median $30 (audience not stated, treated as personal), middle 50% $25 to $32.

See the account terms Ways to avoid this fee

Non-Network ATM$1 to $2depending on account$264 in FL$1.501,651 in U.S.-$0.50Compared at $1.50, the middle of its two prices

U.S.

Florida banks and credit unions, 64 institutions: median $2 (audience not stated, treated as personal), middle 50% $1 to $2.49.

U.S. banks and credit unions, 1,651 institutions: median $1.50 (audience not stated, treated as personal), middle 50% $1 to $2.

See the account terms Ways to avoid this fee

Cashier's Check$1 to $10depending on account$583 in FL$52,587 in U.S.+$0.50Compared at $5.50, the middle of its two prices

U.S.

Florida banks and credit unions, 83 institutions: median $5 (audience not stated, treated as personal), middle 50% $3.50 to $10.

U.S. banks and credit unions, 2,587 institutions: median $5 (audience not stated, treated as personal), middle 50% $3 to $6.

See the account terms Ways to avoid this fee

Source: Mccoy Federal Credit Union's own published fee schedule, collected Nov 1, 2026. State medians count every bank and credit union headquartered in Florida that publishes the fee, the group the Florida page and this institution's profile use. U.S. medians count every U.S. bank and credit union that publishes it. A median needs at least 5 institutions. Medians as of Nov 7, 2026. Methodology

How do your bank's fees compare?

Mccoy Federal Credit Union

Its main fees against Florida and the U.S.

Compare local options in Orlando, FL

Monthly Maintenancechecking

Overdraft (OD)

Get an email when a fee at Mccoy Federal Credit Union changes in our data