Fee check

How do your bank's fees compare?

4,049 banks and credit unions, each fee beside the state and U.S. medians.

Bank · Tallahassee, FL

Capital City Bank

Compared with Florida medians

5 of 5

main fees above the median

Non-network ATM: $1 above the FL median

See the account terms All 40 fees

Its main fees against Florida and the U.S.

Monthly MaintenanceCarefree Checking $7.95 · Everyday Checking $8.95$7.95 to $8.95depending on accountFL median $7.50 (audience not stated, treated as personal)58 in FLU.S. median $7 (audience not stated, treated as personal)1,904 in U.S.vs FL median +$0.95Compared at $8.45, the middle of its two prices

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Banks and credit unions with a branch in your city that list a lower monthly maintenance or overdraft fee than Capital City Bank.

Use its headquarters city, Tallahassee, FL

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U.S.

Florida banks and credit unions, 58 institutions: median $7.50 (audience not stated, treated as personal), middle 50% $5 to $10.

U.S. banks and credit unions, 1,904 institutions: median $7 (audience not stated, treated as personal), middle 50% $5 to $10.

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Overdraft (OD)$35$3071 in FL$302,605 in U.S.+$5

U.S.

Florida banks and credit unions, 71 institutions: median $30 (audience not stated, treated as personal), middle 50% $29 to $35.

U.S. banks and credit unions, 2,605 institutions: median $30 (audience not stated, treated as personal), middle 50% $25 to $33.

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NSF / Returned Item$35$3080 in FL$302,858 in U.S.+$5

U.S.

Florida banks and credit unions, 80 institutions: median $30 (audience not stated, treated as personal), middle 50% $27.25 to $35.

U.S. banks and credit unions, 2,858 institutions: median $30 (audience not stated, treated as personal), middle 50% $25 to $32.

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Non-Network ATM$3$262 in FL$1.501,651 in U.S.+$1

U.S.

Florida banks and credit unions, 62 institutions: median $2 (audience not stated, treated as personal), middle 50% $1 to $2.43.

U.S. banks and credit unions, 1,651 institutions: median $1.50 (audience not stated, treated as personal), middle 50% $1 to $2.

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Wire Transfer (Domestic Out)$35$2575 in FL$252,630 in U.S.+$10

U.S.

Florida banks and credit unions, 75 institutions: median $25 (audience not stated, treated as personal), middle 50% $20 to $27.50.

U.S. banks and credit unions, 2,630 institutions: median $25 (audience not stated, treated as personal), middle 50% $20 to $25.

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Source: Capital City Bank's own published fee schedule, collected Oct 25, 2026. State medians count every bank and credit union headquartered in Florida that publishes the fee, the group the Florida page and this institution's profile use. U.S. medians count every U.S. bank and credit union that publishes it. A median needs at least 5 institutions. Medians as of Nov 2, 2026. Methodology