Check a Bank's Fees Against the Market

Bank · Raleigh, NC

First-Citizens Bank & Trust Company

Compared with North Carolina medians

1 of 5

main fees above the median

Monthly maintenance: $8 above the NC median3 below, 1 about the same

See the account terms All 16 fees

Its main fees against North Carolina and the U.S.

Monthly Maintenance$3 to $25depending on accountNC median $5 (audience not stated, treated as personal)23 in NCU.S. median $7 (audience not stated, treated as personal)1,902 in U.S.vs NC median +$8Compared at $13, the middle of its prices

Compare local options in Raleigh, NC

8 banks and credit unions with a branch in Raleigh, NC list a lower monthly maintenance or overdraft fee than First-Citizens Bank & Trust Company's lowest price.

Monthly Maintenancechecking

1 of 12 is lower

First-Citizens Bank & Trust Company's lowest: $3

Civic Federal Credit UnionNextGen Teen Checking$1$2 less

Every monthly maintenance fee in Raleigh

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Overdraft (OD)$25$2922 in NC$302,605 in U.S.-$4

U.S.

North Carolina banks and credit unions, 22 institutions: median $29 (audience not stated, treated as personal), middle 50% $25 to $35.

U.S. banks and credit unions, 2,605 institutions: median $30 (audience not stated, treated as personal), middle 50% $25 to $33.

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NSF / Returned Item$0$2535 in NC$302,857 in U.S.-$25

U.S.

North Carolina banks and credit unions, 35 institutions: median $25 (audience not stated, treated as personal), middle 50% $20 to $31.

U.S. banks and credit unions, 2,857 institutions: median $30 (audience not stated, treated as personal), middle 50% $25 to $32.

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Wire Transfer (Int'l Out)$10$4520 in NC$501,727 in U.S.-$35

U.S.

North Carolina banks and credit unions, 20 institutions: median $45, middle 50% $35 to $45.

U.S. banks and credit unions, 1,727 institutions: median $50 (audience not stated, treated as personal), middle 50% $40 to $50.

See the account terms Ways to avoid this fee

Paper Statement$3$315 in NC$31,229 in U.S.About the same

U.S.

North Carolina banks and credit unions, 15 institutions: median $3 (audience not stated, treated as personal), middle 50% $2 to $3.50.

U.S. banks and credit unions, 1,229 institutions: median $3 (audience not stated, treated as personal), middle 50% $2 to $4.99.

See the account terms Ways to avoid this fee

Source: First-Citizens Bank & Trust Company's own published fee schedule, collected Nov 2, 2026. State medians count every bank and credit union headquartered in North Carolina that publishes the fee, the group the North Carolina page and this institution's profile use. U.S. medians count every U.S. bank and credit union that publishes it. A median needs at least 5 institutions. Medians as of Nov 2, 2026. Methodology

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First-Citizens Bank & Trust Company

Its main fees against North Carolina and the U.S.

Compare local options in Raleigh, NC

Monthly Maintenancechecking

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Overdraft (OD)