Check a Bank's Fees Against the Market

Credit Union · Raleigh, NC

Civic Federal Credit Union

Compared with North Carolina medians

0 of 5

main fees above the median

4 below, 1 about the same

See the account terms All 28 fees

Its main fees against North Carolina and the U.S.

Monthly MaintenanceEssential Checking $1 · NextGen Teen Checking $1 · Signature+ Checking $6$1 to $6depending on accountNC median $5 (audience not stated, treated as personal)23 in NCU.S. median $7 (audience not stated, treated as personal)1,901 in U.S.vs NC median -$4Compared at $1, the middle of its two prices

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Banks and credit unions with a branch in your city that list a lower monthly maintenance or overdraft fee than Civic Federal Credit Union.

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U.S.

North Carolina banks and credit unions, 23 institutions: median $5 (audience not stated, treated as personal), middle 50% $2.50 to $9.48.

U.S. banks and credit unions, 1,901 institutions: median $7 (audience not stated, treated as personal), middle 50% $5 to $10.

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Overdraft (OD)$19$2922 in NC$302,601 in U.S.-$10

U.S.

North Carolina banks and credit unions, 22 institutions: median $29 (audience not stated, treated as personal), middle 50% $25 to $35.

U.S. banks and credit unions, 2,601 institutions: median $30 (audience not stated, treated as personal), middle 50% $25 to $33.

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NSF / Returned Item$25$2535 in NC$302,858 in U.S.About the same

U.S.

North Carolina banks and credit unions, 35 institutions: median $25 (audience not stated, treated as personal), middle 50% $20 to $31.

U.S. banks and credit unions, 2,858 institutions: median $30 (audience not stated, treated as personal), middle 50% $25 to $32.

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Wire Transfer (Domestic Out)$15$2031 in NC$252,631 in U.S.-$5

U.S.

North Carolina banks and credit unions, 31 institutions: median $20 (audience not stated, treated as personal), middle 50% $15 to $25.

U.S. banks and credit unions, 2,631 institutions: median $25 (audience not stated, treated as personal), middle 50% $20 to $25.

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Stop Payment$25$2934 in NC$27.503,350 in U.S.-$4

U.S.

North Carolina banks and credit unions, 34 institutions: median $29 (audience not stated, treated as personal), middle 50% $25 to $31.50.

U.S. banks and credit unions, 3,350 institutions: median $27.50 (audience not stated, treated as personal), middle 50% $20 to $30.

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Source: Civic Federal Credit Union's own published fee schedule, collected Nov 2, 2026. State medians count every bank and credit union headquartered in North Carolina that publishes the fee, the group the North Carolina page and this institution's profile use. U.S. medians count every U.S. bank and credit union that publishes it. A median needs at least 5 institutions. Medians as of Nov 3, 2026. Methodology

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Civic Federal Credit Union

Its main fees against North Carolina and the U.S.

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