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Home/Research/Pennsylvania
State Fee Report

Pennsylvania Bank & Credit Union Fees

Fee benchmarks for 396 financial institutions in Pennsylvania, compared against national medians. Part of Federal Reserve District 3 (Philadelphia).

Institutions

396

With Fee Data

72

Banks

112

Credit Unions

284

Bank vs. Credit Union — Pennsylvania

How fees compare between banks and credit unions in this state.

CharterInstitutionsFee Observations
Banks11271
Credit Unions284124

Fee Benchmarks — Pennsylvania vs. National

26 fee categories with sufficient data. Green deltas indicate below-national fees; red indicates above.

Fee CategoryPennsylvania MedianNational MedianDeltaInstitutions
NSF / Returned Item$15.00$25.00-40.0%18
Debit Card Replacement$25.00$30.00-16.7%13
Stop Payment$15.00$25.00-40.0%10

14 more fee categories for Pennsylvania

14 more categories with peer filters, CSV exports, AI research, and full API access.

Based on 60,000+ fee observations from 8,000+ institutions
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Methodology

Data sourced from published fee schedules of FDIC-insured banks and NCUA-insured credit unions in Pennsylvania. Medians computed from extracted fee amounts excluding rejected reviews. Delta shows percentage difference from the national median. Institutions with fewer than 3 observations per category are excluded from state-level reporting.

Overdraft (OD)$20.00$30.00-33.3%7
Wire Transfer (Domestic Out)$15.00$20.00-25.0%7
Monthly Maintenance$25.00$10.00+150.0%6
OD Protection Transfer$10.00$5.00+100.0%4
Deposited Item Return$15.00$20.00-25.0%4
Paper Statement$2.00$3.00-33.3%4
Non-Network ATM$1.00$2.00-50.0%4
Wire Transfer (Int'l Out)$35.00$40.00-12.5%3
Wire Transfer (Domestic In)$10.00$10.00-3

Data as of Aug 12, 2026 · 13,317 observations