Fee benchmarks for 396 financial institutions in Pennsylvania, compared against national medians. Part of Federal Reserve District 3 (Philadelphia).
Data refreshed Oct 4, 2026 · 5,679 verified fees nationally
Free benchmark
Get the free Pennsylvania fee benchmark
Pennsylvania medians against national, sent each time the state index refreshes — plus a link to the sample Competitive Fee Position Report.
Institutions
396
With Fee Data
83
Banks
112
Credit Unions
284
How fees compare between banks and credit unions in this state.
| Charter | Institutions | Fee Observations |
|---|---|---|
| Banks | 112 | 52 |
| Credit Unions | 284 | 28 |
3 fee categories with sufficient data. Green deltas indicate below-national fees; red indicates above.
| Fee Category | Pennsylvania Median | National Median | Delta | Institutions |
|---|---|---|---|---|
| NSF / Returned Item | $12.00 | $25.00 | -52.0% | 11 |
| Minimum Balance | $25.00 | $250.00 | -90.0% | 7 |
| Non-Network ATM | $5.01 | $10.00 | -49.9% |
Data sourced from published fee schedules of FDIC-insured banks and NCUA-insured credit unions in Pennsylvania. Medians computed from extracted fee amounts excluding rejected reviews. Delta shows percentage difference from the national median. Institutions with fewer than 3 observations per category are excluded from state-level reporting.
| 7 |