Institution directory
Published fees available for 49 banks and credit unions in North Carolina.
96 institutions in North Carolina. Institutions with fees in the index are listed first. The national median nsf / returned item fee is $30.00. See the full nsf / returned item analysis.
| Institution | Headquarters | Type | NSF / Returned Item (national median $30.00) | Published fee coverage | View institution |
|---|---|---|---|---|---|
| American Bank of the Carolinas | Monroe, NC | Community bank, under $300M | Not published | Under review | View American Bank of the Carolinas |
| American Partners Federal Credit Union | Reidsville, NC | Community credit union, under $300M | Not published | Under review | View American Partners Federal Credit Union |
| Arcade Federal Credit Union | Asheville, NC | Community credit union, under $300M | Not published | Under review | View Arcade Federal Credit Union |
| Bank of Oak Ridge | Oak Ridge, NC | Community bank, $300M to $1B | Not published | Under review | View Bank of Oak Ridge |
| Belmont Savings Bank, SSB | Belmont, NC | Community bank, under $300M | Not published | Under review | View Belmont Savings Bank, SSB |
| Black Mountain Savings Bank, SSB | Black Mountain, NC | Community bank, under $300M | Not published | No fees in the index yet | View Black Mountain Savings Bank, SSB |
| Blue Flame Federal Credit Union | Charlotte, NC | Community credit union, under $300M | Not published | Under review | View Blue Flame Federal Credit Union |
| BlueHarbor Bank | Mooresville, NC | Community bank, $300M to $1B | Not published | No fees in the index yet | View BlueHarbor Bank |
| Carolina Cooperative Federal Credit Union | Charlotte, NC | Community credit union, under $300M | Not published | No fees in the index yet | View Carolina Cooperative Federal Credit Union |
| Carolina Federal Credit Union | Cherryville, NC | Community credit union, under $300M | Not published | Under review | View Carolina Federal Credit Union |
| Cedar Hill National Bank | Charlotte, NC | Community bank, under $300M | Not published | No fees in the index yet | View Cedar Hill National Bank |
| Champion Federal Credit Union | Canton, NC | Community credit union, $300M to $1B | Not published | No fees in the index yet | View Champion Federal Credit Union |
| Cs Federal Credit Union | Catawba, NC | Community credit union, under $300M | Not published | No fees in the index yet | View Cs Federal Credit Union |
| Dogwood State Bank | Raleigh, NC | Community bank, $1B to $10B | Not published | Under review | View Dogwood State Bank |
| Emergency Responders Federal Credit Union | Winston Salem, NC | Community credit union, under $300M | Not published | Under review | View Emergency Responders Federal Credit Union |
| Farmers & Merchants Bank | Granite Quarry, NC | Community bank, $300M to $1B | Not published | Under review | View Farmers & Merchants Bank |
| First Carolina Bank | Rocky Mount, NC | Community bank, $1B to $10B | Not published | No fees in the index yet | View First Carolina Bank |
| First Federal Bank | Dunn, NC | Community bank, under $300M | Not published | No fees in the index yet | View First Federal Bank |
| First Federal Savings Bank of Lincolnton | Lincolnton, NC | Community bank, $300M to $1B | Not published | No fees in the index yet | View First Federal Savings Bank of Lincolnton |
| First Flight Federal Credit Union | Cary, NC | Community credit union, under $300M | Not published | Under review | View First Flight Federal Credit Union |
| First Savings and Loan Association | Mebane, NC | Community bank, under $300M | Not published | No fees in the index yet | View First Savings and Loan Association |
| Hsm Federal Credit Union | Hickory, NC | Community credit union, under $300M | Not published | Under review | View Hsm Federal Credit Union |
| Internal Revenue Employees Federal Credit Union | Greensboro, NC | Community credit union, under $300M | Not published | No fees in the index yet | View Internal Revenue Employees Federal Credit Union |
| Jackson Savings Bank, SSB | Sylva, NC | Community bank, under $300M | Not published | Under review | View Jackson Savings Bank, SSB |
| KS Bank, Inc. | Smithfield, NC | Community bank, $300M to $1B | Not published | Under review | View KS Bank, Inc. |
Coverage counts how many of the 15 headline fees are in the index for each institution. A fee that is not in the index has not been published there yet; it does not mean the institution charges $0.
Each institution is counted in the state where it is headquartered, not every state where it has branches.
49 of the 95 banks and credit unions monitored in North Carolina have fees available in the index (52%).
An institution has fees in the index when at least one fee from its own current schedule has passed review and is published in the Bank Fee Index. Institutions monitored are every bank and credit union in the index, from FDIC and NCUA records.
Coverage on each result counts the 15 headline fees: monthly maintenance, overdraft, insufficient funds, out-of-network ATM, card or ATM use abroad, domestic outgoing wire, stop payment, international outgoing wire, domestic incoming wire, cashier's check, overdraft protection transfer, paper statement, below minimum balance, debit card replacement and returned deposited item. A fee missing from the index is not a $0 fee; the institution may charge it and we have not published it yet.
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