Fees from its schedule are under review and appear here once review is done.
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Total assets
Q2 2026, quarter end
NCUA 5300 call report · Jun 30, 2026
Revenue
Q2 2026, one quarter
NCUA 5300 call report · Jun 30, 2026
Fee income
Q2 2026, one quarter
NCUA 5300 call report · Jun 30, 2026
Fee-income share of revenue
54th percentile; peer median 7.2%
NCUA 5300 call report · year to date through Jun 30, 2026
Fees above the U.S. median
Too few fees
Fewer than 5 verified fees on file
Fee schedule read Nov 2, 2026
Call-report figures are for American Partners Federal Credit Union, from NCUA 5300 call reports. Revenue is interest income plus noninterest income.
| Metric | Measure and calculation | Source and fields | Period | Retrieved |
|---|---|---|---|---|
| Total assets | Total assets at quarter end Point in time, at quarter end | NCUA 5300 call report Account 010 | Q2 2026 Quarter ended Jun 30, 2026 | Oct 20, 2026 |
| Revenue | Revenue (interest + noninterest income) Standalone quarter: year to date less the prior quarter (Q1 as filed) | NCUA 5300 call report Account 115 + Account 117 | Q2 2026 Quarter ended Jun 30, 2026 | Oct 20, 2026 |
| Fee income | Fee income (NCUA 5300 Account 131) Standalone quarter: year to date less the prior quarter (Q1 as filed) | NCUA 5300 call report Account 131 | Q2 2026 Quarter ended Jun 30, 2026 | Oct 20, 2026 |
| Fee-income share of revenue | Fee income (NCUA 5300 Account 131) divided by revenue (interest + noninterest income) Year to date through the quarter. Median and percentile from each of 2,932 credit unions with under $300M in assets reporting a share above 0%, this one left out. | NCUA 5300 call report Account 131 / (Account 115 + Account 117) | Q2 2026 Year to date | Not recorded |
| Fees above the U.S. median | Published fees above the U.S. median for the same fee Within 1% of the median counts as about the same. Business-only fees are left out. | American Partners Federal Credit Union's published fee schedule; Bank Fee Index medians | Current schedule | Nov 2, 2026 |
Fee income by quarter
Q1 2024 to Q2 2026, standalone quarters
Fee income was 7.8% of revenue, above the 7.2% median of 2,932 credit unions with under $300M in assets (54th percentile).
Not established: The share alone does not show whether prices, account volumes or the size of the revenue base set it.
Fee income was $173K in Q2 2026, 24% above the same quarter a year earlier ($139K).
Not established: Two quarters a year apart are two observations, not an established trend in fee income.
Call reports for American Partners Federal Credit Union (credit union). Income lines are standalone quarters.
Fee income
Q3 2024 to Q2 2026, standalone quarters · 66 quarters on file
| Quarter | Amount | Change | % |
|---|---|---|---|
| Q2 2026 | $173K | +$43K | +33.1% |
| Q1 2026 | $130K | +$3K | +2.4% |
| Q4 2025 | $127K | −$27K | −17.5% |
| Q3 2025 | $154K | +$15K | +10.8% |
| Q2 2025 | $139K | +$21K | +17.8% |
| Q1 2025 | $118K | −$12K | −9.2% |
| Q4 2024 | $130K | −$4K | −3.0% |
| Q3 2024 | $134K | −$15K | −10.1% |
Financial cohort: 3,250 credit unions with under $300M in assets filing for Q2 2026; 2,932 reported a share above 0% and are counted, American Partners Federal Credit Union left out. Chosen by asset size alone, so it is a financial benchmark, not a list of local competitors.
The 15 closest to American Partners Federal Credit Union by share.
They stay out of every comparison until review is done.
per item · Charged if Credit Union attempts to locate member
per item · Fee imposed by ATM operator when using ATMs not operated by the Credit Union; ATM surcharge debited from account if transaction completed
per item · 1 percent of transaction amount calculated in U.S. dollars; imposed on all foreign transactions including purchases, cash advances, and credits; excludes U.S. military bases, territories, embassies or consulates
per item · Charged on accounts that fall below minimum balance with no transactions over specified period and Credit Union unable to contact member
per item · Expenses or attorney fees incurred responding to legal process may be charged against account
one time · At least one (1) share must be purchased and maintained for membership eligibility
per item · Imposed on ATM card withdrawals, debit card withdrawals, debit card point of purchase, preauthorized automatic debits, telephone initiated withdrawals, or other electronic transactions drawn on insufficient available balance; charged regardless of whether Credit Union pays or returns transaction; may reduce overdraft protection limit
per item · Charged for transfers from another account or loan account under overdraft protection plan
per item · Charged when item deposited is returned unpaid or account is overdrawn
per item · Cannot stop payment on certified checks, cashier's checks, teller's checks, or other guaranteed items
| Fee | Amount | Basis | Note |
|---|---|---|---|
Other feesUnder review | |||
| Address/Name Change Locate Fee (audience not stated, treated as personal) | Not stated | per item | Charged if Credit Union attempts to locate member |
| Foreign ATM Fee (audience not stated, treated as personal) | Not stated | per item | Fee imposed by ATM operator when using ATMs not operated by the Credit Union; ATM surcharge debited from account if transaction completed |
| Foreign Transaction Fee (audience not stated, treated as personal) | Not stated | per item | 1 percent of transaction amount calculated in U.S. dollars; imposed on all foreign transactions including purchases, cash advances, and credits; excludes U.S. military bases, territories, embassies or consulates |
| Inactive/Dormant Account Fee (audience not stated, treated as personal) | Not stated | per item | Charged on accounts that fall below minimum balance with no transactions over specified period and Credit Union unable to contact member |
| Legal Process Fee (audience not stated, treated as personal) | Not stated | per item | Expenses or attorney fees incurred responding to legal process may be charged against account |
| Membership Share (audience not stated, treated as personal) | Not stated | one time | At least one (1) share must be purchased and maintained for membership eligibility |
| Overdraft Fee - Electronic Transactions (audience not stated, treated as personal) | Not stated | per item | Imposed on ATM card withdrawals, debit card withdrawals, debit card point of purchase, preauthorized automatic debits, telephone initiated withdrawals, or other electronic transactions drawn on insufficient available balance; charged regardless of whether Credit Union pays or returns transaction; may reduce overdraft protection limit |
| Overdraft Transfer Fee (audience not stated, treated as personal) | Not stated | per item | Charged for transfers from another account or loan account under overdraft protection plan |
| Returned Item Fee (audience not stated, treated as personal) | Not stated | per item | Charged when item deposited is returned unpaid or account is overdrawn |
| Stop Payment Fee (audience not stated, treated as personal) | Not stated | per item | Cannot stop payment on certified checks, cashier's checks, teller's checks, or other guaranteed items |
| We reserve the right to charge you a reasonable fee not to exceed twenty dollars ( (audience not stated, treated as personal) | $20 | Not stated | None |
Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided
Nov 2, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Where American Partners Federal Credit Union operates, and what regulators and customers have on file.
Branch footprint
3 offices in 2 states (June 30, 2026)
Each dot is one office.
1 is shown at the middle of its town until the exact address is found.
Cities with the most offices
| Greensboro, NC | 1 |
| Reidsville, NC | 1 |
| Rocky Mount, VA | 1 |
Largest competitors nearby
Local market: Rockingham county, NC, around its headquarters.
| 9 in its local market | Deposit share |
|---|---|
| First National Bank of Pennsylvania | 21.4% |
| Truist Bank | 18.5% |
| HomeTrust Bank | 17.9% |
| First-Citizens Bank & Trust Company | 14.4% |
| Wells Fargo Bank, National Association | 11.4% |
Source: NCUA credit union branch file, quarter ending June 30, 2026. NCUA does not report deposits by office.
Fee change alerts
Once when its schedule is verified, then when a verified fee changes.
See what a free sample Competitive Fee Position Report shows