Centennial Bank

Headquarters: Conway, Arkansas
Charter: Bank
Assets: $24.6B
Fed district: St. Louis

17 published fees; none has a market median to compare yet.

Source: its fee schedule, read Nov 1, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Centennial Bank: $35
Centennial Bank: $35
U.S. median: no median
NSF / Returned Item
Centennial Bank: $35
Centennial Bank: $35
U.S. median: no median
Non-Network ATM
Centennial Bank: $2
Centennial Bank: $2
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 1, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Arkansas, the St. Louis district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Arkansas: Banks and credit unions headquartered in Arkansas that publish the fee.
St. Louis district: Banks and credit unions headquartered in the St. Louis Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Centennial Bank’s own schedules, with a source for each figure.

Account Maintenance

Closing Account Fee (within 180 days of account opening)$25
Account Research/Reconciliation$25
Not compared: Charged per hour; comparison unavailable
per hour

Overdraft & NSF

Overdraft Fee$35
Non-Sufficient Fee$35
per item

ATM & Card

ATM Balance Inquiry Fee or Transaction Fee at a Non-Centennial Bank or Non-Publix ATM$2
per item
International ATM Balance Inquiry Fee or Transaction Fee$5
per item

Wire Transfers

Outgoing Domestic Wire Transfers$25
per item
All Incoming Wires$15
per item
Outgoing Foreign Wire Transfers$50
per item

Check Services

Cashier's Checks (Customers Only)$7
per item
Stop Payment Fee$35
per item
Temporary Check Printing$2
Not compared: Charged per page; comparison unavailable
per page
Canadian Item Fee$15
per item
Collection Items (incoming and outgoing)$35
per item
Check Image Copies$2
per item

Digital & Electronic

Basic Bill Pay ServiceNo charge
Bill Pay Service with Payroll Processing$15
Consumer Billpay: Charitable Donation$1.99
Not compared: Per-item charge, not monthly
per item
Consumer Billpay: Gift Pay$2.99
Not compared: Per-item charge, not monthly
per item

Cash & Deposit

Night Deposit Keys (above 2)$2
per item

Account Services

Drilling Fee$250
Not compared: Box drilling or key fee
Lost Key$25
Not compared: Box drilling or key fee
Garnishments and Levies$150
per item

Retirement & IRA

IRA Transfer Fee (Outgoing Trustee-to-Trustee Transfer)$50
per item

Other Fees

Photocopies$1
Not compared: Charged per page; comparison unavailable
per page
Statement Copies$5
per item

Fee	Amount	Basis	Note
Account Maintenance
Closing Account Fee (within 180 days of account opening)	$25	Not stated	None
Account Research/Reconciliation	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Overdraft & NSF
Overdraft Fee	$35	Not stated	None
Non-Sufficient Fee	$35	per item	None
ATM & Card
ATM Balance Inquiry Fee or Transaction Fee at a Non-Centennial Bank or Non-Publix ATM	$2	per item	None
International ATM Balance Inquiry Fee or Transaction Fee	$5	per item	None
Wire Transfers
Outgoing Domestic Wire Transfers	$25	per item	None
All Incoming Wires	$15	per item	None
Outgoing Foreign Wire Transfers	$50	per item	None
Check Services
Cashier's Checks (Customers Only)	$7	per item	None
Stop Payment Fee	$35	per item	None
Temporary Check Printing	$2Not compared: Charged per page; comparison unavailable	per page	None
Canadian Item Fee	$15	per item	None
Collection Items (incoming and outgoing)	$35	per item	None
Check Image Copies	$2	per item	None
Digital & Electronic
Basic Bill Pay Service	No charge	Not stated	None
Bill Pay Service with Payroll Processing	$15	Not stated	None
Consumer Billpay: Charitable Donation	$1.99Not compared: Per-item charge, not monthly	per item	None
Consumer Billpay: Gift Pay	$2.99Not compared: Per-item charge, not monthly	per item	None
Cash & Deposit
Night Deposit Keys (above 2)	$2	per item	None
Account Services
Drilling Fee	$250Not compared: Box drilling or key fee	Not stated	None
Lost Key	$25Not compared: Box drilling or key fee	Not stated	None
Garnishments and Levies	$150	per item	None
Retirement & IRA
IRA Transfer Fee (Outgoing Trustee-to-Trustee Transfer)	$50	per item	None
Other Fees
Photocopies	$1Not compared: Charged per page; comparison unavailable	per page	None
Statement Copies	$5	per item	None

Correct a fee source

Nov 1, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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