17 published fees; none has a market median to compare yet.
Source: its fee schedule, read Oct 13, 2026.
Comparison with U.S. medians for fees published by banks and credit unions.
Monthly Maintenance
Interest Checking $10 · Forward Interest Checking $25
Compared at $17.50, the middle of its prices
Overdraft (OD)
NSF / Returned Item
Compared at $20, the middle of its prices
A blank median means fewer than 5 publish the fee.
Each amount links to the fee schedule it was read from. Medians for North Dakota, the Minneapolis district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Bring fees, filings and market context together.
Amounts from Bank Forward’s own schedules, with a source for each figure.
per month
per month
per month
per month
per month
per month
per hour
per month
per item
per page
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Monthly Maintenance | $10 | per month | None |
| Monthly Maintenance | $25 | per month | None |
| Monthly service fee if minimum balance not met | $10 | per month | None |
| Monthly service fee if none of the minimum balances are met | $25 | per month | None |
| Early account closing (audience not stated, treated as personal) | $25 | Not stated | None |
| Dormant DDA account monthly fee after 12 months of inactivity (audience not stated, treated as personal) | $5 | per month | None |
| Dormant Money Market account monthly fee after 24 months of inactivity (audience not stated, treated as personal) | $5 | per month | None |
| Account research/ reconciliation (audience not stated, treated as personal) | $25Not compared: Charged per hour; comparison unavailable | per hour | None |
| Returned mail fee where no forwarding address is provided | $5 | Not stated | None |
Overdraft & NSF | |||
| Overdraft (OD) (audience not stated, treated as personal) | $30 | per item | None |
| Fees for overdrafts and non-sufficient (audience not stated, treated as personal) | $30 | per item | None |
| NSF / Returned Item (audience not stated, treated as personal) | $10 | per item | None |
| Negative balance fee (audience not stated, treated as personal) | $30 | Not stated | None |
ATM & Card | |||
| VISA Reloadable Card - ATM Withdrawal Fees | $1.50 | Not stated | None |
| VISA Reloadable Card – ATM Balance Inquiry | $0.50 | Not stated | None |
| VISA Travel Card – ATM Withdrawals | $1.99 | Not stated | None |
| Lost card issue/replacement (audience not stated, treated as personal) | $5 | Not stated | None |
| VISA Reloadable Card – Lost/Stolen Replacement Fee | $5 | Not stated | None |
| VISA Travel Card – Lost/Stolen Replacement Fee | $9.95 | Not stated | None |
Wire Transfers | |||
| WIRE TRANSFERS: Domestic Outgoing | $25 | Not stated | None |
| WIRE TRANSFERS: Foreign Outgoing | $50 | Not stated | None |
Check Services | |||
| Cashier check | $5 | Not stated | None |
| Certified check | $10 | Not stated | None |
| Stop payment (audience not stated, treated as personal) | $30 | per item | None |
| Canadian check processing fee on checks over $100 (audience not stated, treated as personal) | $10 | Not stated | None |
Digital & Electronic | |||
| ACH Origination | $25Not compared: Monthly charge, not per item | per month | None |
Cash & Deposit | |||
| Coin counting | 5%($2 minimum) | Not stated | None |
| Returned deposit item fee (audience not stated, treated as personal) | $4 | per item | None |
Account Services | |||
| Lost Safe Deposit Box Key | $15Not compared: Box drilling or key fee | Not stated | None |
Retirement & IRA | |||
| IRA closeout before maturity (audience not stated, treated as personal) | $40 | Not stated | None |
Gift & Prepaid Cards | |||
| VISA Gift Card – Purchase Fee | $4.95 | Not stated | None |
| VISA Reloadable Card – Online Reload Fee | $10 | Not stated | None |
| VISA Reloadable Card – reload Fee from Bank | $4.95 | Not stated | None |
| VISA Travel Card – Reload Fee from Bank | $4.95 | Not stated | None |
Other Fees | |||
| Document copies (audience not stated, treated as personal) | $2Not compared: Charged per page; comparison unavailable | per page | None |
Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Returned mail fee where no forwarding address is provided | $5 | Not stated | None |
ATM & Card | |||
| VISA Reloadable Card - ATM Withdrawal Fees | $1.50 | Not stated | None |
| VISA Reloadable Card – ATM Balance Inquiry | $0.50 | Not stated | None |
| VISA Travel Card – ATM Withdrawals | $1.99 | Not stated | None |
| VISA Reloadable Card – Lost/Stolen Replacement Fee | $5 | Not stated | None |
| VISA Travel Card – Lost/Stolen Replacement Fee | $9.95 | Not stated | None |
Wire Transfers | |||
| WIRE TRANSFERS: Domestic Outgoing | $25 | Not stated | None |
| WIRE TRANSFERS: Foreign Outgoing | $50 | Not stated | None |
Check Services | |||
| Cashier check | $5 | Not stated | None |
| Certified check | $10 | Not stated | None |
Digital & Electronic | |||
| ACH Origination | $25Not compared: Monthly charge, not per item | per month | None |
| Business bill pay with basic online banking | $10 | per month | None |
Cash & Deposit | |||
| Coin counting | 5%($2 minimum) | Not stated | None |
Account Services | |||
| Lost Safe Deposit Box Key | $15Not compared: Box drilling or key fee | Not stated | None |
Gift & Prepaid Cards | |||
| VISA Gift Card – Purchase Fee | $4.95 | Not stated | None |
| VISA Reloadable Card – Online Reload Fee | $10 | Not stated | None |
| VISA Reloadable Card – reload Fee from Bank | $4.95 | Not stated | None |
| VISA Travel Card – Reload Fee from Bank | $4.95 | Not stated | None |
Oct 13, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
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