17 published fees; none has a market median to compare yet.
Source: its fee schedule, read Oct 13, 2026.
Comparison with U.S. medians for fees published by banks and credit unions.
Monthly Maintenance
Interest Checking $10 · Forward Interest Checking $25
Compared at $17.50, the middle of its prices
Overdraft (OD)
NSF / Returned Item
Compared at $20, the middle of its prices
A blank median means fewer than 5 publish the fee.
Each amount links to the fee schedule it was read from. Medians for North Dakota, the Minneapolis district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Bring fees, filings and market context together.
Bank Forward · $1.1B in assets
The 25 banks closest in assets
Banks of similar size, for comparing published prices. Not local competitors: they're spread over 20 states.
| Institution | City, state | Assets | Maintenance | ATM | Domestic wire | Intl. wire | Overdraft |
|---|---|---|---|---|---|---|---|
| Bank Forward(this institution) | Fargo, ND | $1.1B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| American Bank | Allentown, PA | $1.1B | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Bank of Commerce | Greenwood, MS | $1.1B | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| Bank of Labor | Overland Park, KS | $1.1B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Bank of Washington | Washington, MO | $1.1B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Citizens Bank | Mukwonago, WI | $1.2B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Overdraft not published |
| Community National Bank | Derby, VT | $1.2B | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| EverTrust Bank | City of Industry, CA | $1.1B | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| Farmers State Bank | Marion, IA | $1.1B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Financial Federal Bank | Memphis, TN | $1.1B | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| First Arkansas Bank and Trust | Jacksonville, AR | $1.1B | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| First Federal Bank of Louisiana | Lake Charles, LA | $1.1B | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| First National Bank | Altavista, VA | $1.1B | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| First National Bank and Trust Company of Newtown | Newtown, PA | $1.2B | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | Publishes International wire | Publishes Overdraft |
| First National Bank, Ames, Iowa | Ames, IA | $1.1B | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| First US Bank | Birmingham, AL | $1.1B | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Generations Bank | Rogers, AR | $1.1B | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Katahdin Trust Company | Patten, ME | $1.2B | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Liberty Savings Bank, F.S.B. | Wilmington, OH | $1.1B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Pentucket Bank | Haverhill, MA | $1.1B | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Pioneer Bank | Roswell, NM | $1.1B | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Pointbank | Pilot Point, TX | $1.2B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Sturdy Savings Bank | Stone Harbor, NJ | $1.1B | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| The Citizens National Bank of Bluffton | Bluffton, OH | $1.1B | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| TrailWest Bank | Lolo, MT | $1.1B | Monthly maintenance not published | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Overdraft not published |
| Trustar Bank | Great Falls, VA | $1.1B | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
✓ publishes the fee. – not published.
25 peers selected · 15 publish this fee(monthly maintenance)
10 don't publish it: shown as not published, never as zero.
Peer pricing snapshot
Compared at $17.50, the middle of its four prices, against a peer median of $7.50 among 15 publishing peers.
Its four checking prices are $10, $10, $25 and $25.
$17.50 is a comparison price, not a fee anyone is charged.
This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.
Source: Bank Fee Index, published fee schedules, as of Nov 2, 2026.
Monthly maintenance fee in dollars, one mark per institution
Against this institution's monthly maintenance fee
Hamilton is the Fee Insight workspace for pricing teams.
Source: Bank Fee Index, published fee schedules, as of Nov 2, 2026. Total assets from FDIC and NCUA records.
Amounts from Bank Forward’s own schedules, with a source for each figure.
per month
per month
per month
per month
per month
per month
per hour
per month
per item
per page
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Monthly Maintenance | $10 | per month | None |
| Monthly Maintenance | $25 | per month | None |
| Monthly service fee if minimum balance not met | $10 | per month | None |
| Monthly service fee if none of the minimum balances are met | $25 | per month | None |
| Early account closing (audience not stated, treated as personal) | $25 | Not stated | None |
| Dormant DDA account monthly fee after 12 months of inactivity (audience not stated, treated as personal) | $5 | per month | None |
| Dormant Money Market account monthly fee after 24 months of inactivity (audience not stated, treated as personal) | $5 | per month | None |
| Account research/ reconciliation (audience not stated, treated as personal) | $25Not compared: Charged per hour; comparison unavailable | per hour | None |
| Returned mail fee where no forwarding address is provided | $5 | Not stated | None |
Overdraft & NSF | |||
| Overdraft (OD) (audience not stated, treated as personal) | $30 | per item | None |
| Fees for overdrafts and non-sufficient (audience not stated, treated as personal) | $30 | per item | None |
| NSF / Returned Item (audience not stated, treated as personal) | $10 | per item | None |
| Negative balance fee (audience not stated, treated as personal) | $30 | Not stated | None |
ATM & Card | |||
| VISA Reloadable Card - ATM Withdrawal Fees | $1.50 | Not stated | None |
| VISA Reloadable Card – ATM Balance Inquiry | $0.50 | Not stated | None |
| VISA Travel Card – ATM Withdrawals | $1.99 | Not stated | None |
| Lost card issue/replacement (audience not stated, treated as personal) | $5 | Not stated | None |
| VISA Reloadable Card – Lost/Stolen Replacement Fee | $5 | Not stated | None |
| VISA Travel Card – Lost/Stolen Replacement Fee | $9.95 | Not stated | None |
Wire Transfers | |||
| WIRE TRANSFERS: Domestic Outgoing | $25 | Not stated | None |
| WIRE TRANSFERS: Foreign Outgoing | $50 | Not stated | None |
Check Services | |||
| Cashier check | $5 | Not stated | None |
| Certified check | $10 | Not stated | None |
| Stop payment (audience not stated, treated as personal) | $30 | per item | None |
| Canadian check processing fee on checks over $100 (audience not stated, treated as personal) | $10 | Not stated | None |
Digital & Electronic | |||
| ACH Origination | $25Not compared: Monthly charge, not per item | per month | None |
Cash & Deposit | |||
| Coin counting | 5%($2 minimum) | Not stated | None |
| Returned deposit item fee (audience not stated, treated as personal) | $4 | per item | None |
Account Services | |||
| Lost Safe Deposit Box Key | $15Not compared: Box drilling or key fee | Not stated | None |
Retirement & IRA | |||
| IRA closeout before maturity (audience not stated, treated as personal) | $40 | Not stated | None |
Gift & Prepaid Cards | |||
| VISA Gift Card – Purchase Fee | $4.95 | Not stated | None |
| VISA Reloadable Card – Online Reload Fee | $10 | Not stated | None |
| VISA Reloadable Card – reload Fee from Bank | $4.95 | Not stated | None |
| VISA Travel Card – Reload Fee from Bank | $4.95 | Not stated | None |
Other Fees | |||
| Document copies (audience not stated, treated as personal) | $2Not compared: Charged per page; comparison unavailable | per page | None |
Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Returned mail fee where no forwarding address is provided | $5 | Not stated | None |
ATM & Card | |||
| VISA Reloadable Card - ATM Withdrawal Fees | $1.50 | Not stated | None |
| VISA Reloadable Card – ATM Balance Inquiry | $0.50 | Not stated | None |
| VISA Travel Card – ATM Withdrawals | $1.99 | Not stated | None |
| VISA Reloadable Card – Lost/Stolen Replacement Fee | $5 | Not stated | None |
| VISA Travel Card – Lost/Stolen Replacement Fee | $9.95 | Not stated | None |
Wire Transfers | |||
| WIRE TRANSFERS: Domestic Outgoing | $25 | Not stated | None |
| WIRE TRANSFERS: Foreign Outgoing | $50 | Not stated | None |
Check Services | |||
| Cashier check | $5 | Not stated | None |
| Certified check | $10 | Not stated | None |
Digital & Electronic | |||
| ACH Origination | $25Not compared: Monthly charge, not per item | per month | None |
| Business bill pay with basic online banking | $10 | per month | None |
Cash & Deposit | |||
| Coin counting | 5%($2 minimum) | Not stated | None |
Account Services | |||
| Lost Safe Deposit Box Key | $15Not compared: Box drilling or key fee | Not stated | None |
Gift & Prepaid Cards | |||
| VISA Gift Card – Purchase Fee | $4.95 | Not stated | None |
| VISA Reloadable Card – Online Reload Fee | $10 | Not stated | None |
| VISA Reloadable Card – reload Fee from Bank | $4.95 | Not stated | None |
| VISA Travel Card – Reload Fee from Bank | $4.95 | Not stated | None |
Oct 13, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
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