Trustar Bank

Headquarters: Great Falls, Virginia
Charter: Bank
Assets: $1.1B
Fed district: Richmond
Regulator: FDIC
Holding company: Trustar Bankshares Inc.

21 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 31, 2026.

Overview

Total assets
Q2 2026, quarter end
FFIEC call report · Jun 30, 2026
Revenue
Q2 2026, one quarter
FFIEC call report · Jun 30, 2026
Service-charge income
Q2 2026, one quarter
FFIEC call report · Jun 30, 2026
Service-charge share of revenue
Not available
Peer figures could not be read
Not on file
Fees above the U.S. median
None compared
No fee has a median to compare
Fee schedule read Oct 31, 2026

How these figures are measured

Call-report figures are for Trustar Bank at the bank level, not its holding company. Revenue is net interest income plus noninterest income.

Metric	Measure and calculation	Source and fields	Period	Retrieved
Total assets	Total assets at quarter end Point in time, at quarter end	FFIEC call report (bulk data) RCON2170	Q2 2026 Quarter ended Jun 30, 2026	Nov 1, 2026
Revenue	Revenue (net interest + noninterest income) Standalone quarter: year to date less the prior quarter (Q1 as filed)	FFIEC call report (bulk data) RIAD4074 + RIAD4079	Q2 2026 Quarter ended Jun 30, 2026	Nov 1, 2026
Service-charge income	Service charges on deposit accounts Standalone quarter: year to date less the prior quarter (Q1 as filed)	FFIEC call report (bulk data) RIAD4080	Q2 2026 Quarter ended Jun 30, 2026	Nov 1, 2026
Service-charge share of revenue	Service charges on deposit accounts divided by revenue (net interest + noninterest income) Shown when at least 10 banks of its size report a share above 0%.	Not on file	Not on file	Not recorded
Fees above the U.S. median	Published fees above the U.S. median for the same fee Within 1% of the median counts as about the same. Business-only fees are left out.	Trustar Bank's published fee schedule; Bank Fee Index medians	Current schedule	Oct 31, 2026

Service-charge income by quarter

Q1 2024 to Q2 2026, standalone quarters

Details

Source: FFIEC call report (bulk data)
Entity: Trustar Bank (bank level, not the holding company)
Period: Q1 2024 to Q2 2026, 10 quarters
Measure: Service charges on deposit accounts
Calculation: Standalone quarter: year to date less the prior quarter (Q1 as filed)
Fields: RIAD4080
Retrieved: Nov 1, 2026

What stands out

Service-charge income was $41K in Q2 2026, 7.9% above the same quarter a year earlier ($38K).
Not established: Two quarters a year apart are two observations, not an established trend in service-charge income.

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Trustar Bank: $35
Trustar Bank: $35
U.S. median: no median
NSF / Returned Item
Trustar Bank: $35
Trustar Bank: $35
U.S. median: no median
Wire Transfer (Domestic Out)
Trustar Bank: $30
Trustar Bank: $30
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 31, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Virginia, the Richmond district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Virginia: Banks and credit unions headquartered in Virginia that publish the fee.
Richmond district: Banks and credit unions headquartered in the Richmond Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Fee income beside fee prices

Service-charge income fell 32% from Q3 2025 to Q2 2026, to $41K.

Service-charge income, Q2 2026

$41K

$60KQ3 2025

$49KQ4 2025

$48KQ1 2026

$41KQ2 2026

Against the median

Trustar BankMedian

Sources and open questions

FFIEC call reports, bank level, standalone quarters. Four quarters are too few to call a trend.

Do business accounts and account analysis fees make up more of service charges than at peers?

Among its peers

Trustar Bank · $1.1B in assets

The 25 banks closest in assets

Banks of similar size, for comparing published prices. Not local competitors: they're spread over 22 states.

Banks only
$1.1B to $1.2B in assets
Headquartered in 22 states

See the 25 institutions

The institutions in this peer set, with the fees each publishes
Institution	City, state	Assets	Maintenance	ATM	Domestic wire	Intl. wire	Overdraft
Trustar Bank(this institution)	Great Falls, VA	$1.1B	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
American Bank	Allentown, PA	$1.1B	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
Bank Forward	Fargo, ND	$1.1B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Bank of Commerce	Greenwood, MS	$1.1B	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Bank of Labor	Overland Park, KS	$1.1B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Bank of Pontiac	Pontiac, IL	$1.2B	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Overdraft not published
Bank of Washington	Washington, MO	$1.1B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Citizens Bank	Mukwonago, WI	$1.2B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Overdraft not published
Citizens Bank of Las Cruces	Las Cruces, NM	$1.2B	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Community National Bank	Derby, VT	$1.2B	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
EverTrust Bank	City of Industry, CA	$1.1B	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Farmers State Bank	Marion, IA	$1.1B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Financial Federal Bank	Memphis, TN	$1.1B	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
First Arkansas Bank and Trust	Jacksonville, AR	$1.1B	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
First Federal Bank of Louisiana	Lake Charles, LA	$1.1B	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
First General Bank	Rowland Heights, CA	$1.2B	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
First National Bank	Altavista, VA	$1.1B	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
First National Bank and Trust Company of Newtown	Newtown, PA	$1.2B	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	Publishes International wire	Publishes Overdraft
First National Bank, Ames, Iowa	Ames, IA	$1.1B	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
First US Bank	Birmingham, AL	$1.1B	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Katahdin Trust Company	Patten, ME	$1.2B	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Liberty Savings Bank, F.S.B.	Wilmington, OH	$1.1B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Pentucket Bank	Haverhill, MA	$1.1B	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Pointbank	Pilot Point, TX	$1.2B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Sturdy Savings Bank	Stone Harbor, NJ	$1.1B	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
TrailWest Bank	Lolo, MT	$1.1B	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Overdraft not published

✓ publishes the fee. – not published.

25 peers selected · 18 publish this fee(monthly maintenance)

7 don't publish it: shown as not published, never as zero.

Fee type

Peer pricing snapshot

Trustar Bank does not publish a monthly maintenance fee in the index.

The peer median is $7.75 among 18 publishing peers.

This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.

Source: Bank Fee Index, published fee schedules, as of Nov 2, 2026.

Monthly maintenance fee in dollars, one mark per institution

Trustar Bank does not publish a monthly maintenance fee, so it is not on this chart.

Trustar BankPeer (equal prices stack)Peer median

Hamilton is the Fee Insight workspace for pricing teams.

Source: Bank Fee Index, published fee schedules, as of Nov 2, 2026. Total assets from FDIC and NCUA records.

How peers are chosen and counted

Every set except Home metro keeps the institution's own charter: banks against banks, credit unions against credit unions.
The set shown first is the first in the list with a peer median for each overdraft and monthly maintenance fee this institution publishes. If none has them all, it is the set with the most.
Closest in assets takes the institutions nearest its total assets among those that publish fees.
Home metro is the metro where it has the most branches. It counts the banks with a branch there (FDIC Summary of Deposits) and the credit unions with a branch in one of the metro's cities (NCUA). Banks only leaves the credit unions out.
State and Fed district count institutions headquartered there. Size uses its asset-size band.
Regulator uses the bank's primary federal regulator; for a credit union, its federal or state charter.
A set lists the institutions that publish at least one fee. This institution is not counted in its own set.
Each institution counts once per fee: the middle of its prices, or for overdraft its highest.
A peer median needs at least 8 peers that publish the fee. With fewer, the fee reads "too few to compare".
A fee an institution does not publish is shown as not published, never as zero.
About the same: within 1% of the median, in this section and everywhere on this page. Above or below means further than that.
A set with more than 50 peers shows the 50 closest in assets. Its medians and counts still use every peer in the set.

Financial performance

Call reports for Trustar Bank (bank level, not the holding company). Income lines are standalone quarters.

Measure

Service-charge income

Q3 2024 to Q2 2026, standalone quarters · 28 quarters on file

Latest, Q2 2026: $41K
vs prior quarter: −$7K−14.6%; from Q1 2026
vs a year earlier: +$3K+7.9%; from Q2 2025
vs start of range: +$7K+20.6%; from Q3 2024

Details

Source: FFIEC call report (bulk data)
Entity: Trustar Bank (bank level, not the holding company)
Period: Q3 2024 to Q2 2026, 8 quarters
Measure: Service charges on deposit accounts
Calculation: Standalone quarter: year to date less the prior quarter (Q1 as filed)
Fields: RIAD4080
Retrieved: Nov 1, 2026

Table

Quarter	Amount	Change	%
Q2 2026	$41K	−$7K	−14.6%
Q1 2026	$48K	−$1K	−2.0%
Q4 2025	$49K	−$11K	−18.3%
Q3 2025	$60K	+$22K	+57.9%
Q2 2025	$38K	−$5K	−11.6%
Q1 2025	$43K	+$43K
Q4 2024	$0	−$34K	−100.0%
Q3 2024	$34K	−$5K	−12.8%

Service-charge share against its size cohort

Insufficient sample: fewer than 10 peers of its size reported a share.

Published fee schedule

Amounts from Trustar Bank’s own schedules, with a source for each figure.

Account Maintenance

Early Account Closeout Fee: Assessed if account is closed within 90 days$25
Dormant Account Fee: Assessed after two years of no activity on a transaction account$25
Excessive Withdrawal Fee: Per Item in excess of six on Money Market or Savings$15
per item
Recurring Bad Address Fee: Recurs monthly at statement time on transaction accounts$10
per month

Overdraft & NSF

Overdraft fee$35
per item
Non-Sufficient Funds (NSF): Per item presented$35
per item
Extended Daily Overdraft: Assessed daily starting on the 3rd day of being overdrawn$8
per day

ATM & Card

Debit Card Replacement (Instant or Mailed) Fee$10
Debit Card Replacement Expedited Shipping Fee: Shipping fee only, additional card$35

Wire Transfers

Wire Fee- Outgoing Domestic$30
Wire Fee- Incoming$14
Wire Fee- Outgoing International$75

Check Services

Cashier's Check Fee: Per check$15
per item
Stop Payment: Per new request or reinstatement$35
Counter Checks (Sheet of 4)$5
Non-customer Check Cashing Fee: Flat fee, per check$15
per item

Digital & Electronic

Bill Pay Service- Charitable donation$1.99
Bill Pay Service- Gift check$2.99
Bill Pay Service- Overnight delivery$19.95
Bill Pay Service- Second-day delivery$14.95

Cash & Deposit

Returned Deposited Item Fee: Per deposited item returned unpaid for any reason$20

Account Services

Attachment, Garnishment, Levy, Lien Fee: Per occurrence$150
per item

Other Fees

Courier Service Fee: Per pick-up or delivery$35
Statement or Document Copy Request Fee: Per page$10
per item

Fee	Amount	Basis	Note
Account Maintenance
Early Account Closeout Fee: Assessed if account is closed within 90 days	$25	Not stated	None
Dormant Account Fee: Assessed after two years of no activity on a transaction account	$25	Not stated	None
Excessive Withdrawal Fee: Per Item in excess of six on Money Market or Savings	$15	per item	None
Recurring Bad Address Fee: Recurs monthly at statement time on transaction accounts	$10	per month	None
Overdraft & NSF
Overdraft fee	$35	per item	None
Non-Sufficient Funds (NSF): Per item presented	$35	per item	None
Extended Daily Overdraft: Assessed daily starting on the 3rd day of being overdrawn	$8	per day	None
ATM & Card
Debit Card Replacement (Instant or Mailed) Fee	$10	Not stated	None
Debit Card Replacement Expedited Shipping Fee: Shipping fee only, additional card	$35	Not stated	None
Wire Transfers
Wire Fee- Outgoing Domestic	$30	Not stated	None
Wire Fee- Incoming	$14	Not stated	None
Wire Fee- Outgoing International	$75	Not stated	None
Check Services
Cashier's Check Fee: Per check	$15	per item	None
Stop Payment: Per new request or reinstatement	$35	Not stated	None
Counter Checks (Sheet of 4)	$5	Not stated	None
Non-customer Check Cashing Fee: Flat fee, per check	$15	per item	None
Digital & Electronic
Bill Pay Service- Charitable donation	$1.99	Not stated	None
Bill Pay Service- Gift check	$2.99	Not stated	None
Bill Pay Service- Overnight delivery	$19.95	Not stated	None
Bill Pay Service- Second-day delivery	$14.95	Not stated	None
Cash & Deposit
Returned Deposited Item Fee: Per deposited item returned unpaid for any reason	$20	Not stated	None
Account Services
Attachment, Garnishment, Levy, Lien Fee: Per occurrence	$150	per item	None
Other Fees
Courier Service Fee: Per pick-up or delivery	$35	Not stated	None
Statement or Document Copy Request Fee: Per page	$10	per item	None

Correct a fee source

Oct 31, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Branches and public record

Where Trustar Bank operates, and what regulators and customers have on file.

Market position

In Washington-Arlington-Alexandria, DC-VA-MD-WV, Trustar Bank holds 0.3% of bank deposits, #26 of 71, with 6 offices.

Compare fees with the 120 Washington-Arlington-Alexandria, DC-VA-MD-WV banks and credit unions in its home-metro peer set →

Offices in the metro

900 offices of 49 institutions shown.

Trustar BankOther banksCredit unions

Showing 900 of 1,503 offices: the largest institutions' offices, with banks and credit unions in proportion.

Source: FDIC Summary of Deposits, as of June 30, 2026 (bank offices); NCUA branch file, quarter ending June 30, 2026 (credit union offices).

Details

Source: FDIC Summary of Deposits (bank offices, June 30, 2026); NCUA credit union branch file (quarter ending June 30, 2026)
Area: Washington-Arlington-Alexandria, DC-VA-MD-WV metro (FDIC metro code 47900), drawn from its counties
Coverage: Bank offices the FDIC places in the metro. Credit union offices in the cities those bank offices are in.
Asset band: Each institution's total assets as on file in our institution registry
Not drawn: 43 offices have no coordinates on file

Share of bank deposits

As of June 30, 2026. FDIC-insured offices only; credit unions are not included.

1Capital One, National Association21.5%
2Bank of America, National Association14.1%
3Truist Bank13.2%
4Wells Fargo Bank, National Association11.7%
5PNC Bank, National Association5.6%
6United Bank3.7%
7Atlantic Union Bank3.6%
8EagleBank2.7%
26Trustar Bank0.3%

9 of 71 institutions shown. $301.4B in bank deposits in the metro.

Source: FDIC Summary of Deposits, as of June 30, 2026.

Details

Source: FDIC Summary of Deposits
Reporting date: June 30, 2026
Area: Washington-Arlington-Alexandria, DC-VA-MD-WV metro (FDIC metro code 47900)
Coverage: Deposits booked at FDIC-insured bank and savings institution offices. Credit unions are not in the survey.
Calculation: An institution's deposits at its offices in the metro, divided by all surveyed deposits there. Ranked by deposits.

Position over time, 2020 to 2026

June 2026: 0.3% share, 6 offices, #26 of 71

Deposit share

Offices

Rank (1 is largest)

Source: FDIC Summary of Deposits, as of June 30 of each year, 2020 to 2026.

Details

Source: FDIC Summary of Deposits, every survey year on file
Reporting dates: June 30 of each year, 2020 to 2026
Area: Washington-Arlington-Alexandria, DC-VA-MD-WV metro as the FDIC coded each office that year; metro boundaries can change between years
Calculation: Same as the share chart, year by year. Offices counted at June 30. A merger moves the acquired offices to the buyer from that year on.

Credit unions, reported separately

376 offices of 131 credit unions in the metro's cities. NCUA does not report deposits by office, so credit unions have no share above.

Source: NCUA branch file, quarter ending June 30, 2026.

Fee change alerts

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