18 published fees; none has a market median to compare yet.
Source: its fee schedule, read Nov 2, 2026.
Comparison with U.S. medians for fees published by banks and credit unions.
Monthly Maintenance
Compared at $3.98, the middle of its prices
Overdraft (OD)
NSF / Returned Item
Compared at $44, the middle of its prices
A blank median means fewer than 5 publish the fee.
Each amount links to the fee schedule it was read from. Medians for Maine, the Boston district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Bring fees, filings and market context together.
Katahdin Trust Company · $1.2B in assets
The 25 banks closest in assets
Banks of similar size, for comparing published prices. Not local competitors: they're spread over 18 states.
| Institution | City, state | Assets | Maintenance | ATM | Domestic wire | Intl. wire | Overdraft |
|---|---|---|---|---|---|---|---|
| Katahdin Trust Company(this institution) | Patten, ME | $1.2B | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Bank Forward | Fargo, ND | $1.1B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Bank of Commerce | Greenwood, MS | $1.1B | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| Bank of Pontiac | Pontiac, IL | $1.2B | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Overdraft not published |
| Bank of Washington | Washington, MO | $1.1B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Citizens Bank | Mukwonago, WI | $1.2B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Overdraft not published |
| Citizens Bank of Las Cruces | Las Cruces, NM | $1.2B | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| Community National Bank | Derby, VT | $1.2B | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| EverTrust Bank | City of Industry, CA | $1.1B | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| Evolve Bank & Trust | West Memphis, AR | $1.2B | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| Financial Federal Bank | Memphis, TN | $1.1B | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| First Arkansas Bank and Trust | Jacksonville, AR | $1.1B | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| First Federal Bank of Louisiana | Lake Charles, LA | $1.1B | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| First General Bank | Rowland Heights, CA | $1.2B | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| First National Bank | Altavista, VA | $1.1B | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| First National Bank and Trust Company of Newtown | Newtown, PA | $1.2B | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | Publishes International wire | Publishes Overdraft |
| First US Bank | Birmingham, AL | $1.1B | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Helm Bank USA | Miami, FL | $1.2B | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| Mid America Bank | Jefferson City, MO | $1.2B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Montgomery Bank | Sikeston, MO | $1.2B | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Pentucket Bank | Haverhill, MA | $1.1B | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Pointbank | Pilot Point, TX | $1.2B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Reading Co-operative Bank | Reading, MA | $1.2B | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Somerset Regal Bank | Bound Brook, NJ | $1.2B | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Overdraft not published |
| Sturdy Savings Bank | Stone Harbor, NJ | $1.1B | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Trustar Bank | Great Falls, VA | $1.1B | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
✓ publishes the fee. – not published.
25 peers selected · 14 publish this fee(monthly maintenance)
11 don't publish it: shown as not published, never as zero.
Peer pricing snapshot
Compared at $3.98, the middle of its two prices, against a peer median of $8.74 among 14 publishing peers.
Its two checking prices are $1 and $6.95.
$3.98 is a comparison price, not a fee anyone is charged.
This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.
Source: Bank Fee Index, published fee schedules, as of Nov 2, 2026.
Monthly maintenance fee in dollars, one mark per institution
Against this institution's monthly maintenance fee
Hamilton is the Fee Insight workspace for pricing teams.
Source: Bank Fee Index, published fee schedules, as of Nov 2, 2026. Total assets from FDIC and NCUA records.
Amounts from Katahdin Trust Company’s own schedules, with a source for each figure.
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Monthly service charge | $6.95 | per month | None |
| Monthly Service Charge | $1 | per month | None |
| New Accounts Closed within 90 Days | $15 | Not stated | None |
| Account Research | $25Not compared: Charged per hour; comparison unavailable | per hour | None |
| Foreign: Returned Mail Fee (4) | $5 | Not stated | None |
Overdraft & NSF | |||
| Overdraft Fee (1) | $34 | Not stated | None |
| Non-Sufficient Funds (NSF) Fee (Returned Item) | $54 | Not stated | None |
| Non-Sufficient Funds (NSF) Fee (Returned Item) | $34 | Not stated | None |
| Personal Account Sustained Overdraft Fee | $10 | per day | None |
ATM & Card | |||
| Replace/Reissue Visa Debit Card | $10 | Not stated | None |
Wire Transfers | |||
| Safe Deposit Box: Wire Transfers - Outgoing | $25 | Not stated | None |
| Wire Transfers - Incoming | $15 | Not stated | None |
Check Services | |||
| Treasurer's Check | $5 | Not stated | None |
| Treasurer's Check - Reissue Fee | $7 | Not stated | None |
| Stop Payment | $34 | per item | None |
| Collection Charge | $20 | Not stated | None |
| Copy of Check | $2 | Not stated | None |
Digital & Electronic | |||
| Same Day ACH | $5 | per item | None |
| Online Bill Payment | No charge | Not stated | None |
| Zelle® | No charge | Not stated | None |
Account Services | |||
| Notary Public Service | $5 | Not stated | None |
| Drilling | $25Not compared: Box drilling or key fee | Not stated | None |
| Replacement Key | $15Not compared: Box drilling or key fee | Not stated | None |
| Legal Processing for Levy/Trustee Summons | $100 | Not stated | None |
Other Fees | |||
| Copy of Statement (paper/electronic) | $5 | Not stated | None |
| Fax (incoming/outgoing) | $2Not compared: Charged per page; comparison unavailable | per page | None |
| Photocopies | $0.25Not compared: Charged per page; comparison unavailable | per page | None |
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| New Accounts Closed within 90 Days | $15 | Not stated | None |
| Account Research | $25Not compared: Charged per hour; comparison unavailable | per hour | None |
| Foreign: Returned Mail Fee (4) | $5 | Not stated | None |
Overdraft & NSF | |||
| Overdraft Fee (1) | $34 | Not stated | None |
| Non-Sufficient Funds (NSF) Fee (Returned Item) | $54 | Not stated | None |
| Non-Sufficient Funds (NSF) Fee (Returned Item) | $34 | Not stated | None |
ATM & Card | |||
| Replace/Reissue Visa Debit Card | $10 | Not stated | None |
Wire Transfers | |||
| Safe Deposit Box: Wire Transfers - Outgoing | $25 | Not stated | None |
| Wire Transfers - Incoming | $15 | Not stated | None |
Check Services | |||
| Treasurer's Check | $5 | Not stated | None |
| Treasurer's Check - Reissue Fee | $7 | Not stated | None |
| Stop Payment | $34 | per item | None |
| Business Services: Counter Check | $0.50 | Not stated | None |
| Collection Charge | $20 | Not stated | None |
| Copy of Check | $2 | Not stated | None |
Digital & Electronic | |||
| Same Day ACH | $5 | per item | None |
| Cards: Deposited or ACH Item Returned (Business) | $10 | Not stated | None |
| Copy of Business Online Bill Payment Check | $11 | Not stated | None |
| Online Bill Payment | No charge | Not stated | None |
| Zelle® | No charge | Not stated | None |
Account Services | |||
| Notary Public Service | $5 | Not stated | None |
| Drilling | $25Not compared: Box drilling or key fee | Not stated | None |
| Replacement Key | $15Not compared: Box drilling or key fee | Not stated | None |
| Legal Processing for Levy/Trustee Summons | $100 | Not stated | None |
Other Fees | |||
| Copy of Statement (paper/electronic) | $5 | Not stated | None |
| Fax (incoming/outgoing) | $2Not compared: Charged per page; comparison unavailable | per page | None |
| Photocopies | $0.25Not compared: Charged per page; comparison unavailable | per page | None |
Nov 2, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
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