18 published fees; none has a market median to compare yet.
Source: its fee schedule, read Nov 2, 2026.
Comparison with U.S. medians for fees published by banks and credit unions.
Monthly Maintenance
Compared at $3.98, the middle of its prices
Overdraft (OD)
NSF / Returned Item
Compared at $44, the middle of its prices
A blank median means fewer than 5 publish the fee.
Each amount links to the fee schedule it was read from. Medians for Maine, the Boston district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Bring fees, filings and market context together.
Amounts from Katahdin Trust Company’s own schedules, with a source for each figure.
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Monthly service charge | $6.95 | per month | None |
| Monthly Service Charge | $1 | per month | None |
| New Accounts Closed within 90 Days | $15 | Not stated | None |
| Account Research | $25Not compared: Charged per hour; comparison unavailable | per hour | None |
| Foreign: Returned Mail Fee (4) | $5 | Not stated | None |
Overdraft & NSF | |||
| Overdraft Fee (1) | $34 | Not stated | None |
| Non-Sufficient Funds (NSF) Fee (Returned Item) | $54 | Not stated | None |
| Non-Sufficient Funds (NSF) Fee (Returned Item) | $34 | Not stated | None |
| Personal Account Sustained Overdraft Fee | $10 | per day | None |
ATM & Card | |||
| Replace/Reissue Visa Debit Card | $10 | Not stated | None |
Wire Transfers | |||
| Safe Deposit Box: Wire Transfers - Outgoing | $25 | Not stated | None |
| Wire Transfers - Incoming | $15 | Not stated | None |
Check Services | |||
| Treasurer's Check | $5 | Not stated | None |
| Treasurer's Check - Reissue Fee | $7 | Not stated | None |
| Stop Payment | $34 | per item | None |
| Collection Charge | $20 | Not stated | None |
| Copy of Check | $2 | Not stated | None |
Digital & Electronic | |||
| Same Day ACH | $5 | per item | None |
| Online Bill Payment | No charge | Not stated | None |
| Zelle® | No charge | Not stated | None |
Account Services | |||
| Notary Public Service | $5 | Not stated | None |
| Drilling | $25Not compared: Box drilling or key fee | Not stated | None |
| Replacement Key | $15Not compared: Box drilling or key fee | Not stated | None |
| Legal Processing for Levy/Trustee Summons | $100 | Not stated | None |
Other Fees | |||
| Copy of Statement (paper/electronic) | $5 | Not stated | None |
| Fax (incoming/outgoing) | $2Not compared: Charged per page; comparison unavailable | per page | None |
| Photocopies | $0.25Not compared: Charged per page; comparison unavailable | per page | None |
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| New Accounts Closed within 90 Days | $15 | Not stated | None |
| Account Research | $25Not compared: Charged per hour; comparison unavailable | per hour | None |
| Foreign: Returned Mail Fee (4) | $5 | Not stated | None |
Overdraft & NSF | |||
| Overdraft Fee (1) | $34 | Not stated | None |
| Non-Sufficient Funds (NSF) Fee (Returned Item) | $54 | Not stated | None |
| Non-Sufficient Funds (NSF) Fee (Returned Item) | $34 | Not stated | None |
ATM & Card | |||
| Replace/Reissue Visa Debit Card | $10 | Not stated | None |
Wire Transfers | |||
| Safe Deposit Box: Wire Transfers - Outgoing | $25 | Not stated | None |
| Wire Transfers - Incoming | $15 | Not stated | None |
Check Services | |||
| Treasurer's Check | $5 | Not stated | None |
| Treasurer's Check - Reissue Fee | $7 | Not stated | None |
| Stop Payment | $34 | per item | None |
| Business Services: Counter Check | $0.50 | Not stated | None |
| Collection Charge | $20 | Not stated | None |
| Copy of Check | $2 | Not stated | None |
Digital & Electronic | |||
| Same Day ACH | $5 | per item | None |
| Cards: Deposited or ACH Item Returned (Business) | $10 | Not stated | None |
| Copy of Business Online Bill Payment Check | $11 | Not stated | None |
| Online Bill Payment | No charge | Not stated | None |
| Zelle® | No charge | Not stated | None |
Account Services | |||
| Notary Public Service | $5 | Not stated | None |
| Drilling | $25Not compared: Box drilling or key fee | Not stated | None |
| Replacement Key | $15Not compared: Box drilling or key fee | Not stated | None |
| Legal Processing for Levy/Trustee Summons | $100 | Not stated | None |
Other Fees | |||
| Copy of Statement (paper/electronic) | $5 | Not stated | None |
| Fax (incoming/outgoing) | $2Not compared: Charged per page; comparison unavailable | per page | None |
| Photocopies | $0.25Not compared: Charged per page; comparison unavailable | per page | None |
Nov 2, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
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