Pioneer Bank

Headquarters: Roswell, New Mexico
Charter: Bank
Assets: $1.1B
Fed district: Dallas

22 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 6, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Pioneer Bank: $35
Pioneer Bank: $35
U.S. median: no median
NSF / Returned Item
Pioneer Bank: $35
Pioneer Bank: $35
U.S. median: no median
Non-Network ATM
Pioneer Bank: $3
Pioneer Bank: $3
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 6, 2026View sources

Each amount links to the fee schedule it was read from. Medians for New Mexico, the Dallas district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
New Mexico: Banks and credit unions headquartered in New Mexico that publish the fee.
Dallas district: Banks and credit unions headquartered in the Dallas Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Pioneer Bank’s own schedules, with a source for each figure.

Account Maintenance

Account Closeout (within 1 year of opening)$30
Dormant Account Fee (Per month after 12 months of inactivity)$10
per month
Research/Account Balancing (per hour/1 hour minimum)$35
Not compared: Charged per hour; comparison unavailable
per hour
Returned Mail (without forwarding address)$5

Overdraft & NSF

Overdraft Fee (per presented item)$35
Non-Sufficient Funds Fee (per presented item)$35
Sustained Overdraft Fee$5
Sustained Overdraft Fee (Personal accounts per day starting on the 15th business day. Business accounts per day starting$5
per day
Auto Overdraft Transfer (per transfer)$5
per item

ATM & Card

Non-Pioneer (Non MoneyPass) ATM Transaction$3
ATM/Debit Card or PIN # Replacement Rush replacement$10
Rush replacement Card$50

Wire Transfers

Wire Transfers: Outgoing$30
Wire Transfers: Incoming$8
Wire Transfers: Foreign$60

Check Services

Cashier’s Check$8
P2P Stop Payment$25
Temporary Check/Deposit Slips (maximum 9)$5
Check Copies$3

Digital & Electronic

Bill Pay Services (Personal)No charge
Same Day Bill Payment$2
Same Day Bill Payment$9.95
Zelle®No charge

Cash & Deposit

Coin Counting1%
Coin Counting Customer (audience not stated, treated as personal)1%

Account Services

Notary (non-customer)$5
Safe Box Drill (other fees may apply)$175
Not compared: Box drilling or key fee
Safe Deposit Box 10x10$70
Safe Deposit Box 3x10$30
Safe Deposit Box 5x10$45
Safe Deposit Box 5x5$40
Safe Deposit Box Late Payment (per month)$10
Not compared: Monthly charge, not annual
per month
Safe Deposit Boxes (where available) 3×5$20
Tax Levy/Garnishment & Subpoenas$150

Retirement & IRA

IRA Transfer/Closeout$50

Gift & Prepaid Cards

Visa Gift Card$5

Other Fees

Photocopies (per page)$0.50
Not compared: Charged per page; comparison unavailable
per page

Fee	Amount	Basis	Note
Account Maintenance
Account Closeout (within 1 year of opening)	$30	Not stated	None
Dormant Account Fee (Per month after 12 months of inactivity)	$10	per month	None
Research/Account Balancing (per hour/1 hour minimum)	$35Not compared: Charged per hour; comparison unavailable	per hour	None
Returned Mail (without forwarding address)	$5	Not stated	None
Overdraft & NSF
Overdraft Fee (per presented item)	$35	Not stated	None
Non-Sufficient Funds Fee (per presented item)	$35	Not stated	None
Sustained Overdraft Fee	$5	Not stated	None
Sustained Overdraft Fee (Personal accounts per day starting on the 15th business day. Business accounts per day starting	$5	per day	None
Auto Overdraft Transfer (per transfer)	$5	per item	None
ATM & Card
Non-Pioneer (Non MoneyPass) ATM Transaction	$3	Not stated	None
ATM/Debit Card or PIN # Replacement Rush replacement	$10	Not stated	None
Rush replacement Card	$50	Not stated	None
Wire Transfers
Wire Transfers: Outgoing	$30	Not stated	None
Wire Transfers: Incoming	$8	Not stated	None
Wire Transfers: Foreign	$60	Not stated	None
Check Services
Cashier’s Check	$8	Not stated	None
P2P Stop Payment	$25	Not stated	None
Temporary Check/Deposit Slips (maximum 9)	$5	Not stated	None
Check Copies	$3	Not stated	None
Digital & Electronic
Bill Pay Services (Personal)	No charge	Not stated	None
Same Day Bill Payment	$2	Not stated	None
Same Day Bill Payment	$9.95	Not stated	None
Zelle®	No charge	Not stated	None
Cash & Deposit
Coin Counting	1%	Not stated	None
Coin Counting Customer (audience not stated, treated as personal)	1%	Not stated	None
Account Services
Notary (non-customer)	$5	Not stated	None
Safe Box Drill (other fees may apply)	$175Not compared: Box drilling or key fee	Not stated	None
Safe Deposit Box 10x10	$70	Not stated	None
Safe Deposit Box 3x10	$30	Not stated	None
Safe Deposit Box 5x10	$45	Not stated	None
Safe Deposit Box 5x5	$40	Not stated	None
Safe Deposit Box Late Payment (per month)	$10Not compared: Monthly charge, not annual	per month	None
Safe Deposit Boxes (where available) 3×5	$20	Not stated	None
Tax Levy/Garnishment & Subpoenas	$150	Not stated	None
Retirement & IRA
IRA Transfer/Closeout	$50	Not stated	None
Gift & Prepaid Cards
Visa Gift Card	$5	Not stated	None
Other Fees
Photocopies (per page)	$0.50Not compared: Charged per page; comparison unavailable	per page	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Oct 6, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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