Citizens Bank of Las Cruces

Headquarters: Las Cruces, New Mexico
Charter: Bank
Assets: $1.2B
Fed district: Dallas

3 published fees; none has a market median to compare yet.

Source: its fee schedule, read Nov 1, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Main Street Checking $11 · Relationship Checking $15
Compared at $13, the middle of its prices
Citizens Bank of Las Cruces: $11 to $15
Citizens Bank of Las Cruces: $11 to $15
U.S. median: no median
Paper Statement
Citizens Bank of Las Cruces: $2.15
Citizens Bank of Las Cruces: $2.15
U.S. median: no median
Excess Withdrawals
Compared at $10, the middle of its prices
Citizens Bank of Las Cruces: $5 to $15
Citizens Bank of Las Cruces: $5 to $15
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 1, 2026View sources

Each amount links to the fee schedule it was read from. Medians for New Mexico, the Dallas district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
New Mexico: Banks and credit unions headquartered in New Mexico that publish the fee.
Dallas district: Banks and credit unions headquartered in the Dallas Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Citizens Bank of Las Cruces’s own schedules, with a source for each figure.

Account Maintenance

Monthly Service Charge$11
per month
Relationship Checking Monthly Service Charge$15
per month
Paper statement fee$2.15
per month
6 Withdrawals/debits included per month; Excess activity charge$5
per item
6 Withdrawals/debits included per month; Excess activity charge$15
per item

Fee	Amount	Basis	Note
Account Maintenance
Monthly Service Charge	$11	per month	None
Relationship Checking Monthly Service Charge	$15	per month	None
Paper statement fee	$2.15	per month	None
6 Withdrawals/debits included per month; Excess activity charge	$5	per item	None
6 Withdrawals/debits included per month; Excess activity charge	$15	per item	None

Correct a fee source

Nov 1, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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