Bank of Washington

Headquarters: Washington, Missouri
Charter: Bank
Assets: $1.1B
Fed district: St. Louis

18 published fees; none has a market median to compare yet.

Source: its fee schedule, read Nov 2, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Prosper Account
Can be waived with a minimum balance of $1,000 or more.
Bank of Washington: $10
Bank of Washington: $10
U.S. median: no median
Overdraft (OD)
Bank of Washington: $30
Bank of Washington: $30
U.S. median: no median
Non-Network ATM
Bank of Washington: $1
Bank of Washington: $1
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 2, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Missouri, the St. Louis district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Missouri: Banks and credit unions headquartered in Missouri that publish the fee.
St. Louis district: Banks and credit unions headquartered in the St. Louis Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Bank of Washington’s own schedules, with a source for each figure.

Account Maintenance

Monthly fee$10
per month
Dormant Fee This fee is charged annually$10
Not compared: Annual charge, not monthly
per year
Account Reconciliation Fee$25
Not compared: Charged per hour; comparison unavailable
per hour
Account Research Fee$25
Not compared: Charged per hour; comparison unavailable
per hour
Fax Payoff Request on Mortgage Loans$25
Paper Statement Fee$5
per month

Overdraft & NSF

Overdraft Paid Item Fee, per item$30
per item

ATM & Card

ATM Network Fee$1
Replacement of Lost ATM or Debit Card$5

Wire Transfers

Wire Transfer Fee (outgoing, domestic)$15
Wire Transfer Fee (outgoing, international)$45

Check Services

Cashier's Check$3
Money Order$2
Stop Payment Fee (all items)$20
Counter Checks (4 on a page)$1

Digital & Electronic

ACH Origination$30
Not compared: Monthly charge, not per item
per month
Same Day ACH File$15
Online Bill Pay$10
per month

Cash & Deposit

Coin Counter Customer Non-Customer, Self Service Only (audience not stated, treated as personal)10%
Coin Counter Customer Non-Customer, Self Service Only10%
Night Deposit Additional Key Fee$10

Account Services

Lost Two Keys - Drill Box Fee (audience not stated, treated as personal)$10
Not compared: Box drilling or key fee
Garnishment Legal Processing Fee$25

Gift & Prepaid Cards

Gift Card Fee$5

Other Fees

Duplicate Bank Statement$1
Fax Fee$10
per item
Photocopy$0.25

Fee	Amount	Basis	Note
Account Maintenance
Monthly fee	$10	per month	None
Dormant Fee This fee is charged annually	$10Not compared: Annual charge, not monthly	per year	None
Account Reconciliation Fee	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Account Research Fee	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Fax Payoff Request on Mortgage Loans	$25	Not stated	None
Paper Statement Fee	$5	per month	None
Overdraft & NSF
Overdraft Paid Item Fee, per item	$30	per item	None
ATM & Card
ATM Network Fee	$1	Not stated	None
Replacement of Lost ATM or Debit Card	$5	Not stated	None
Wire Transfers
Wire Transfer Fee (outgoing, domestic)	$15	Not stated	None
Wire Transfer Fee (outgoing, international)	$45	Not stated	None
Check Services
Cashier's Check	$3	Not stated	None
Money Order	$2	Not stated	None
Stop Payment Fee (all items)	$20	Not stated	None
Counter Checks (4 on a page)	$1	Not stated	None
Digital & Electronic
ACH Origination	$30Not compared: Monthly charge, not per item	per month	None
Same Day ACH File	$15	Not stated	None
Online Bill Pay	$10	per month	None
Cash & Deposit
Coin Counter Customer Non-Customer, Self Service Only (audience not stated, treated as personal)	10%	Not stated	None
Coin Counter Customer Non-Customer, Self Service Only	10%	Not stated	None
Night Deposit Additional Key Fee	$10	Not stated	None
Account Services
Lost Two Keys - Drill Box Fee (audience not stated, treated as personal)	$10Not compared: Box drilling or key fee	Not stated	None
Garnishment Legal Processing Fee	$25	Not stated	None
Gift & Prepaid Cards
Gift Card Fee	$5	Not stated	None
Other Fees
Duplicate Bank Statement	$1	Not stated	None
Fax Fee	$10	per item	None
Photocopy	$0.25	Not stated	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Nov 2, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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