First Bank of Alabama

Headquarters: Talladega, Alabama
Charter: Bank
Assets: $1.4B
Fed district: Atlanta

12 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 11, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Account Online →
First Bank of Alabama: $6
First Bank of Alabama: $6
U.S. median: no median
Overdraft (OD)
First Bank of Alabama: $22
First Bank of Alabama: $22
U.S. median: no median
NSF / Returned Item
First Bank of Alabama: $22
First Bank of Alabama: $22
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 11, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Alabama, the Atlanta district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Alabama: Banks and credit unions headquartered in Alabama that publish the fee.
Atlanta district: Banks and credit unions headquartered in the Atlanta Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from First Bank of Alabama’s own schedules, with a source for each figure.

Account Maintenance

Monthly Service Charge Fee$6
per month
Inactivity fee$4

Overdraft & NSF

Overdraft charge, per item paid$22
per item
Insufficient funds fee, per returned item$22
per item

Check Services

Cashier' s checks or official checks$4
Stop payment order$30
Non-depositor check cashing fee for on-us checks$7.50
Charge-off collection fee$25

Cash & Deposit

Chargeback, per item$6
per item

Account Services

Garnishment or tax levy$50
Overdraft Protection service: Account verification for third party$5

Other Fees

One-time duplicate E-statement$1
Photocopy, per copy$1
per item

Fee	Amount	Basis	Note
Account Maintenance
Monthly Service Charge Fee	$6	per month	None
Inactivity fee	$4	Not stated	None
Overdraft & NSF
Overdraft charge, per item paid	$22	per item	None
Insufficient funds fee, per returned item	$22	per item	None
Check Services
Cashier' s checks or official checks	$4	Not stated	None
Stop payment order	$30	Not stated	None
Non-depositor check cashing fee for on-us checks	$7.50	Not stated	None
Charge-off collection fee	$25	Not stated	None
Cash & Deposit
Chargeback, per item	$6	per item	None
Account Services
Garnishment or tax levy	$50	Not stated	None
Overdraft Protection service: Account verification for third party	$5	Not stated	None
Other Fees
One-time duplicate E-statement	$1	Not stated	None
Photocopy, per copy	$1	per item	None

Correct a fee source

Oct 11, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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