Helm Bank USA

Headquarters: Miami, Florida
Charter: Bank
Assets: $1.2B
Fed district: Atlanta

10 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 3, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

NSF / Returned Item
Helm Bank USA: $40
Helm Bank USA: $40
U.S. median: no median
Stop Payment
Helm Bank USA: $40
Helm Bank USA: $40
U.S. median: no median
Cashier's Check
Helm Bank USA: $20
Helm Bank USA: $20
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 3, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Florida, the Atlanta district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Florida: Banks and credit unions headquartered in Florida that publish the fee.
Atlanta district: Banks and credit unions headquartered in the Atlanta Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Helm Bank USA’s own schedules, with a source for each figure.

Account Maintenance

Dormant Account Fees$25
per month
Return Mail Fee$15
per month

Overdraft & NSF

Insufficient Funds / NSF$40
per item

Check Services

Cashiers Check$20
per item
Checkbook Orders Fees vary Certificate of Deposit Assignment$50
Not compared: CD/IRA fee
per item
Stop Payment$40
per item
Deposit Item - Check Copy$5
per item

Digital & Electronic

Bill Payment Service$20
Not compared: Per-item charge, not monthly
per item
Bill Payment Service (iPay)$5
Not compared: Per-item charge, not monthly
per item

Cash & Deposit

Deposited Item Return$20
per item

Account Services

Drilling$200
Not compared: Box drilling or key fee
Safe Deposit Box 10 x 10$150
per year
Safe Deposit Box 3 x 10$75
per year
Safe Deposit Box 3 x 5$50
per year
Safe Deposit Box 5 x 10$125
per year

Other Fees

Courier Fees - Domestic$40
Courier Fees - International (audience not stated, treated as personal)$50
Statement Copy$20

Fee	Amount	Basis	Note
Account Maintenance
Dormant Account Fees	$25	per month	None
Return Mail Fee	$15	per month	None
Overdraft & NSF
Insufficient Funds / NSF	$40	per item	None
Check Services
Cashiers Check	$20	per item	None
Checkbook Orders Fees vary Certificate of Deposit Assignment	$50Not compared: CD/IRA fee	per item	None
Stop Payment	$40	per item	None
Deposit Item - Check Copy	$5	per item	None
Digital & Electronic
Bill Payment Service	$20Not compared: Per-item charge, not monthly	per item	None
Bill Payment Service (iPay)	$5Not compared: Per-item charge, not monthly	per item	None
Cash & Deposit
Deposited Item Return	$20	per item	None
Account Services
Drilling	$200Not compared: Box drilling or key fee	Not stated	None
Safe Deposit Box 10 x 10	$150	per year	None
Safe Deposit Box 3 x 10	$75	per year	None
Safe Deposit Box 3 x 5	$50	per year	None
Safe Deposit Box 5 x 10	$125	per year	None
Other Fees
Courier Fees - Domestic	$40	Not stated	None
Courier Fees - International (audience not stated, treated as personal)	$50	Not stated	None
Statement Copy	$20	Not stated	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Oct 3, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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