Simmons Bank

Headquarters: Pine Bluff, Arkansas
Charter: Bank
Assets: $24.7B
Fed district: St. Louis

3 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 21, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Compared at $10, the middle of its prices
Simmons Bank: $5 to $25
Simmons Bank: $5 to $25
U.S. median: no median
Overdraft (OD)
Simmons Bank: $36
Simmons Bank: $36
U.S. median: no median
Paper Statement
Compared at $3, the middle of its prices
Simmons Bank: $2 to $3
Simmons Bank: $2 to $3
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 21, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Arkansas, the St. Louis district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Arkansas: Banks and credit unions headquartered in Arkansas that publish the fee.
St. Louis district: Banks and credit unions headquartered in the St. Louis Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Simmons Bank’s own schedules, with a source for each figure.

Account Maintenance

Monthly service charge$25
per month
Monthly service charge; waived$5
per month
Signature Checking Monthly service charge$6
per month
Signature Plus Checking Monthly service charge$12
per month
Smart Checking Monthly service charge$10
per month
Monthly paper statement fee$3
per month
Paper Statement Fee$3
Paper Statement Fee$2

Overdraft & NSF

Paid Item/Overdraft Fee$36
per item

Lending Fees

Late payment fee (audience not stated, treated as personal)10%

Fee	Amount	Basis	Note
Account Maintenance
Monthly service charge	$25	per month	None
Monthly service charge; waived	$5	per month	None
Signature Checking Monthly service charge	$6	per month	None
Signature Plus Checking Monthly service charge	$12	per month	None
Smart Checking Monthly service charge	$10	per month	None
Monthly paper statement fee	$3	per month	None
Paper Statement Fee	$3	Not stated	None
Paper Statement Fee	$2	Not stated	None
Overdraft & NSF
Paid Item/Overdraft Fee	$36	per item	None
Lending Fees
Late payment fee (audience not stated, treated as personal)	10%	Not stated	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Overdraft & NSF

Paid Item/Overdraft Fee$36
per item
Return Item/Insufficient Funds Fee$36

Digital & Electronic

ACH Origination$20
Not compared: Monthly charge, not per item
per month

Fee	Amount	Basis	Note
Overdraft & NSF
Paid Item/Overdraft Fee	$36	per item	None
Return Item/Insufficient Funds Fee	$36	Not stated	None
Digital & Electronic
ACH Origination	$20Not compared: Monthly charge, not per item	per month	None

Correct a fee source

Oct 21, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Compared at $10, the middle of its prices
Simmons Bank: $5 to $25
Simmons Bank: $5 to $25
U.S. median: no median
Overdraft (OD)
Simmons Bank: $36
Simmons Bank: $36
U.S. median: no median
Paper Statement
Compared at $3, the middle of its prices
Simmons Bank: $2 to $3
Simmons Bank: $2 to $3
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 21, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Arkansas, the St. Louis district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Arkansas: Banks and credit unions headquartered in Arkansas that publish the fee.
St. Louis district: Banks and credit unions headquartered in the St. Louis Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Published fee schedule

Amounts from Simmons Bank’s own schedules, with a source for each figure.

Account Maintenance

Monthly service charge$25
per month
Monthly service charge; waived$5
per month
Signature Checking Monthly service charge$6
per month
Signature Plus Checking Monthly service charge$12
per month
Smart Checking Monthly service charge$10
per month
Monthly paper statement fee$3
per month
Paper Statement Fee$3
Paper Statement Fee$2

Overdraft & NSF

Paid Item/Overdraft Fee$36
per item

Lending Fees

Late payment fee (audience not stated, treated as personal)10%

Fee	Amount	Basis	Note
Account Maintenance
Monthly service charge	$25	per month	None
Monthly service charge; waived	$5	per month	None
Signature Checking Monthly service charge	$6	per month	None
Signature Plus Checking Monthly service charge	$12	per month	None
Smart Checking Monthly service charge	$10	per month	None
Monthly paper statement fee	$3	per month	None
Paper Statement Fee	$3	Not stated	None
Paper Statement Fee	$2	Not stated	None
Overdraft & NSF
Paid Item/Overdraft Fee	$36	per item	None
Lending Fees
Late payment fee (audience not stated, treated as personal)	10%	Not stated	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Overdraft & NSF

Paid Item/Overdraft Fee$36
per item
Return Item/Insufficient Funds Fee$36

Digital & Electronic

ACH Origination$20
Not compared: Monthly charge, not per item
per month

Fee	Amount	Basis	Note
Overdraft & NSF
Paid Item/Overdraft Fee	$36	per item	None
Return Item/Insufficient Funds Fee	$36	Not stated	None
Digital & Electronic
ACH Origination	$20Not compared: Monthly charge, not per item	per month	None

Correct a fee source

Oct 21, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.