vs. U.S. typical range:LowerTypicalHigher
$6 below the national median$6.25 below the Arkansas median
per month · Source
$3 below the national median$3.25 below the Arkansas median
per month · Source
$19 above the national median$18.75 above the Arkansas median
per month · Source
$1 below the national median$1.25 below the Arkansas median
per month · Source
At the national median$0.25 below the Arkansas median
per month · Source
$6 above the national median$5.75 above the Arkansas median
per month · Source
$4 above the national median$3.75 above the Arkansas median
per month · Source
At the national medianAt the Arkansas median
per month · Source
At the national medianAt the Arkansas median
$1 below the national median$1 below the Arkansas median
$6 above the national median$6 above the Arkansas median
per item · Source
$6 above the national median$6 above the Arkansas median
—
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| monthly service charge | $0Below the typical range ($4–$10 nationally) | $6 below the national median$6.25 below the Arkansas median | per month | — | Source |
| monthly service charge | $3Below the typical range ($4–$10 nationally) | $3 below the national median$3.25 below the Arkansas median | per month | — | Source |
| Monthly service charge | $25Above the typical range ($4–$10 nationally) | $19 above the national median$18.75 above the Arkansas median | per month | — | Source |
| Monthly service charge; waived | $5Within the typical range ($4–$10 nationally) | $1 below the national median$1.25 below the Arkansas median | per month | — | Source |
| Signature Checking Monthly service charge | $6Within the typical range ($4–$10 nationally) | At the national median$0.25 below the Arkansas median | per month | — | Source |
| Signature Plus Checking Monthly service charge | $12Above the typical range ($4–$10 nationally) | $6 above the national median$5.75 above the Arkansas median | per month | — | Source |
| Smart Checking Monthly service charge | $10Within the typical range ($4–$10 nationally) | $4 above the national median$3.75 above the Arkansas median | per month | — | Source |
| Monthly paper statement fee | $3Within the typical range ($2–$4.95 nationally) | At the national medianAt the Arkansas median | per month | — | Source |
| Paper Statement Fee | $3Within the typical range ($2–$4.95 nationally) | At the national medianAt the Arkansas median | — | — | Source |
| Paper Statement Fee | $2Within the typical range ($2–$4.95 nationally) | $1 below the national median$1 below the Arkansas median | — | — | Source |
Overdraft & NSFVerified | |||||
| (including a second or subsequent request for payment), we may charge a Paid Item/Overdraft Fee of | $36Above the typical range ($25–$33 nationally) | $6 above the national median$6 above the Arkansas median | per item | — | Source |
| the item for payment. Additionally, for business accounts, we may also charge a Return Item/Insufficient Funds Fee of | |||||
Lending FeesVerified | |||||
| Late payment fee | 10% | — | — | — | Source |
Fee change alerts
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Headline fees vs. national median
Overdraft
$36
Headline fees published
4 of 15
Published fees
12
Under review
0
Assets
$24.7B
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Financial Context
Financials as of Q2 2026 · FDIC call report
Total assets
$24.7B
Total deposits
$19.9B
Service charge income
$12.3M
Fee income ratio
4.8%
Return on assets
1.17%
Branches
230
Service charge income by quarter
Financial profile · Pro
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| $36Above the typical range ($25–$32 nationally) |
| $6 above the national median$6 above the Arkansas median |
| — |
| — |
| Source |