Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community bank, $1B to $10B

Dayspring Bank

Gothenburg, NebraskaBankKansas City Fed districtFees collected Oct 3, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Dormant Account Fee$5Within the typical range ($5–$10 nationally)

per month · Knox deterministic extraction from Rosetta artifact #514. canonical_hint=dormant_account; text_hash=97589fdbd5950a539fe06b2a2dbe4b1825b9bfb6bc6c05232ac7e5e75081bf66; excerpt="Dormant Account Fee | $5.00 per month | (Customers Only) Wire Out" · Source

Early closing of an Account$10

$5 below the national median

Knox deterministic extraction from Rosetta artifact #514. canonical_hint=early_closure; text_hash=97589fdbd5950a539fe06b2a2dbe4b1825b9bfb6bc6c05232ac7e5e75081bf66; excerpt="Early closing of an Account | $10.00 | Day Withdrawal" · Source

Overdraft & NSFVerified

Continuous Overdraft Charge$30Above the typical range ($5–$25 nationally)
$24 above the national median
Knox deterministic extraction from Rosetta artifact #514. canonical_hint=continuous_od; text_hash=97589fdbd5950a539fe06b2a2dbe4b1825b9bfb6bc6c05232ac7e5e75081bf66; excerpt="Continuous Overdraft Charge | $30.00" · Source
Non-Sufficient Funds (NSF)$30Within the typical range ($25–$31 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #514. canonical_hint=nsf; text_hash=97589fdbd5950a539fe06b2a2dbe4b1825b9bfb6bc6c05232ac7e5e75081bf66; excerpt="Non-Sufficient Funds (NSF) | $30.00 | Wire Transfer Services | $40.00" · Source

ATM & CardVerified

Debit Card Reissue Fee$10Within the typical range ($5–$10 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #514. canonical_hint=card_replacement; text_hash=97589fdbd5950a539fe06b2a2dbe4b1825b9bfb6bc6c05232ac7e5e75081bf66; excerpt="Debit Card Reissue Fee | $10.00 | Commercial Debit Card Per | $750.00" · Source

Check ServicesVerified

Dayspring Bank | Cashier Checks (Customers$6Within the typical range ($3–$6 nationally)
$1 above the national median
Knox deterministic extraction from Rosetta artifact #514. canonical_hint=cashiers_check; text_hash=97589fdbd5950a539fe06b2a2dbe4b1825b9bfb6bc6c05232ac7e5e75081bf66; excerpt="Dayspring Bank | Cashier Checks (Customers | $6.00" · Source
Personal Money Orders$2Within the typical range ($1.75–$3 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #514. canonical_hint=money_order; text_hash=97589fdbd5950a539fe06b2a2dbe4b1825b9bfb6bc6c05232ac7e5e75081bf66; excerpt="Personal Money Orders | $2.00" · Source
Stop Payment Request$25Within the typical range ($20–$30 nationally)
$0.50 below the national median
per item · Knox deterministic extraction from Rosetta artifact #514. canonical_hint=stop_payment; text_hash=97589fdbd5950a539fe06b2a2dbe4b1825b9bfb6bc6c05232ac7e5e75081bf66; excerpt="Stop Payment Request | $25.00 per item | Fee Domestic (USD)" · Source

Cash & DepositVerified

Deposited Item Returned Fee$2Below the typical range ($10–$25 nationally)
$13 below the national median
per item · Knox deterministic extraction from Rosetta artifact #514. canonical_hint=deposited_item_return; text_hash=97589fdbd5950a539fe06b2a2dbe4b1825b9bfb6bc6c05232ac7e5e75081bf66; excerpt="Deposited Item Returned Fee | $2.00 per item | (Where available)" · Source

Account ServicesVerified

Garnishments and Tax$25Below the typical range ($30–$75 nationally)
$25 below the national median
Knox deterministic extraction from Rosetta artifact #514. canonical_hint=garnishment_levy; text_hash=97589fdbd5950a539fe06b2a2dbe4b1825b9bfb6bc6c05232ac7e5e75081bf66; excerpt="Garnishments and Tax | $25.00 | Consumer Debit Card Per | $1,000.00" · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Dormant Account Fee	$5Within the typical range ($5–$10 nationally)	At the national median	per month	Knox deterministic extraction from Rosetta artifact #514. canonical_hint=dormant_account; text_hash=97589fdbd5950a539fe06b2a2dbe4b1825b9bfb6bc6c05232ac7e5e75081bf66; excerpt="Dormant Account Fee \| $5.00 per month \| (Customers Only) Wire Out"	Source
Early closing of an Account	$10Within the typical range ($10–$25 nationally)	$5 below the national median	—	Knox deterministic extraction from Rosetta artifact #514. canonical_hint=early_closure; text_hash=97589fdbd5950a539fe06b2a2dbe4b1825b9bfb6bc6c05232ac7e5e75081bf66; excerpt="Early closing of an Account \| $10.00 \| Day Withdrawal"	Source
Overdraft & NSFVerified
Continuous Overdraft Charge	$30Above the typical range ($5–$25 nationally)	$24 above the national median	—	Knox deterministic extraction from Rosetta artifact #514. canonical_hint=continuous_od; text_hash=97589fdbd5950a539fe06b2a2dbe4b1825b9bfb6bc6c05232ac7e5e75081bf66; excerpt="Continuous Overdraft Charge \| $30.00"	Source
Non-Sufficient Funds (NSF)
ATM & CardVerified
Debit Card Reissue Fee	$10Within the typical range ($5–$10 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #514. canonical_hint=card_replacement; text_hash=97589fdbd5950a539fe06b2a2dbe4b1825b9bfb6bc6c05232ac7e5e75081bf66; excerpt="Debit Card Reissue Fee \| $10.00 \| Commercial Debit Card Per \| $750.00"	Source
Check ServicesVerified
Dayspring Bank \| Cashier Checks (Customers	$6Within the typical range ($3–$6 nationally)	$1 above the national median	—	Knox deterministic extraction from Rosetta artifact #514. canonical_hint=cashiers_check; text_hash=97589fdbd5950a539fe06b2a2dbe4b1825b9bfb6bc6c05232ac7e5e75081bf66; excerpt="Dayspring Bank \| Cashier Checks (Customers \| $6.00"	Source

Cash & DepositVerified
Deposited Item Returned Fee	$2Below the typical range ($10–$25 nationally)	$13 below the national median	per item	Knox deterministic extraction from Rosetta artifact #514. canonical_hint=deposited_item_return; text_hash=97589fdbd5950a539fe06b2a2dbe4b1825b9bfb6bc6c05232ac7e5e75081bf66; excerpt="Deposited Item Returned Fee \| $2.00 per item \| (Where available)"	Source
Account ServicesVerified
Garnishments and Tax	$25Below the typical range ($30–$75 nationally)	$25 below the national median	—	Knox deterministic extraction from Rosetta artifact #514. canonical_hint=garnishment_levy; text_hash=97589fdbd5950a539fe06b2a2dbe4b1825b9bfb6bc6c05232ac7e5e75081bf66; excerpt="Garnishments and Tax \| $25.00 \| Consumer Debit Card Per \| $1,000.00"	Source

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

NSF fee: $30

NSF fee is aligned with the national median

Total fees: 10 — leaner than most institutions

Headline fees published

5 of 15

Published fees

Under review

Assets

$1.2B

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · FDIC call report

Total assets

$1.2B

Total deposits

$927.6M

Service charge income

$95K

Fee income ratio

0.93%

Return on assets

1.11%

Branches

Service charge income by quarter

Q2 2026$95K

Q1 2026$99K

Q4 2025$122K

Q3 2025$119K

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

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Based on 28,880 verified fees from 2,290 institutions

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