The Monticello Banking Company

Headquarters: Monticello, Kentucky
Charter: Bank
Assets: $1.1B
Fed district: St. Louis

7 published fees; none has a market median to compare yet.

Source: its fee schedule, read Nov 4, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Compared at $8, the middle of its prices
The Monticello Banking Company: $6 to $10
The Monticello Banking Company: $6 to $10
U.S. median: no median
Overdraft (OD)
The Monticello Banking Company: $35
The Monticello Banking Company: $35
U.S. median: no median
Stop Payment
The Monticello Banking Company: $25
The Monticello Banking Company: $25
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 4, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Kentucky, the St. Louis district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Kentucky: Banks and credit unions headquartered in Kentucky that publish the fee.
St. Louis district: Banks and credit unions headquartered in the St. Louis Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from The Monticello Banking Company’s own schedules, with a source for each figure.

Account Maintenance

Interest Checking Service charge$8
per month
Service charge$10
per month
Value Checking Service charge$6
per month
Dormant Account: Fee per Month$5
per month
Paper statement charge$3

Overdraft & NSF

Overdraft (OD)$35
per item

Check Services

Stop Payment: Fee per Item$25
per item

Account Services

Notary FeeNo charge
Box Drilling, Key & Lock Replacement$100
Not compared: Box drilling or key fee
Key & Lock Replacement$75
Not compared: One-time charge, not annual
one time
Garnishment/Levy$100

Fee	Amount	Basis	Note
Account Maintenance
Interest Checking Service charge	$8	per month	None
Service charge	$10	per month	None
Value Checking Service charge	$6	per month	None
Dormant Account: Fee per Month	$5	per month	None
Paper statement charge	$3	Not stated	None
Overdraft & NSF
Overdraft (OD)	$35	per item	None
Check Services
Stop Payment: Fee per Item	$25	per item	None
Account Services
Notary Fee	No charge	Not stated	None
Box Drilling, Key & Lock Replacement	$100Not compared: Box drilling or key fee	Not stated	None
Key & Lock Replacement	$75Not compared: One-time charge, not annual	one time	None
Garnishment/Levy	$100	Not stated	None

Correct a fee source

Nov 4, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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