Sturdy Savings Bank

Headquarters: Stone Harbor, New Jersey
Charter: Bank
Assets: $1.1B
Fed district: Philadelphia

19 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 26, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Sturdy Savings Bank: $35
Sturdy Savings Bank: $35
U.S. median: no median
NSF / Returned Item
Sturdy Savings Bank: $35
Sturdy Savings Bank: $35
U.S. median: no median
Non-Network ATM
Sturdy Savings Bank: $1
Sturdy Savings Bank: $1
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 26, 2026View sources

Each amount links to the fee schedule it was read from. Medians for New Jersey, the Philadelphia district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
New Jersey: Banks and credit unions headquartered in New Jersey that publish the fee.
Philadelphia district: Banks and credit unions headquartered in the Philadelphia Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Sturdy Savings Bank’s own schedules, with a source for each figure.

Account Maintenance

Early closeout fee (Holiday Club)$15
one time
Savings Account Closed Within 6 Months of Opening$10
Dormant Account (per month)$12
per month
Research (reconciliation per hour)$40
Not compared: Charged per hour; comparison unavailable
per hour

Overdraft & NSF

Overdraft Fee$35
Uncollected Funds Paid Item Fee$35
Insufficient Funds (NSF) Returned Item Fee$35
Uncollected Funds Returned Item Fee$35
Sustained Overdraft Balance Fee$5
Overdraft Protection Transfer Fee$10

ATM & Card

Non-Sturdy ATM Transactions$1
Replacement Card$5

Wire Transfers

Outgoing Wire - Domestic$35
Incoming Wire - Domestic$25
Outgoing Wire - Foreign$50
Incoming Wire - Foreign$40

Check Services

Cashier's Check Purchases$12
Stop Payment$40
Counter Check Purchases (per page)$3
Not compared: Charged per page; comparison unavailable
per page
Canadian Item Processing Fee (US$ or Can$)$25
Copy of Check (per check)$10
per item

Digital & Electronic

Online Bill PaymentNo charge

Cash & Deposit

Returned Deposited Coupons (per envelope)$20
Returned Deposited Item$18

Account Services

Levy & Lien Processing$175

Fee	Amount	Basis	Note
Account Maintenance
Early closeout fee (Holiday Club)	$15	one time	None
Savings Account Closed Within 6 Months of Opening	$10	Not stated	None
Dormant Account (per month)	$12	per month	None
Research (reconciliation per hour)	$40Not compared: Charged per hour; comparison unavailable	per hour	None
Overdraft & NSF
Overdraft Fee	$35	Not stated	None
Uncollected Funds Paid Item Fee	$35	Not stated	None
Insufficient Funds (NSF) Returned Item Fee	$35	Not stated	None
Uncollected Funds Returned Item Fee	$35	Not stated	None
Sustained Overdraft Balance Fee	$5	Not stated	None
Overdraft Protection Transfer Fee	$10	Not stated	None
ATM & Card
Non-Sturdy ATM Transactions	$1	Not stated	None
Replacement Card	$5	Not stated	None
Wire Transfers
Outgoing Wire - Domestic	$35	Not stated	None
Incoming Wire - Domestic	$25	Not stated	None
Outgoing Wire - Foreign	$50	Not stated	None
Incoming Wire - Foreign	$40	Not stated	None
Check Services
Cashier's Check Purchases	$12	Not stated	None
Stop Payment	$40	Not stated	None
Counter Check Purchases (per page)	$3Not compared: Charged per page; comparison unavailable	per page	None
Canadian Item Processing Fee (US$ or Can$)	$25	Not stated	None
Copy of Check (per check)	$10	per item	None
Digital & Electronic
Online Bill Payment	No charge	Not stated	None
Cash & Deposit
Returned Deposited Coupons (per envelope)	$20	Not stated	None
Returned Deposited Item	$18	Not stated	None
Account Services
Levy & Lien Processing	$175	Not stated	None

Correct a fee source

Oct 26, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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