20 published fees; none has a market median to compare yet.
Source: its fee schedule, read Oct 6, 2026.
Total assets
Q2 2026, quarter end
FFIEC call report · Jun 30, 2026
Revenue
Q2 2026, one quarter
FDIC call report data · Jun 30, 2026
Service-charge income
Q2 2026, one quarter
FDIC call report data · Jun 30, 2026
Service-charge share of revenue
Not available
Peer figures could not be read
Not on file
Fees above the U.S. median
None compared
No fee has a median to compare
Fee schedule read Oct 6, 2026
Call-report figures are for PNC Bank, National Association at the bank level, not its holding company. Revenue is net interest income plus noninterest income.
| Metric | Measure and calculation | Source and fields | Period | Retrieved |
|---|---|---|---|---|
| Total assets | Total assets at quarter end Point in time, at quarter end | FFIEC call report (bulk data) RCFD2170 | Q2 2026 Quarter ended Jun 30, 2026 | Nov 1, 2026 |
| Revenue | Revenue (net interest + noninterest income) One quarter, as reported | FDIC BankFind Suite (call report data) NIMQ + NONIIQ | Q2 2026 Quarter ended Jun 30, 2026 | Nov 1, 2026 |
| Service-charge income | Service charges on deposit accounts One quarter, as reported | FDIC BankFind Suite (call report data) ISERCHGQ | Q2 2026 Quarter ended Jun 30, 2026 | Nov 1, 2026 |
| Service-charge share of revenue | Service charges on deposit accounts divided by revenue (net interest + noninterest income) Shown when at least 10 banks of its size report a share above 0%. | Not on file | Not on file | Not recorded |
| Fees above the U.S. median | Published fees above the U.S. median for the same fee Within 1% of the median counts as about the same. Business-only fees are left out. | PNC Bank, National Association's published fee schedule; Bank Fee Index medians | Current schedule | Oct 6, 2026 |
Service-charge income by quarter
Q1 2024 to Q2 2026, standalone quarters
Service-charge income was $497.8M in Q2 2026, 3.4% above the same quarter a year earlier ($481.2M).
Not established: Two quarters a year apart are two observations, not an established trend in service-charge income.
Comparison with U.S. medians for fees published by banks and credit unions.
Monthly Maintenance
Compared at $10, the middle of its prices
Overdraft (OD)
Compared at $36, its standard fee, the highest of its prices
NSF / Returned Item
A blank median means fewer than 5 publish the fee.
Each amount links to the fee schedule it was read from. Medians for Delaware, the Philadelphia district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Service-charge income rose 2.6% from Q3 2025 to Q2 2026, to $497.8M.
$497.8M
PNC Bank, National AssociationMedian
FFIEC and FDIC call reportss, bank level, standalone quarters. Four quarters are too few to call a trend.
PNC Bank, National Association · $609.8B in assets
The 25 banks closest in assets
Banks of similar size, for comparing published prices. Not local competitors: they're spread over 13 states.
| Institution | City, state | Assets | Maintenance | ATM | Domestic wire | Intl. wire | Overdraft |
|---|---|---|---|---|---|---|---|
| PNC Bank, National Association(this institution) | Wilmington, DE | $609.8B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Ally Bank | Sandy, UT | $188.2B | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Overdraft not published |
| American Express National Bank | Sandy, UT | $213.9B | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Overdraft not published |
| BMO Bank National Association | Chicago, IL | $255B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Capital One, National Association | McLean, VA | $662.2B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Charles Schwab Bank, SSB | Westlake, TX | $250.8B | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Overdraft not published |
| Citizens Bank, National Association | Providence, RI | $232.5B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| City National Bank | Los Angeles, CA | $99.1B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Fifth Third Bank, National Association | Cincinnati, OH | $299.2B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| First-Citizens Bank & Trust Company | Raleigh, NC | $236.3B | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | Publishes International wire | Publishes Overdraft |
| Flagstar Bank, National Association | Hicksville, NY | $87.7B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| HSBC Bank USA, National Association | Tysons, VA | $173.1B | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| KeyBank National Association | Cleveland, OH | $188.6B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Manufacturers and Traders Trust Company | Buffalo, NY | $218.8B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Morgan Stanley Private Bank, National Association | Purchase, NY | $250.4B | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| Pinnacle Bank | Nashville, TN | $128.8B | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Regions Bank | Birmingham, AL | $159.8B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | Publishes International wire | Publishes Overdraft |
| Santander Bank, N.A. | Wilmington, DE | $104B | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| TD Bank, National Association | Wilmington, DE | $342.8B | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| The Huntington National Bank | Columbus, OH | $283.1B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| The Northern Trust Company | Chicago, IL | $178.6B | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Truist Bank | Charlotte, NC | $548.3B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| U.S. Bank National Association | Cincinnati, OH | $705.6B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| USAA Federal Savings Bank | Phoenix, AZ | $106.2B | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | Publishes International wire | Publishes Overdraft |
| Western Alliance Bank | Phoenix, AZ | $98.6B | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Zions Bancorporation, N.A. | Salt Lake City, UT | $89B | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
✓ publishes the fee. – not published.
25 peers selected · 18 publish this fee(monthly maintenance)
7 don't publish it: shown as not published, never as zero.
Peer pricing snapshot
Compared at $10, the middle of its seven prices, against a peer median of $11 among 18 publishing peers.
Its seven checking prices are $0, $5, $7, $12, $13, $15 and $25.
$10 is a comparison price, not a fee anyone is charged.
This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.
Source: Bank Fee Index, published fee schedules, as of Nov 1, 2026.
Monthly maintenance fee in dollars, one mark per institution
Against this institution's monthly maintenance fee
Hamilton is the Fee Insight workspace for pricing teams.
Source: Bank Fee Index, published fee schedules, as of Nov 1, 2026. Total assets from FDIC and NCUA records.
Call reports for PNC Bank, National Association (bank level, not the holding company). Income lines are standalone quarters.
Service-charge income
Q3 2024 to Q2 2026, standalone quarters · 66 quarters on file
| Quarter | Amount | Change | % |
|---|---|---|---|
| Q2 2026 | $497.8M | +$18.4M | +3.8% |
| Q1 2026 | $479.3M | −$6.0M | −1.2% |
| Q4 2025 | $485.3M | +$370K | +0.1% |
| Q3 2025 | $484.9M | +$3.7M | +0.8% |
| Q2 2025 | $481.2M | +$15.2M | +3.3% |
| Q1 2025 | $466.0M | +$8.9M | +1.9% |
| Q4 2024 | $457.1M | +$1.1M | +0.2% |
| Q3 2024 | $456.0M | +$12.5M | +2.8% |
Insufficient sample: fewer than 10 peers of its size reported a share.
Amounts from PNC Bank, National Association’s own schedules, with a source for each figure.
per month
per month
per month
per month · Waived for: PNC employees, account holders age 62+, account holders under 25, or those with qualifying direct deposit
per month
per month
per month
per month
per month
per month · Waived for account holders age 62 or over
per item · Per withdrawal, deposit, transfer or balance inquiry
per item
per item · Per withdrawal, deposit, transfer or balance inquiry
per item
per item
per item
per item
per item
per item
per item
per item
per item
per item
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per item
per item
per item
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Interest Checking (Limited Availability) Monthly Service Charge | $13 | per month | None |
| Monthly Service Charge | No charge | per month | None |
| Monthly Service Charge | $12 | per month | None |
| Monthly Service Charge | $5 | per month | Waived for: PNC employees, account holders age 62+, account holders under 25, or those with qualifying direct deposit |
| Performance Checking Monthly Service Charge | $15 | per month | None |
| Performance Select Checking Monthly Service Charge | $25 | per month | None |
| Standard Checking Monthly Service Charge | $7 | per month | None |
| Dual Statement Delivery of both Online Banking and Paper Statements | $2 | per month | None |
| Paper Statement | $3 | per month | None |
| Paper Statement | No charge | Not stated | None |
| Paper Statement Only | $2 | per month | Waived for account holders age 62 or over |
Overdraft & NSF | |||
| Overdraft Item and Returned Item Fee | No charge | per item | None |
| Overdraft Item Fee | $36 | per item | None |
| Returned Item Fee | No charge | Not stated | None |
| Overdraft Protection Transfer Fee | No charge | Not stated | None |
ATM & Card | |||
| At PNC Bank and non-PNC Bank ATMs | No charge | Not stated | None |
| Non-PNC Bank ATM Fee (US, Canada, Puerto Rico, US Virgin Islands) | $3 | per item | Per withdrawal, deposit, transfer or balance inquiry |
| At non-PNC Bank ATMs in all other countries | $5 | per item | None |
| Non-PNC Bank ATM Fee (All Other Countries) | $5 | per item | Per withdrawal, deposit, transfer or balance inquiry |
| Card Replacement | No charge | Not stated | None |
| Expedited Card Delivery | $25 | per item | None |
| International Purchases and Cash Advances Fee | 3%of the transaction | Not stated | None |
Wire Transfers | |||
| Domestic Wire - Agent-Assisted Outgoing | $30 | per item | None |
| Domestic Wire - Self-Service Outgoing | $25 | per item | None |
| Domestic Wires: Agent-Assisted Outgoing | $30 | per item | None |
| Domestic Wires: Self-Service Outgoing | $25 | per item | None |
| Domestic Wires: Incoming | $15 | per item | None |
| International Wires: Agent-Assisted Outgoing | $50 | per item | None |
| International Wires: Incoming | $15 | per item | None |
Check Services | |||
| Cashier’s Checks | $10 | per item | None |
| Cashier’s Checks | No charge | Not stated | None |
| Cashier’s Checks: All other accounts | $10 | per item | None |
| Cashier’s Checks: Performance Checking | $5 | per item | None |
| Stop Payment | $33 | per item | None |
| Stop Payment | No charge | Not stated | None |
| Stop Payment: All other accounts | $33 | per item | None |
| Counter Checks | $1.50 | per item | None |
| Paper Statement with Check Images | No charge | Not stated | None |
Digital & Electronic | |||
| Online Bill Pay | No charge | Not stated | None |
Cash & Deposit | |||
| Redeposit of Returned Deposited or Cashed Item | No charge | Not stated | None |
Lending Fees | |||
| Late Payment Fee | $10 | Not stated | None |
Oct 6, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Fee change alerts
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