Dime Bank

Headquarters: Norwich, Connecticut
Charter: Bank
Assets: $1.2B
Fed district: Boston
Regulator: FDIC

17 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 6, 2026.

Overview

Total assets
Q2 2026, quarter end
FFIEC call report · Jun 30, 2026
Revenue
Q2 2026, one quarter
FFIEC call report · Jun 30, 2026
Service-charge income
Q2 2026, one quarter
FFIEC call report · Jun 30, 2026
Service-charge share of revenue
Not available
Peer figures could not be read
Not on file
Fees above the U.S. median
None compared
No fee has a median to compare
Fee schedule read Oct 6, 2026

How these figures are measured

Call-report figures are for Dime Bank at the bank level, not its holding company. Revenue is net interest income plus noninterest income.

Metric	Measure and calculation	Source and fields	Period	Retrieved
Total assets	Total assets at quarter end Point in time, at quarter end	FFIEC call report (bulk data) RCON2170	Q2 2026 Quarter ended Jun 30, 2026	Nov 1, 2026
Revenue	Revenue (net interest + noninterest income) Standalone quarter: year to date less the prior quarter (Q1 as filed)	FFIEC call report (bulk data) RIAD4074 + RIAD4079	Q2 2026 Quarter ended Jun 30, 2026	Nov 1, 2026
Service-charge income	Service charges on deposit accounts Standalone quarter: year to date less the prior quarter (Q1 as filed)	FFIEC call report (bulk data) RIAD4080	Q2 2026 Quarter ended Jun 30, 2026	Nov 1, 2026
Service-charge share of revenue	Service charges on deposit accounts divided by revenue (net interest + noninterest income) Shown when at least 10 banks of its size report a share above 0%.	Not on file	Not on file	Not recorded
Fees above the U.S. median	Published fees above the U.S. median for the same fee Within 1% of the median counts as about the same. Business-only fees are left out.	Dime Bank's published fee schedule; Bank Fee Index medians	Current schedule	Oct 6, 2026

Service-charge income by quarter

Q1 2024 to Q2 2026, standalone quarters

Details

Source: FFIEC call report (bulk data)
Entity: Dime Bank (bank level, not the holding company)
Period: Q1 2024 to Q2 2026, 10 quarters
Measure: Service charges on deposit accounts
Calculation: Standalone quarter: year to date less the prior quarter (Q1 as filed)
Fields: RIAD4080
Retrieved: Nov 1, 2026

What stands out

Service-charge income was $380K in Q2 2026, 1.6% below the same quarter a year earlier ($386K).
Not established: Two quarters a year apart are two observations, not an established trend in service-charge income.

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Dime Bank: $32
Dime Bank: $32
U.S. median: no median
NSF / Returned Item
Dime Bank: $15
Dime Bank: $15
U.S. median: no median
Wire Transfer (Domestic Out)
Dime Bank: $20
Dime Bank: $20
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 6, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Connecticut, the Boston district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Connecticut: Banks and credit unions headquartered in Connecticut that publish the fee.
Boston district: Banks and credit unions headquartered in the Boston Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Fee income beside fee prices

Service-charge income fell 6.4% from Q3 2025 to Q2 2026, to $380K.

Service-charge income, Q2 2026

$380K

$406KQ3 2025

$398KQ4 2025

$389KQ1 2026

$380KQ2 2026

Against the median

Dime BankMedian

Sources and open questions

FFIEC call reports, bank level, standalone quarters. Four quarters are too few to call a trend.

Do business accounts and account analysis fees make up more of service charges than at peers?

Among its peers

Dime Bank · $1.2B in assets

The 25 banks closest in assets

Banks of similar size, for comparing published prices. Not local competitors: they're spread over 18 states.

Banks only
$1.2B in assets
Headquartered in 18 states

See the 25 institutions

The institutions in this peer set, with the fees each publishes
Institution	City, state	Assets	Maintenance	ATM	Domestic wire	Intl. wire	Overdraft
Dime Bank(this institution)	Norwich, CT	$1.2B	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Bank of Pontiac	Pontiac, IL	$1.2B	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Overdraft not published
Citizens Bank & Trust	Guntersville, AL	$1.2B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Citizens Bank of Las Cruces	Las Cruces, NM	$1.2B	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Citizens State Bank	Somerville, TX	$1.2B	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Community National Bank	Derby, VT	$1.2B	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Dayspring Bank	Gothenburg, NE	$1.2B	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Evolve Bank & Trust	West Memphis, AR	$1.2B	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
FIDELITY BANK	New Orleans, LA	$1.2B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
First Bankers Trust Company, National Association	Quincy, IL	$1.2B	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
First General Bank	Rowland Heights, CA	$1.2B	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
Helm Bank USA	Miami, FL	$1.2B	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Mid America Bank	Jefferson City, MO	$1.2B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Midwest Bank	Pierce, NE	$1.2B	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Montgomery Bank	Sikeston, MO	$1.2B	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
MutualOne Bank	Framingham, MA	$1.2B	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
nbkc bank	Leawood, KS	$1.2B	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
PeoplesSouth Bank	Colquitt, GA	$1.2B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
Pilot Grove Savings Bank	Pilot Grove, IA	$1.2B	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Provident Savings Bank, F.S.B.	Riverside, CA	$1.2B	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Reading Co-operative Bank	Reading, MA	$1.2B	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
Solvay Bank	Solvay, NY	$1.2B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Somerset Regal Bank	Bound Brook, NJ	$1.2B	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Overdraft not published
Southwest Missouri Bank	Carthage, MO	$1.2B	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
The First National Bank of Hutchinson	Hutchinson, KS	$1.2B	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
University Bank	Ann Arbor, MI	$1.2B	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published

✓ publishes the fee. – not published.

25 peers selected · 14 publish this fee(monthly maintenance)

11 don't publish it: shown as not published, never as zero.

Fee type

Peer pricing snapshot

Dime Bank does not publish a monthly maintenance fee in the index.

The peer median is $8.35 among 14 publishing peers.

This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.

Source: Bank Fee Index, published fee schedules, as of Oct 23, 2026.

Monthly maintenance fee in dollars, one mark per institution

Dime Bank does not publish a monthly maintenance fee, so it is not on this chart.

Dime BankPeer (equal prices stack)Peer median

Hamilton is the Fee Insight workspace for pricing teams.

Source: Bank Fee Index, published fee schedules, as of Oct 23, 2026. Total assets from FDIC and NCUA records.

How peers are chosen and counted

Every set except Home metro keeps the institution's own charter: banks against banks, credit unions against credit unions.
The set shown first is the first in the list with a peer median for each overdraft and monthly maintenance fee this institution publishes. If none has them all, it is the set with the most.
Closest in assets takes the institutions nearest its total assets among those that publish fees.
Home metro is the metro where it has the most branches. It counts the banks with a branch there (FDIC Summary of Deposits) and the credit unions with a branch in one of the metro's cities (NCUA). Banks only leaves the credit unions out.
State and Fed district count institutions headquartered there. Size uses its asset-size band.
Regulator uses the bank's primary federal regulator; for a credit union, its federal or state charter.
A set lists the institutions that publish at least one fee. This institution is not counted in its own set.
Each institution counts once per fee: the middle of its prices, or for overdraft its highest.
A peer median needs at least 8 peers that publish the fee. With fewer, the fee reads "too few to compare".
A fee an institution does not publish is shown as not published, never as zero.
About the same: within 1% of the median, in this section and everywhere on this page. Above or below means further than that.
A set with more than 50 peers shows the 50 closest in assets. Its medians and counts still use every peer in the set.

Financial performance

Call reports for Dime Bank (bank level, not the holding company). Income lines are standalone quarters.

Measure

Service-charge income

Q3 2024 to Q2 2026, standalone quarters · 66 quarters on file

Latest, Q2 2026: $380K
vs prior quarter: −$9K−2.3%; from Q1 2026
vs a year earlier: −$6K−1.6%; from Q2 2025
vs start of range: −$18K−4.5%; from Q3 2024

Details

Source: FFIEC call report (bulk data)
Entity: Dime Bank (bank level, not the holding company)
Period: Q3 2024 to Q2 2026, 8 quarters
Measure: Service charges on deposit accounts
Calculation: Standalone quarter: year to date less the prior quarter (Q1 as filed)
Fields: RIAD4080
Retrieved: Nov 1, 2026

Table

Quarter	Amount	Change	%
Q2 2026	$380K	−$9K	−2.3%
Q1 2026	$389K	−$9K	−2.3%
Q4 2025	$398K	−$8K	−2.0%
Q3 2025	$406K	+$20K	+5.2%
Q2 2025	$386K	$0	0.0%
Q1 2025	$386K	−$4K	−1.0%
Q4 2024	$390K	−$8K	−2.0%
Q3 2024	$398K	+$34K	+9.3%

Service-charge share against its size cohort

Insufficient sample: fewer than 10 peers of its size reported a share.

Published fee schedule

Amounts from Dime Bank’s own schedules, with a source for each figure.

Account Maintenance

Early Closeout Fee (within 6 months)$20
Research Fee (per hour / 1 hour minimum)$25
Not compared: Charged per hour; comparison unavailable
per hour
Paper Statement Fee: MyDime, MyDime Student, and Dime Select$3
Bad Address charge (per month)$5
per month

Overdraft & NSF

Overdraft Item Fee Paid$32
Returned Check Charge Return – Check Fee$15

ATM & Card

Card Replacement Fee$10

Wire Transfers

Domestic Outgoing Wire Fee$20
Domestic Incoming Wire Fee$10
International Outgoing Wire Fee$40
International Incoming Wire Fee$10

Check Services

Cashier’s Check$5
Cashier’s Check Senior Citizen (age 62 & Over)$2
Money Order$3
Money Order Senior Citizen (age 62 & Over)$1
Money Order / Cashier’s Check Stop Payment$30
Stop Payment$30
Foreign Check Collection$25
Copies of Paid Check – Images (3 free per statement period)$3
Not compared: Monthly charge, not per item
per month

Cash & Deposit

Night Deposit Key Fee$5

Retirement & IRA

IRA – Closing Fee$35

Other Fees

Photo Copy Fee (per page)$3
per item
Statements Copy Fee$5

Fee	Amount	Basis	Note
Account Maintenance
Early Closeout Fee (within 6 months)	$20	Not stated	None
Research Fee (per hour / 1 hour minimum)	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Paper Statement Fee: MyDime, MyDime Student, and Dime Select	$3	Not stated	None
Bad Address charge (per month)	$5	per month	None
Overdraft & NSF
Overdraft Item Fee Paid	$32	Not stated	None
Returned Check Charge Return – Check Fee	$15	Not stated	None
ATM & Card
Card Replacement Fee	$10	Not stated	None
Wire Transfers
Domestic Outgoing Wire Fee	$20	Not stated	None
Domestic Incoming Wire Fee	$10	Not stated	None
International Outgoing Wire Fee	$40	Not stated	None
International Incoming Wire Fee	$10	Not stated	None
Check Services
Cashier’s Check	$5	Not stated	None
Cashier’s Check Senior Citizen (age 62 & Over)	$2	Not stated	None
Money Order	$3	Not stated	None
Money Order Senior Citizen (age 62 & Over)	$1	Not stated	None
Money Order / Cashier’s Check Stop Payment	$30	Not stated	None
Stop Payment	$30	Not stated	None
Foreign Check Collection	$25	Not stated	None
Copies of Paid Check – Images (3 free per statement period)	$3Not compared: Monthly charge, not per item	per month	None
Cash & Deposit
Night Deposit Key Fee	$5	Not stated	None
Retirement & IRA
IRA – Closing Fee	$35	Not stated	None
Other Fees
Photo Copy Fee (per page)	$3	per item	None
Statements Copy Fee	$5	Not stated	None

Correct a fee source

Oct 6, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Branches and public record

Where Dime Bank operates, and what regulators and customers have on file.

Market position

In Norwich-New London-Willimantic, CT, Dime Bank holds 11.9% of bank deposits, #5 of 14, with 10 offices.

Compare fees with the 14 Norwich-New London-Willimantic, CT banks and credit unions in its home-metro peer set →

Offices

The metro's counties are not on file, so no map is drawn. Competitors are listed in the deposit share chart.

Share of bank deposits

As of June 30, 2026. FDIC-insured offices only; credit unions are not included.

1Chelsea Groton Bank17.9%
2Liberty Bank15.5%
3Citizens Bank, National Association12.6%
4Bank of America, National Association12.4%
5Dime Bank11.9%
6Manufacturers and Traders Trust Company10.2%
7Beacon Bank and Trust7.6%
8Ascend Bank2.7%

8 of 14 institutions shown. $6.7B in bank deposits in the metro.

Source: FDIC Summary of Deposits, as of June 30, 2026.

Details

Source: FDIC Summary of Deposits
Reporting date: June 30, 2026
Area: Norwich-New London-Willimantic, CT metro (FDIC metro code 35980)
Coverage: Deposits booked at FDIC-insured bank and savings institution offices. Credit unions are not in the survey.
Calculation: An institution's deposits at its offices in the metro, divided by all surveyed deposits there. Ranked by deposits.

Position over time, 2010 to 2026

June 2026: 11.9% share, 10 offices, #5 of 14

Deposit share

Offices

Rank (1 is largest)

Source: FDIC Summary of Deposits, as of June 30 of each year, 2010 to 2026.

Details

Source: FDIC Summary of Deposits, every survey year on file
Reporting dates: June 30 of each year, 2010 to 2026
Area: Norwich-New London-Willimantic, CT metro as the FDIC coded each office that year; metro boundaries can change between years
Calculation: Same as the share chart, year by year. Offices counted at June 30. A merger moves the acquired offices to the buyer from that year on.

Credit unions, reported separately

28 offices of 7 credit unions in the metro's cities. NCUA does not report deposits by office, so credit unions have no share above.

Source: NCUA branch file, quarter ending June 30, 2026.

Fee change alerts

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