No fee schedule found yet.
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Total assets
Q2 2026, quarter end
NCUA 5300 call report · Jun 30, 2026
Revenue
Not reported
Not on file
Fee income
Not reported
Not on file
Fee-income share of revenue
92nd percentile; peer median 7.9%
NCUA 5300 call report · year to date through Jun 30, 2026
Fees above the U.S. median
Too few fees
Fewer than 5 verified fees on file
Not on file
Call-report figures are for NORTHERN, from NCUA 5300 call reports. Revenue is interest income plus noninterest income.
| Metric | Measure and calculation | Source and fields | Period | Retrieved |
|---|---|---|---|---|
| Total assets | Total assets at quarter end Point in time, at quarter end | NCUA 5300 call report Account 010 | Q2 2026 Quarter ended Jun 30, 2026 | Oct 20, 2026 |
| Revenue | Revenue (interest + noninterest income) | Not on file | Not on file | Not recorded |
| Fee income | Fee income (NCUA 5300 Account 131) | Not on file | Not on file | Not recorded |
| Fee-income share of revenue | Fee income (NCUA 5300 Account 131) divided by revenue (interest + noninterest income) Year to date through the quarter. Median and percentile from each of 569 credit unions with $300M to $1B in assets reporting a share above 0%, this one left out. | NCUA 5300 call report Account 131 / (Account 115 + Account 117) | Q2 2026 Year to date | Not recorded |
| Fees above the U.S. median | Published fees above the U.S. median for the same fee Within 1% of the median counts as about the same. Business-only fees are left out. | NORTHERN's published fee schedule; Bank Fee Index medians | Current schedule | Not recorded |
Fee income by quarter
Not reported
Fewer than two quarters on file.
Fee income was 15% of revenue, above the 7.9% median of 569 credit unions with $300M to $1B in assets (92nd percentile).
Not established: The share alone does not show whether prices, account volumes or the size of the revenue base set it.
Call reports for NORTHERN (credit union). Income lines are standalone quarters.
Fewer than two quarters of call reports on file.
Financial cohort: 570 credit unions with $300M to $1B in assets filing for Q2 2026; 569 reported a share above 0% and are counted, NORTHERN left out. Chosen by asset size alone, so it is a financial benchmark, not a list of local competitors.
The 15 closest to NORTHERN by share.
Where NORTHERN operates, and what regulators and customers have on file.
Branch footprint
11 offices in 1 state (June 30, 2026)
Each dot is one office.
Cities with the most offices
| Watertown, NY | 3 |
| Adams, NY | 1 |
| Carthage, NY | 1 |
| Croghan, NY | 1 |
| East Syracuse, NY | 1 |
| Evans Mills, NY | 1 |
| Gouverneur, NY | 1 |
| Lowville, NY | 1 |
Largest competitors nearby
Local market: Jefferson county, NY, around its headquarters.
| 11 in its local market | Deposit share |
|---|---|
| Watertown Savings Bank | 36.5% |
| Community Bank, National Association | 31.3% |
| Carthage Savings and Loan, National Association | 11.2% |
| KeyBank National Association | 10.7% |
| WSB Municipal Bank | 4.6% |
Source: NCUA credit union branch file, quarter ending June 30, 2026. NCUA does not report deposits by office.
Fee change alerts
Once when its schedule is verified, then when a verified fee changes.
See what a free sample Competitive Fee Position Report shows