HUDSON RIVER COMMUNITY

Headquarters: Corinth, New York
Charter: Credit Union
Assets: $364.2M
Fed district: New York
Regulator: NCUA

17 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 12, 2026.

Overview

Total assets
Q2 2026, quarter end
NCUA 5300 call report · Jun 30, 2026
Revenue
Q2 2026, one quarter
NCUA 5300 call report · Jun 30, 2026
Fee income
Q2 2026, one quarter
NCUA 5300 call report · Jun 30, 2026
Fee-income share of revenue
Not available
Peer figures could not be read
Not on file
Fees above the U.S. median
None compared
No fee has a median to compare
Fee schedule read Oct 12, 2026

How these figures are measured

Call-report figures are for HUDSON RIVER COMMUNITY, from NCUA 5300 call reports. Revenue is interest income plus noninterest income.

Metric	Measure and calculation	Source and fields	Period	Retrieved
Total assets	Total assets at quarter end Point in time, at quarter end	NCUA 5300 call report Account 010	Q2 2026 Quarter ended Jun 30, 2026	Oct 20, 2026
Revenue	Revenue (interest + noninterest income) Standalone quarter: year to date less the prior quarter (Q1 as filed)	NCUA 5300 call report Account 115 + Account 117	Q2 2026 Quarter ended Jun 30, 2026	Oct 20, 2026
Fee income	Fee income (NCUA 5300 Account 131) Standalone quarter: year to date less the prior quarter (Q1 as filed)	NCUA 5300 call report Account 131	Q2 2026 Quarter ended Jun 30, 2026	Oct 20, 2026
Fee-income share of revenue	Fee income (NCUA 5300 Account 131) divided by revenue (interest + noninterest income) Shown when at least 10 credit unions of its size report a share above 0%.	Not on file	Not on file	Not recorded
Fees above the U.S. median	Published fees above the U.S. median for the same fee Within 1% of the median counts as about the same. Business-only fees are left out.	HUDSON RIVER COMMUNITY's published fee schedule; Bank Fee Index medians	Current schedule	Oct 12, 2026

Fee income by quarter

Q1 2026 to Q2 2026, standalone quarters

Details

Source: NCUA 5300 call report
Entity: HUDSON RIVER COMMUNITY (credit union)
Period: Q1 2026 to Q2 2026, 2 quarters
Measure: Fee income (NCUA 5300 Account 131)
Calculation: Standalone quarter: year to date less the prior quarter (Q1 as filed)
Fields: Account 131
Retrieved: Oct 20, 2026

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
HUDSON RIVER COMMUNITY: $5
HUDSON RIVER COMMUNITY: $5
U.S. median: no median
Overdraft (OD)
HUDSON RIVER COMMUNITY: $28
HUDSON RIVER COMMUNITY: $28
U.S. median: no median
NSF / Returned Item
Compared at $28, the middle of its prices
HUDSON RIVER COMMUNITY: $10 to $28
HUDSON RIVER COMMUNITY: $10 to $28
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 12, 2026View sources

Each amount links to the fee schedule it was read from. Medians for New York, the New York district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
New York: Banks and credit unions headquartered in New York that publish the fee.
New York district: Banks and credit unions headquartered in the New York Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Fee income beside fee prices

Fee income rose 6.6% from Q1 2026 to Q2 2026, to $674K.

Fee income, Q2 2026

$674K

$632KQ1 2026

$674KQ2 2026

Against the median

HUDSON RIVER COMMUNITYMedian

Sources and open questions

NCUA 5300 call reports, credit union level, standalone quarters. Two quarters are too few to call a trend.

Which fees make up most of fee income, and has that mix changed?

Among its peers

HUDSON RIVER COMMUNITY · $364M in assets

The 25 credit unions closest in assets

Credit unions of similar size, for comparing published prices. Not local competitors: they're spread over 18 states.

Credit unions only
$356M to $373M in assets
Headquartered in 18 states

See the 25 institutions

The institutions in this peer set, with the fees each publishes
Institution	City, state	Assets	Maintenance	ATM	Domestic wire	Intl. wire	Overdraft
HUDSON RIVER COMMUNITY(this institution)	Corinth, NY	$364M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Aero Federal Credit Union	Glendale, AZ	$364M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
Affidian Federal Credit Union	Denver, CO	$360M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Overdraft not published
Allegiance Federal Credit Union	Oklahoma City, OK	$372M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
C-Plant Federal Credit Union	Paducah, KY	$366M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Cardinal Credit Union, Inc.	Mentor, OH	$366M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Class Act Federal Credit Union	Louisville, KY	$365M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
First Alliance Federal Credit Union	Rochester, MN	$358M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
First Capital Federal Credit Union	York, PA	$368M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Great Basin Federal Credit Union	Reno, NV	$373M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Overdraft not published
Industrial Federal Credit Union	Lafayette, IN	$356M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Marshall Community Federal Credit Union	Marshall, MI	$372M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Mass Bay Federal Credit Union	South Boston, MA	$367M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Overdraft not published
Mobility Credit Union	Irving, TX	$358M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
My Federal Credit Union	Bloomington, MN	$366M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Panhandle Federal Credit Union	Panama City, FL	$368M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Peninsula Federal Credit Union	Escanaba, MI	$356M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Peopleschoice Federal Credit Union	Biddeford, ME	$367M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Piedmont Advantage Credit Union	Winston Salem, NC	$368M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Sharepoint Federal Credit Union	Bloomington, MN	$360M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Overdraft not published
Signal Financial Federal Credit Union	Kensington, MD	$364M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
St. Jean'S Federal Credit Union	lynn, MA	$373M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Summit Federal Credit Union	Greensboro, NC	$369M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Overdraft not published
Sunbelt Federal Credit Union	Hattiesburg, MS	$366M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
United Financial Federal Credit Union	Saginaw, MI	$360M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Waterbury Connecticut Teachers Federal Credit Union	Waterbury, CT	$365M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft

✓ publishes the fee. – not published.

25 peers selected · 16 publish this fee(monthly maintenance)

9 don't publish it: shown as not published, never as zero.

Fee type

Peer pricing snapshot

Monthly maintenance is broadly aligned with similar-sized credit unions: within 1% of their median.

Compared at $5, the middle of its two prices, against a peer median of $5 among 16 publishing peers.

Its two checking prices are $5 and $5.

This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.

Source: Bank Fee Index, published fee schedules, as of Nov 1, 2026.

Monthly maintenance fee in dollars, one mark per institution

HUDSON RIVER COMMUNITY: an account price on its scheduleIts comparison price, the middle of its pricesPeer (equal prices stack)Peer median

Against this institution's monthly maintenance fee

Hamilton is the Fee Insight workspace for pricing teams.

Source: Bank Fee Index, published fee schedules, as of Nov 1, 2026. Total assets from FDIC and NCUA records.

How peers are chosen and counted

Every set except Home metro keeps the institution's own charter: banks against banks, credit unions against credit unions.
The set shown first is the first in the list with a peer median for each overdraft and monthly maintenance fee this institution publishes. If none has them all, it is the set with the most.
Closest in assets takes the institutions nearest its total assets among those that publish fees.
Home metro is the metro where it has the most branches. It counts the banks with a branch there (FDIC Summary of Deposits) and the credit unions with a branch in one of the metro's cities (NCUA). Banks only leaves the credit unions out.
State and Fed district count institutions headquartered there. Size uses its asset-size band.
Regulator uses the bank's primary federal regulator; for a credit union, its federal or state charter.
A set lists the institutions that publish at least one fee. This institution is not counted in its own set.
Each institution counts once per fee: the middle of its prices, or for overdraft its highest.
A peer median needs at least 8 peers that publish the fee. With fewer, the fee reads "too few to compare".
A fee an institution does not publish is shown as not published, never as zero.
About the same: within 1% of the median, in this section and everywhere on this page. Above or below means further than that.
A set with more than 50 peers shows the 50 closest in assets. Its medians and counts still use every peer in the set.

Financial performance

Call reports for HUDSON RIVER COMMUNITY (credit union). Income lines are standalone quarters.

Measure

Fee income

Q1 2026 to Q2 2026, standalone quarters · 2 quarters on file

Latest, Q2 2026: $674K
vs prior quarter: +$42K+6.6%; from Q1 2026
vs a year earlier: Not reported
vs start of range: +$42K+6.6%; from Q1 2026

Details

Source: NCUA 5300 call report
Entity: HUDSON RIVER COMMUNITY (credit union)
Period: Q1 2026 to Q2 2026, 2 quarters
Measure: Fee income (NCUA 5300 Account 131)
Calculation: Standalone quarter: year to date less the prior quarter (Q1 as filed)
Fields: Account 131
Retrieved: Oct 20, 2026

Table

Quarter	Amount	Change	%
Q2 2026	$674K	+$42K	+6.6%
Q1 2026	$632K

Fee-income share against its size cohort

Insufficient sample: fewer than 10 peers of its size reported a share.

Published fee schedule

Amounts from HUDSON RIVER COMMUNITY’s own schedules, with a source for each figure.

Account Maintenance

Monthly fee$5
per month
Premier Checking Monthly Service Fee$5
per month
Holiday Club Early Close-out$10
Dormant Account (assessed monthly)$10
per month
Reconciliation/Research (per hour)$25
Not compared: Charged per hour; comparison unavailable
per hour
Paper Statement$3
Returned Mail (per item)$3
Not compared: Per-item charge, not monthly
per item

Overdraft & NSF

Courtesy Pay$28
per item
Insufficient Funds (NSF)$28
Returned Check/Item$10
per item
Returned Items$28
per item
Overdraft Sweep (per transfer)$2
per item

ATM & Card

Card Replacement$10

Wire Transfers

Wire Fee – Domestic$25
Incoming Wire Fee$10
Wire Fee – International$45

Check Services

Cashier's Check$4
Check Orders varies Cashier’s Check$4
Stop Payment$25
Stop Payment (ACH or check)$25
per item
Non Member Check Cashing$5
Not compared: Monthly charge, not per item
per month
Non-Member Check Cashing Fee$5
Check Copies/Images$2

Cash & Deposit

Returned Deposited Item$10

Retirement & IRA

IRA Direct Transfer$25

Other Fees

Statement Copies$3
Not compared: Monthly charge, not per item
per month

Fee	Amount	Basis	Note
Account Maintenance
Monthly fee	$5	per month	None
Premier Checking Monthly Service Fee	$5	per month	None
Holiday Club Early Close-out	$10	Not stated	None
Dormant Account (assessed monthly)	$10	per month	None
Reconciliation/Research (per hour)	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Paper Statement	$3	Not stated	None
Returned Mail (per item)	$3Not compared: Per-item charge, not monthly	per item	None
Overdraft & NSF
Courtesy Pay	$28	per item	None
Insufficient Funds (NSF)	$28	Not stated	None
Returned Check/Item	$10	per item	None
Returned Items	$28	per item	None
Overdraft Sweep (per transfer)	$2	per item	None
ATM & Card
Card Replacement	$10	Not stated	None
Wire Transfers
Wire Fee – Domestic	$25	Not stated	None
Incoming Wire Fee	$10	Not stated	None
Wire Fee – International	$45	Not stated	None
Check Services
Cashier's Check	$4	Not stated	None
Check Orders varies Cashier’s Check	$4	Not stated	None
Stop Payment	$25	Not stated	None
Stop Payment (ACH or check)	$25	per item	None
Non Member Check Cashing	$5Not compared: Monthly charge, not per item	per month	None
Non-Member Check Cashing Fee	$5	Not stated	None
Check Copies/Images	$2	Not stated	None
Cash & Deposit
Returned Deposited Item	$10	Not stated	None
Retirement & IRA
IRA Direct Transfer	$25	Not stated	None
Other Fees
Statement Copies	$3Not compared: Monthly charge, not per item	per month	None

Correct a fee source

Oct 12, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

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