HUDSON RIVER COMMUNITY

Headquarters: Corinth, New York
Charter: Credit Union
Assets: $364.2M
Fed district: New York

17 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 12, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
HUDSON RIVER COMMUNITY: $5
HUDSON RIVER COMMUNITY: $5
U.S. median: no median
Overdraft (OD)
HUDSON RIVER COMMUNITY: $28
HUDSON RIVER COMMUNITY: $28
U.S. median: no median
NSF / Returned Item
Compared at $28, the middle of its prices
HUDSON RIVER COMMUNITY: $10 to $28
HUDSON RIVER COMMUNITY: $10 to $28
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 12, 2026View sources

Each amount links to the fee schedule it was read from. Medians for New York, the New York district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
New York: Banks and credit unions headquartered in New York that publish the fee.
New York district: Banks and credit unions headquartered in the New York Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from HUDSON RIVER COMMUNITY’s own schedules, with a source for each figure.

Account Maintenance

Monthly fee$5
per month
Premier Checking Monthly Service Fee$5
per month
Holiday Club Early Close-out$10
Dormant Account (assessed monthly)$10
per month
Reconciliation/Research (per hour)$25
Not compared: Charged per hour; comparison unavailable
per hour
Paper Statement$3
Returned Mail (per item)$3
Not compared: Per-item charge, not monthly
per item

Overdraft & NSF

Courtesy Pay$28
per item
Insufficient Funds (NSF)$28
Returned Check/Item$10
per item
Returned Items$28
per item
Overdraft Sweep (per transfer)$2
per item

ATM & Card

Card Replacement$10

Wire Transfers

Wire Fee – Domestic$25
Incoming Wire Fee$10
Wire Fee – International$45

Check Services

Cashier's Check$4
Check Orders varies Cashier’s Check$4
Stop Payment$25
Stop Payment (ACH or check)$25
per item
Non Member Check Cashing$5
Not compared: Monthly charge, not per item
per month
Non-Member Check Cashing Fee$5
Check Copies/Images$2

Cash & Deposit

Returned Deposited Item$10

Retirement & IRA

IRA Direct Transfer$25

Other Fees

Statement Copies$3
Not compared: Monthly charge, not per item
per month

Fee	Amount	Basis	Note
Account Maintenance
Monthly fee	$5	per month	None
Premier Checking Monthly Service Fee	$5	per month	None
Holiday Club Early Close-out	$10	Not stated	None
Dormant Account (assessed monthly)	$10	per month	None
Reconciliation/Research (per hour)	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Paper Statement	$3	Not stated	None
Returned Mail (per item)	$3Not compared: Per-item charge, not monthly	per item	None
Overdraft & NSF
Courtesy Pay	$28	per item	None
Insufficient Funds (NSF)	$28	Not stated	None
Returned Check/Item	$10	per item	None
Returned Items	$28	per item	None
Overdraft Sweep (per transfer)	$2	per item	None
ATM & Card
Card Replacement	$10	Not stated	None
Wire Transfers
Wire Fee – Domestic	$25	Not stated	None
Incoming Wire Fee	$10	Not stated	None
Wire Fee – International	$45	Not stated	None
Check Services
Cashier's Check	$4	Not stated	None
Check Orders varies Cashier’s Check	$4	Not stated	None
Stop Payment	$25	Not stated	None
Stop Payment (ACH or check)	$25	per item	None
Non Member Check Cashing	$5Not compared: Monthly charge, not per item	per month	None
Non-Member Check Cashing Fee	$5	Not stated	None
Check Copies/Images	$2	Not stated	None
Cash & Deposit
Returned Deposited Item	$10	Not stated	None
Retirement & IRA
IRA Direct Transfer	$25	Not stated	None
Other Fees
Statement Copies	$3Not compared: Monthly charge, not per item	per month	None

Correct a fee source

Oct 12, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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