Fees from its schedule are under review and appear here once review is done.
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Total assets
Q2 2026, quarter end
FFIEC call report · Jun 30, 2026
Revenue
Q2 2026, one quarter
FDIC call report data · Jun 30, 2026
Service-charge income
Q2 2026, one quarter
FDIC call report data · Jun 30, 2026
Service-charge share of revenue
Not reported
Peer median 2.1%
FDIC call report data · Jun 30, 2026
Fees above the U.S. median
Too few fees
Fewer than 5 verified fees on file
Fee schedule read Nov 4, 2026
Call-report figures are for Cornerstone Community Bank at the bank level, not its holding company. Revenue is net interest income plus noninterest income.
| Metric | Measure and calculation | Source and fields | Period | Retrieved |
|---|---|---|---|---|
| Total assets | Total assets at quarter end Point in time, at quarter end | FFIEC call report (bulk data) RCON2170 | Q2 2026 Quarter ended Jun 30, 2026 | Nov 1, 2026 |
| Revenue | Revenue (net interest + noninterest income) One quarter, as reported | FDIC BankFind Suite (call report data) NIMQ + NONIIQ | Q2 2026 Quarter ended Jun 30, 2026 | Nov 1, 2026 |
| Service-charge income | Service charges on deposit accounts One quarter, as reported | FDIC BankFind Suite (call report data) ISERCHGQ | Q2 2026 Quarter ended Jun 30, 2026 | Nov 1, 2026 |
| Service-charge share of revenue | Service charges on deposit accounts divided by revenue (net interest + noninterest income) One quarter, as reported. Median and percentile from each of 1,682 banks with under $300M in assets reporting a share above 0%, this one left out. | FDIC BankFind Suite (call report data) ISERCHGQ / (NIMQ + NONIIQ) | Q2 2026 Quarter ended Jun 30, 2026 | Not recorded |
| Fees above the U.S. median | Published fees above the U.S. median for the same fee Within 1% of the median counts as about the same. Business-only fees are left out. | Cornerstone Community Bank's published fee schedule; Bank Fee Index medians | Current schedule | Nov 4, 2026 |
Service-charge income by quarter
Q2 2026 to Q2 2026, standalone quarters
Fewer than two quarters on file.
Call reports for Cornerstone Community Bank (bank level, not the holding company). Income lines are standalone quarters.
Fewer than two quarters of call reports on file.
Financial cohort: 1,760 banks with under $300M in assets filing for Q2 2026; 1,682 reported a share above 0% and are counted, Cornerstone Community Bank left out. Chosen by asset size alone, so it is a financial benchmark, not a list of local competitors.
The 15 closest to Cornerstone Community Bank by share.
They stay out of every comparison until review is done.
per month
per month
per quarter
per quarter
per month
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per quarter
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account MaintenanceUnder review | |||
| Monthly Service Charge (audience not stated, treated as personal) | $10 | per month | None |
| Monthly Service Charge: None if minimum balance of kept, otherwise (audience not stated, treated as personal) | $10 | per month | None |
| Service Charge (audience not stated, treated as personal) | $5Not compared: Quarterly charge, not monthly | per quarter | None |
| Service Charge (audience not stated, treated as personal) | $5 | Not stated | None |
| Service Charge: None if minimum balance of kept, otherwise (audience not stated, treated as personal) | $5Not compared: Quarterly charge, not monthly | per quarter | None |
Other feesUnder review | |||
| Monthly Service Charge (audience not stated, treated as personal) | $10 | per month | None |
| Monthly Service Charge: None if minimum balance of kept, otherwise (audience not stated, treated as personal) | $10 | per month | None |
| Service Charge (audience not stated, treated as personal) | $5 | per quarter | None |
| Service Charge: None if minimum balance of kept, otherwise (audience not stated, treated as personal) | $5 | per quarter | None |
Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided
Nov 4, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Where Cornerstone Community Bank operates, and what regulators and customers have on file.
Branch footprint
1 offices in 1 state, $19.9M in branch deposits (June 2026)
Each dot is one office.
Largest markets by deposits
| 1 | $19.9M |
Owensboro, KY
0.6% of bank deposits, #14 of 14, up 0.6 points over five years.
| Largest competitors here | Deposit share |
|---|---|
| Independence Bank of Kentucky | 33.8% |
| U.S. Bank National Association | 12.7% |
| Truist Bank | 9.9% |
| South Central Bank, Inc. | 8.3% |
| JPMorgan Chase Bank, National Association | 8.1% |
Source: FDIC Summary of Deposits, 2026 to 2026. Deposits are booked at the branch as of June 30.
In Owensboro, KY, Cornerstone Community Bank holds 0.6% of bank deposits, #14 of 14, with 1 office.
40 offices of 20 institutions shown.
Source: FDIC Summary of Deposits, as of June 30, 2026 (bank offices); NCUA branch file, quarter ending June 30, 2026 (credit union offices).
Share of bank deposits
As of June 30, 2026. FDIC-insured offices only; credit unions are not included.
9 of 14 institutions shown. $3.3B in bank deposits in the metro.
Source: FDIC Summary of Deposits, as of June 30, 2026.
Position over time
Only the 2026 survey has Cornerstone Community Bank in this metro, so there is no trend to show.
Credit unions, reported separately
10 offices of 7 credit unions in the metro's cities. NCUA does not report deposits by office, so credit unions have no share above.
Source: NCUA branch file, quarter ending June 30, 2026.
Fee change alerts
Once when its schedule is verified, then when a verified fee changes.
See what a free sample Competitive Fee Position Report shows