Kh Credit Union, Inc.

Headquarters: Dayton, Ohio
Charter: Credit Union
Assets: $71.1M
Fed district: Cleveland

15 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 12, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Health Savings Card
Can be waived with a minimum balance of $2,500 or more.
Kh Credit Union, Inc.: $6
Kh Credit Union, Inc.: $6
U.S. median: no median
Overdraft (OD)
Kh Credit Union, Inc.: $30
Kh Credit Union, Inc.: $30
U.S. median: no median
Wire Transfer (Domestic Out)
Kh Credit Union, Inc.: $20
Kh Credit Union, Inc.: $20
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 12, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Ohio, the Cleveland district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Ohio: Banks and credit unions headquartered in Ohio that publish the fee.
Cleveland district: Banks and credit unions headquartered in the Cleveland Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Kh Credit Union, Inc.’s own schedules, with a source for each figure.

Account Maintenance

Monthly fee$6
per month
Inactive Account, per month, per suffix$5
per month
Account Research/Record Recovery/Reconciliation, per hour ($15.00 minimum)$15
Not compared: Charged per hour; comparison unavailable
per hour

Overdraft & NSF

Courtesy Pay Fee – Per item paid ASK US ABOUT COURTESY PAY!!$30
per item
Overdraft Transfer - From Main Share (savings) account, per transfer$5
per item

ATM & Card

Replacement ATM Card$5
Overnight Express Mail of ATM or Debit Card and PIN Mailer plus shipping cost – two fees: overnight mail$70

Wire Transfers

Wire Transfer, per transfer:  Outgoing (domestic only)$20
Wire Transfer, per transfer:  IncomingNo charge

Check Services

Money Order - Member$2
Money Order – Non-Member$3
Check Copy, per check number$3
per item
Money Order Copy request, per item$3
per item

Cash & Deposit

Return Deposit Item, per item$30
per item

Account Services

Notary PublicNo charge
Subordination Fee$200

Lending Fees

Loan Late Fee10%
per month
Mortgage Loan Late Fee5%
per month

Other Fees

Fax on Demand, per page$1
per item
Loan Payments Made by Credit Card – Processing fee, per payment, per loan$5
per item
Skip-A-Pay (when offered and upon approval)$39
per item

Fee	Amount	Basis	Note
Account Maintenance
Monthly fee	$6	per month	None
Inactive Account, per month, per suffix	$5	per month	None
Account Research/Record Recovery/Reconciliation, per hour ($15.00 minimum)	$15Not compared: Charged per hour; comparison unavailable	per hour	None
Overdraft & NSF
Courtesy Pay Fee – Per item paid ASK US ABOUT COURTESY PAY!!	$30	per item	None
Overdraft Transfer - From Main Share (savings) account, per transfer	$5	per item	None
ATM & Card
Replacement ATM Card	$5	Not stated	None
Overnight Express Mail of ATM or Debit Card and PIN Mailer plus shipping cost – two fees: overnight mail	$70	Not stated	None
Wire Transfers
Wire Transfer, per transfer:  Outgoing (domestic only)	$20	Not stated	None
Wire Transfer, per transfer:  Incoming	No charge	Not stated	None
Check Services
Money Order - Member	$2	Not stated	None
Money Order – Non-Member	$3	Not stated	None
Check Copy, per check number	$3	per item	None
Money Order Copy request, per item	$3	per item	None
Cash & Deposit
Return Deposit Item, per item	$30	per item	None
Account Services
Notary Public	No charge	Not stated	None
Subordination Fee	$200	Not stated	None
Lending Fees
Loan Late Fee	10%	per month	None
Mortgage Loan Late Fee	5%	per month	None
Other Fees
Fax on Demand, per page	$1	per item	None
Loan Payments Made by Credit Card – Processing fee, per payment, per loan	$5	per item	None
Skip-A-Pay (when offered and upon approval)	$39	per item	None

Correct a fee source

Oct 12, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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