First Harrison Bank

Headquarters: Corydon, Indiana
Charter: Bank
Assets: $1.3B
Fed district: St. Louis

22 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 31, 2026.

Overview

Total assets
Q2 2026, quarter end
FFIEC call report · Jun 30, 2026
Revenue
Q2 2026, one quarter
FFIEC call report · Jun 30, 2026
Service-charge income
Q2 2026, one quarter
FFIEC call report · Jun 30, 2026
Service-charge share of revenue
Not available
Peer figures could not be read
Not on file
Fees above the U.S. median
None compared
No fee has a median to compare
Fee schedule read Oct 31, 2026

How these figures are measured

Call-report figures are for First Harrison Bank at the bank level, not its holding company. Revenue is net interest income plus noninterest income.

Metric	Measure and calculation	Source and fields	Period	Retrieved
Total assets	Total assets at quarter end Point in time, at quarter end	FFIEC call report (bulk data) RCON2170	Q2 2026 Quarter ended Jun 30, 2026	Nov 1, 2026
Revenue	Revenue (net interest + noninterest income) Standalone quarter: year to date less the prior quarter (Q1 as filed)	FFIEC call report (bulk data) RIAD4074 + RIAD4079	Q2 2026 Quarter ended Jun 30, 2026	Nov 1, 2026
Service-charge income	Service charges on deposit accounts Standalone quarter: year to date less the prior quarter (Q1 as filed)	FFIEC call report (bulk data) RIAD4080	Q2 2026 Quarter ended Jun 30, 2026	Nov 1, 2026
Service-charge share of revenue	Service charges on deposit accounts divided by revenue (net interest + noninterest income) Shown when at least 10 banks of its size report a share above 0%.	Not on file	Not on file	Not recorded
Fees above the U.S. median	Published fees above the U.S. median for the same fee Within 1% of the median counts as about the same. Business-only fees are left out.	First Harrison Bank's published fee schedule; Bank Fee Index medians	Current schedule	Oct 31, 2026

Service-charge income by quarter

Q1 2024 to Q2 2026, standalone quarters

Details

Source: FFIEC call report (bulk data)
Entity: First Harrison Bank (bank level, not the holding company)
Period: Q1 2024 to Q2 2026, 10 quarters
Measure: Service charges on deposit accounts
Calculation: Standalone quarter: year to date less the prior quarter (Q1 as filed)
Fields: RIAD4080
Retrieved: Nov 1, 2026

What stands out

Service-charge income was $584K in Q2 2026, 8.6% above the same quarter a year earlier ($538K).
Not established: Two quarters a year apart are two observations, not an established trend in service-charge income.

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Royal Checking
Can be waived with a balance of $2,500 or more.
First Harrison Bank: $10
First Harrison Bank: $10
U.S. median: no median
Overdraft (OD)
First Harrison Bank: $33
First Harrison Bank: $33
U.S. median: no median
NSF / Returned Item
First Harrison Bank: $33
First Harrison Bank: $33
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 31, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Indiana, the St. Louis district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Indiana: Banks and credit unions headquartered in Indiana that publish the fee.
St. Louis district: Banks and credit unions headquartered in the St. Louis Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Fee income beside fee prices

Service-charge income rose 1.0% from Q3 2025 to Q2 2026, to $584K.

Service-charge income, Q2 2026

$584K

$578KQ3 2025

$592KQ4 2025

$547KQ1 2026

$584KQ2 2026

Against the median

First Harrison BankMedian

Sources and open questions

FFIEC call reports, bank level, standalone quarters. Four quarters are too few to call a trend.

Do business accounts and account analysis fees make up more of service charges than at peers?

Among its peers

First Harrison Bank · $1.3B in assets

The 25 banks closest in assets

Banks of similar size, for comparing published prices. Not local competitors: they're spread over 18 states.

Banks only
$1.2B to $1.4B in assets
Headquartered in 18 states

See the 25 institutions

The institutions in this peer set, with the fees each publishes
Institution	City, state	Assets	Maintenance	ATM	Domestic wire	Intl. wire	Overdraft
First Harrison Bank(this institution)	Corydon, IN	$1.3B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Adams Bank & Trust	Ogallala, NE	$1.3B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Blue Sky Bank	Pawhuska, OK	$1.4B	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
Citizens State Bank	Somerville, TX	$1.2B	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Coastal Carolina National Bank	Myrtle Beach, SC	$1.4B	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Overdraft not published
Dayspring Bank	Gothenburg, NE	$1.2B	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
FIDELITY BANK	New Orleans, LA	$1.2B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
First Bankers Trust Company, National Association	Quincy, IL	$1.2B	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
First State Bank	Eastpointe, MI	$1.3B	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
InBank	Raton, NM	$1.4B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
Legacy National Bank	Springdale, AR	$1.3B	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Liberty National Bank	Lawton, OK	$1.3B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Martha's Vineyard Bank	Edgartown, MA	$1.3B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Merchants & Marine Bank	Pascagoula, MS	$1.3B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Overdraft not published
Midwest Bank	Pierce, NE	$1.2B	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
MutualOne Bank	Framingham, MA	$1.2B	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
nbkc bank	Leawood, KS	$1.2B	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Northwest Community Bank	Winsted, CT	$1.3B	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Piedmont Federal Savings Bank	Winston Salem, NC	$1.3B	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Pilot Grove Savings Bank	Pilot Grove, IA	$1.2B	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Pinnacle Bank - Wyoming	Cody, WY	$1.3B	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Plains Commerce Bank	Sioux Falls, SD	$1.3B	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Platte Valley Bank	Scottsbluff, NE	$1.2B	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Sabine State Bank and Trust Company	Many, LA	$1.3B	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
The Commercial and Savings Bank of Millersburg, Ohio	Millersburg, OH	$1.3B	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Overdraft not published
University Bank	Ann Arbor, MI	$1.2B	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published

✓ publishes the fee. – not published.

25 peers selected · 15 publish this fee(monthly maintenance)

10 don't publish it: shown as not published, never as zero.

Fee type

Peer pricing snapshot

Monthly maintenance is $1.77 (22%) above the median of similar-sized banks.

Its published price is $10, against a peer median of $8.23 among 15 publishing peers.

This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.

Source: Bank Fee Index, published fee schedules, as of Oct 30, 2026.

Monthly maintenance fee in dollars, one mark per institution

First Harrison BankPeer (equal prices stack)Peer median

Against this institution's monthly maintenance fee

Hamilton is the Fee Insight workspace for pricing teams.

Source: Bank Fee Index, published fee schedules, as of Oct 30, 2026. Total assets from FDIC and NCUA records.

How peers are chosen and counted

Every set except Home metro keeps the institution's own charter: banks against banks, credit unions against credit unions.
The set shown first is the first in the list with a peer median for each overdraft and monthly maintenance fee this institution publishes. If none has them all, it is the set with the most.
Closest in assets takes the institutions nearest its total assets among those that publish fees.
Home metro is the metro where it has the most branches. It counts the banks with a branch there (FDIC Summary of Deposits) and the credit unions with a branch in one of the metro's cities (NCUA). Banks only leaves the credit unions out.
State and Fed district count institutions headquartered there. Size uses its asset-size band.
Regulator uses the bank's primary federal regulator; for a credit union, its federal or state charter.
A set lists the institutions that publish at least one fee. This institution is not counted in its own set.
Each institution counts once per fee: the middle of its prices, or for overdraft its highest.
A peer median needs at least 8 peers that publish the fee. With fewer, the fee reads "too few to compare".
A fee an institution does not publish is shown as not published, never as zero.
About the same: within 1% of the median, in this section and everywhere on this page. Above or below means further than that.
A set with more than 50 peers shows the 50 closest in assets. Its medians and counts still use every peer in the set.

Financial performance

Call reports for First Harrison Bank (bank level, not the holding company). Income lines are standalone quarters.

Measure

Service-charge income

Q3 2024 to Q2 2026, standalone quarters · 62 quarters on file

Latest, Q2 2026: $584K
vs prior quarter: +$37K+6.8%; from Q1 2026
vs a year earlier: +$46K+8.6%; from Q2 2025
vs start of range: +$24K+4.3%; from Q3 2024

Details

Source: FFIEC call report (bulk data)
Entity: First Harrison Bank (bank level, not the holding company)
Period: Q3 2024 to Q2 2026, 8 quarters
Measure: Service charges on deposit accounts
Calculation: Standalone quarter: year to date less the prior quarter (Q1 as filed)
Fields: RIAD4080
Retrieved: Nov 1, 2026

Table

Quarter	Amount	Change	%
Q2 2026	$584K	+$37K	+6.8%
Q1 2026	$547K	−$45K	−7.6%
Q4 2025	$592K	+$14K	+2.4%
Q3 2025	$578K	+$40K	+7.4%
Q2 2025	$538K	−$10K	−1.8%
Q1 2025	$548K	−$36K	−6.2%
Q4 2024	$584K	+$24K	+4.3%
Q3 2024	$560K	+$42K	+8.1%

Service-charge share against its size cohort

Insufficient sample: fewer than 10 peers of its size reported a share.

Published fee schedule

Amounts from First Harrison Bank’s own schedules, with a source for each figure.

Account Maintenance

Royal Checking Monthly service charge$10
per month
Closing Checking/Savings (within 90 Days of Opening Date)$30
Dormant Fee (Checking and Savings Accounts)$10
per month
Research (Paid in Advance)$50
Free e-statements or per month paper statements$2
per month
Statement with Incorrect Address$15

Overdraft & NSF

Overdraft Fee (per item)$33
per item
Non-Sufficient Funds (NSF) (Per Presentment)$33
per item
Overdraft Protection (Funds Transfer) Per Transaction$10
per item

ATM & Card

ATM Transaction at a Foreign Terminal$2
Debit/ATM Card Replacement$5
Debit/ATM Card Replacement (Rush)$60

Wire Transfers

Wire Transfers (Domestic): Outgoing$25
Wire Transfers (Domestic): Incoming$20
Wire Transfers (International): Outgoing$50
Wire Transfers (International): Incoming$20

Check Services

Cashier’s Check - FHB Customer$10
Stop Payment Fee$33
Foreign Check Cashing Fee (audience not stated, treated as personal)3%($10 minimum)
Foreign Check Cashing Fee3%($10 minimum)
Cashier’s Check Copy$6

Cash & Deposit

Coin Counting (Non-Customer) (audience not stated, treated as personal)15%
Coin Counting (Non-Customer)15%

Account Services

Garnishment/Attachment$20
Verification of Deposit: Customer$5

Other Fees

Copies (Per Page)$2
per item
Statement Reprint$3
per item

Fee	Amount	Basis	Note
Account Maintenance
Royal Checking Monthly service charge	$10	per month	None
Closing Checking/Savings (within 90 Days of Opening Date)	$30	Not stated	None
Dormant Fee (Checking and Savings Accounts)	$10	per month	None
Research (Paid in Advance)	$50	Not stated	None
Free e-statements or per month paper statements	$2	per month	None
Statement with Incorrect Address	$15	Not stated	None
Overdraft & NSF
Overdraft Fee (per item)	$33	per item	None
Non-Sufficient Funds (NSF) (Per Presentment)	$33	per item	None
Overdraft Protection (Funds Transfer) Per Transaction	$10	per item	None
ATM & Card
ATM Transaction at a Foreign Terminal	$2	Not stated	None
Debit/ATM Card Replacement	$5	Not stated	None
Debit/ATM Card Replacement (Rush)	$60	Not stated	None
Wire Transfers
Wire Transfers (Domestic): Outgoing	$25	Not stated	None
Wire Transfers (Domestic): Incoming	$20	Not stated	None
Wire Transfers (International): Outgoing	$50	Not stated	None
Wire Transfers (International): Incoming	$20	Not stated	None
Check Services
Cashier’s Check - FHB Customer	$10	Not stated	None
Stop Payment Fee	$33	Not stated	None
Foreign Check Cashing Fee (audience not stated, treated as personal)	3%($10 minimum)	Not stated	None
Foreign Check Cashing Fee	3%($10 minimum)	Not stated	None
Cashier’s Check Copy	$6	Not stated	None
Cash & Deposit
Coin Counting (Non-Customer) (audience not stated, treated as personal)	15%	Not stated	None
Coin Counting (Non-Customer)	15%	Not stated	None
Account Services
Garnishment/Attachment	$20	Not stated	None
Verification of Deposit: Customer	$5	Not stated	None
Other Fees
Copies (Per Page)	$2	per item	None
Statement Reprint	$3	per item	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Oct 31, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Branches and public record

Where First Harrison Bank operates, and what regulators and customers have on file.

Market position

In Louisville/Jefferson County, KY-IN, First Harrison Bank holds 2.4% of bank deposits, #9 of 43, with 17 offices.

Compare fees with the 47 Louisville/Jefferson County, KY-IN banks and credit unions in its home-metro peer set →

Offices in the metro

441 offices of 67 institutions shown.

First Harrison BankOther banksCredit unions

Source: FDIC Summary of Deposits, as of June 30, 2026 (bank offices); NCUA branch file, quarter ending June 30, 2026 (credit union offices).

Details

Source: FDIC Summary of Deposits (bank offices, June 30, 2026); NCUA credit union branch file (quarter ending June 30, 2026)
Area: Louisville/Jefferson County, KY-IN metro (FDIC metro code 31140), drawn from its counties
Coverage: Bank offices the FDIC places in the metro. Credit union offices in the cities those bank offices are in.
Asset band: Each institution's total assets as on file in our institution registry
Not drawn: 11 offices have no coordinates on file

Share of bank deposits

As of June 30, 2026. FDIC-insured offices only; credit unions are not included.

1PNC Bank, National Association19.2%
2JPMorgan Chase Bank, National Association16.8%
3Truist Bank11.5%
4Stock Yards Bank & Trust Company10.8%
5Republic Bank & Trust Company8.5%
6Fifth Third Bank, National Association6.9%
7U.S. Bank National Association4.3%
8WesBanco Bank, Inc.2.4%
9First Harrison Bank2.4%

9 of 43 institutions shown. $48.2B in bank deposits in the metro.

Source: FDIC Summary of Deposits, as of June 30, 2026.

Details

Source: FDIC Summary of Deposits
Reporting date: June 30, 2026
Area: Louisville/Jefferson County, KY-IN metro (FDIC metro code 31140)
Coverage: Deposits booked at FDIC-insured bank and savings institution offices. Credit unions are not in the survey.
Calculation: An institution's deposits at its offices in the metro, divided by all surveyed deposits there. Ranked by deposits.

Position over time, 2010 to 2026

June 2026: 2.4% share, 17 offices, #9 of 43

Deposit share

Offices

Rank (1 is largest)

Source: FDIC Summary of Deposits, as of June 30 of each year, 2010 to 2026.

Details

Source: FDIC Summary of Deposits, every survey year on file
Reporting dates: June 30 of each year, 2010 to 2026
Area: Louisville/Jefferson County, KY-IN metro as the FDIC coded each office that year; metro boundaries can change between years
Calculation: Same as the share chart, year by year. Offices counted at June 30. A merger moves the acquired offices to the buyer from that year on.

Credit unions, reported separately

103 offices of 26 credit unions in the metro's cities. NCUA does not report deposits by office, so credit unions have no share above.

Source: NCUA branch file, quarter ending June 30, 2026.

Fee change alerts

Get an email when First Harrison Bank's early account closure changes in our data

We check once a day and send one email covering every change.