Rocky Mountain Federal Credit Union

Headquarters: Helena, Montana
Charter: Credit Union
Assets: $426.5M
Fed district: Minneapolis

14 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 7, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Non-Network ATM
Rocky Mountain Federal Credit Union: $1
Rocky Mountain Federal Credit Union: $1
U.S. median: no median
Wire Transfer (Domestic Out)
Rocky Mountain Federal Credit Union: $20
Rocky Mountain Federal Credit Union: $20
U.S. median: no median
Stop Payment
Rocky Mountain Federal Credit Union: $30
Rocky Mountain Federal Credit Union: $30
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 7, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Montana, the Minneapolis district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Montana: Banks and credit unions headquartered in Montana that publish the fee.
Minneapolis district: Banks and credit unions headquartered in the Minneapolis Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Rocky Mountain Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

EARLY ACCOUNT CLOSING: (Within First 90 Days)$20
Checkbook Reconciliation$25
Not compared: Charged per hour; comparison unavailable
per hour
Paper Statement$5
per month
Bad Address/Return Mail$5
per month

ATM & Card

Out of Network ATM Transactions$1
per item
Rush Debit/Credit Card$50
per item

Wire Transfers

Wire Transfer - Outgoing$20
Wire Transfer - Incoming$5
per item

Check Services

Money Orders$2
per item
Stop Payment Fee for Checks/ACH$30
per item
Temporary Checks$2
Foreign Check Processing$20

Cash & Deposit

Deposit Item Return$15
per item

Account Services

Notary Service – Waived for Members$10
Ex. Levy, Etc$75
per item

Fee	Amount	Basis	Note
Account Maintenance
EARLY ACCOUNT CLOSING: (Within First 90 Days)	$20	Not stated	None
Checkbook Reconciliation	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Paper Statement	$5	per month	None
Bad Address/Return Mail	$5	per month	None
ATM & Card
Out of Network ATM Transactions	$1	per item	None
Rush Debit/Credit Card	$50	per item	None
Wire Transfers
Wire Transfer - Outgoing	$20	Not stated	None
Wire Transfer - Incoming	$5	per item	None
Check Services
Money Orders	$2	per item	None
Stop Payment Fee for Checks/ACH	$30	per item	None
Temporary Checks	$2	Not stated	None
Foreign Check Processing	$20	Not stated	None
Cash & Deposit
Deposit Item Return	$15	per item	None
Account Services
Notary Service – Waived for Members	$10	Not stated	None
Ex. Levy, Etc	$75	per item	None

Correct a fee source

Oct 7, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

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