San Francisco Fire Federal Credit Union

Headquarters: San Francisco, California
Charter: Credit Union
Assets: $1.6B
Fed district: San Francisco

17 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 27, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
San Francisco Fire Federal Credit Union: $2
San Francisco Fire Federal Credit Union: $2
U.S. median: no median
Overdraft (OD)
San Francisco Fire Federal Credit Union: $14
San Francisco Fire Federal Credit Union: $14
U.S. median: no median
NSF / Returned Item
San Francisco Fire Federal Credit Union: $14
San Francisco Fire Federal Credit Union: $14
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 27, 2026View sources

Each amount links to the fee schedule it was read from. Medians for California, the San Francisco district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
California: Banks and credit unions headquartered in California that publish the fee.
San Francisco district: Banks and credit unions headquartered in the San Francisco Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from San Francisco Fire Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Monthly Fee$2
per month
Account Research/Reconciliation$25
Not compared: Charged per hour; comparison unavailable
per hour · Account Research/Reconciliation | $25.00 per hour

Overdraft & NSF

Paid NSF ACH Item$14
Paid NSF Check Item$14
NSF fee$14
per item
Returned ACH Item$14
Returned Check Item$14

ATM & Card

Replacement CardNo charge
Replacement HSA Debit Card$5
International Foreign Transaction FeeNo charge

Wire Transfers

Wire Transfer Fees: Domestic$25
Wire Transfer Fees: International$60

Check Services

Cashier’s Check$5
Money Order$2
per item
Money order (over $300) (audience not stated, treated as personal)$5
per item
Stop Payment fee$15
per item
Stop Payment Fees: Check$15
Temporary Checks (set of 12)$5
Non-Member Check Cashing$5
Collection Item/Foreign Item$15

Cash & Deposit

Coinstar (audience not stated, treated as personal)12%
Cash AdvanceNo charge

Account Services

Notary Service (Members)No charge
Notary Service (Non-Members)$15
per item
IRS Levy/Withholding/Judgement/Legal Order Processing$50
per item

Lending Fees

Late Payment$15

Fee	Amount	Basis	Note
Account Maintenance
Monthly Fee	$2	per month	None
Account Research/Reconciliation	$25Not compared: Charged per hour; comparison unavailable	per hour	Account Research/Reconciliation \| $25.00 per hour
Overdraft & NSF
Paid NSF ACH Item	$14	Not stated	None
Paid NSF Check Item	$14	Not stated	None
NSF fee	$14	per item	None
Returned ACH Item	$14	Not stated	None
Returned Check Item	$14	Not stated	None
ATM & Card
Replacement Card	No charge	Not stated	None
Replacement HSA Debit Card	$5	Not stated	None
International Foreign Transaction Fee	No charge	Not stated	None
Wire Transfers
Wire Transfer Fees: Domestic	$25	Not stated	None
Wire Transfer Fees: International	$60	Not stated	None
Check Services
Cashier’s Check	$5	Not stated	None
Money Order	$2	per item	None
Money order (over $300) (audience not stated, treated as personal)	$5	per item	None
Stop Payment fee	$15	per item	None
Stop Payment Fees: Check	$15	Not stated	None
Temporary Checks (set of 12)	$5	Not stated	None
Non-Member Check Cashing	$5	Not stated	None
Collection Item/Foreign Item	$15	Not stated	None
Cash & Deposit
Coinstar (audience not stated, treated as personal)	12%	Not stated	None
Cash Advance	No charge	Not stated	None
Account Services
Notary Service (Members)	No charge	Not stated	None
Notary Service (Non-Members)	$15	per item	None
IRS Levy/Withholding/Judgement/Legal Order Processing	$50	per item	None
Lending Fees
Late Payment	$15	Not stated	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Oct 27, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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