Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community bank, $1B to $10B

First Bankers Trust Company, National Association

Quincy, IllinoisBankChicago Fed districtFees collected Oct 5, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Account Balancing Asst. (Per Hour)$25Within the typical range ($20–$25 nationally)

ATM & CardVerified

Debit ATM Foreign Transaction Fee$3Within the typical range ($0–$5 nationally)
$1 above the national median
Source
Debit Card Replacement$10Within the typical range ($5–$10 nationally)
At the national median
per day · Source

Check ServicesVerified

Check Cashing (Non-customer)$10Within the typical range ($5–$10 nationally)
$5 above the national median
Source
Stop Payment$30Within the typical range ($20–$30 nationally)
$5 above the national median
Source

Cash & DepositVerified

Coin Counting (non-customer)$10Above the typical range ($0–$5 nationally)
$8 above the national median
per item · Source
Deposit Return Item$5Below the typical range ($10–$25 nationally)
$10 below the national median
Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Account Balancing Asst. (Per Hour)	$25Within the typical range ($20–$25 nationally)	At the national median	—	—	Source
Dormant Account (Per Month)	$10Within the typical range ($5–$10 nationally)	$5 above the national median	per month	—	Source
Inactive Account (Per Month)	$5Within the typical range ($5–$10 nationally)	At the national median	per month	—	Source
Paper statement, (Per Month) upon	$3.95Within the typical range ($2–$5 nationally)	$0.95 above the national median	per month	—	Source
Overdraft & NSFVerified
Overdraft Transfer (Per Transfer)	$5Within the typical range ($3–$5 nationally)	At the national median	—	—	Source
ATM & CardVerified
Debit ATM Foreign Transaction Fee	$3Within the typical range ($0–$5 nationally)	$1 above the national median	—	—	Source
Debit Card Replacement	$10
Check ServicesVerified
Check Cashing (Non-customer)	$10Within the typical range ($5–$10 nationally)	$5 above the national median	—	—	Source
Stop Payment	$30
Cash & DepositVerified
Coin Counting (non-customer)	$10Above the typical range ($0–$5 nationally)	$8 above the national median	per item	—	Source
Deposit Return Item	$5

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Headline fees published

6 of 15

Published fees

Under review

Assets

$1.2B

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · FDIC call report

Total assets

$1.2B

Total deposits

$1.0B

Service charge income

$313K

Fee income ratio

2.7%

Return on assets

0.63%

Branches

Service charge income by quarter

Q2 2026$313K

Q1 2026$297K

Q4 2025$339K

Q3 2025$332K

Financial profile · Pro

Performance from regulator filings

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