South Bay Federal Credit Union

Headquarters: Redondo Beach, California
Charter: Credit Union
Assets: $160.6M
Fed district: San Francisco

16 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 11, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Reset Checking
South Bay Federal Credit Union: $15
South Bay Federal Credit Union: $15
U.S. median: no median
Overdraft (OD)
South Bay Federal Credit Union: $14
South Bay Federal Credit Union: $14
U.S. median: no median
NSF / Returned Item
South Bay Federal Credit Union: $14
South Bay Federal Credit Union: $14
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 11, 2026View sources

Each amount links to the fee schedule it was read from. Medians for California, the San Francisco district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
California: Banks and credit unions headquartered in California that publish the fee.
San Francisco district: Banks and credit unions headquartered in the San Francisco Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Hey Hamilton,What deserves a closer look?

Bring fees, filings and market context together.

Explore Hamilton Order a Competitive Fee Position Report from $300

Published fee schedule

Amounts from South Bay Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Reset Checking Monthly service charge (audience not stated, treated as personal)$15
per month
Inactivity/Dormancy/Escheat Processing$5
Paper Statement$5
Returned Mail$5

Overdraft & NSF

Courtesy Pay (Check, ACH, Debit card)$14
NSF Check$14
per item
Returned Item$14

ATM & Card

Replace Card 1 free per year$25
per item
Rush Debit Card$35
Foreign Transactions1%of the transaction
per transaction

Wire Transfers

Wire Transfer: Outgoing/Domestic$25
Wire Transfer: Outgoing/Foreign$50
Wire Transfer: Outgoing/Foreign$25

Check Services

ACH Stop Payment$20
Bill Pay/Check Stop Payment$20
per item
Stop Payment Request$20
Temporary Checks$2
per item
Non-member Check Cashing Fee$15

Cash & Deposit

Cash Advance$10

Account Services

Legal Processing$50

Lending Fees

Late Charge$10

Fee	Amount	Basis	Note
Account Maintenance
Reset Checking Monthly service charge (audience not stated, treated as personal)	$15	per month	None
Inactivity/Dormancy/Escheat Processing	$5	Not stated	None
Paper Statement	$5	Not stated	None
Returned Mail	$5	Not stated	None
Overdraft & NSF
Courtesy Pay (Check, ACH, Debit card)	$14	Not stated	None
NSF Check	$14	per item	None
Returned Item	$14	Not stated	None
ATM & Card
Replace Card 1 free per year	$25	per item	None
Rush Debit Card	$35	Not stated	None
Foreign Transactions	1%of the transaction	per transaction	None
Wire Transfers
Wire Transfer: Outgoing/Domestic	$25	Not stated	None
Wire Transfer: Outgoing/Foreign	$50	Not stated	None
Wire Transfer: Outgoing/Foreign	$25	Not stated	None
Check Services
ACH Stop Payment	$20	Not stated	None
Bill Pay/Check Stop Payment	$20	per item	None
Stop Payment Request	$20	Not stated	None
Temporary Checks	$2	per item	None
Non-member Check Cashing Fee	$15	Not stated	None
Cash & Deposit
Cash Advance	$10	Not stated	None
Account Services
Legal Processing	$50	Not stated	None
Lending Fees
Late Charge	$10	Not stated	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Oct 11, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

Get an email when South Bay Federal Credit Union's monthly maintenance changes in our data

We check once a day and send one email covering every change.