Compared with Indiana
4 of 18
compared fees are above the median.
4 below, 10 about the same.
About the same: within 1% of the median.
Total assets
Q2 2026, quarter end
NCUA 5300 call report · Jun 30, 2026
Revenue
Q2 2026, one quarter
NCUA 5300 call report · Jun 30, 2026
Fee income
Q2 2026, one quarter
NCUA 5300 call report · Jun 30, 2026
Fee-income share of revenue
71st percentile; peer median 7.2%
NCUA 5300 call report · year to date through Jun 30, 2026
Fees above the Indiana median
of 18 compared; 4 below, 10 about the same
See the feesFee schedule read Oct 8, 2026
Call-report figures are for Kemba Indianapolis Federal Credit Union, from NCUA 5300 call reports. Revenue is interest income plus noninterest income.
| Metric | Measure and calculation | Source and fields | Period | Retrieved |
|---|---|---|---|---|
| Total assets | Total assets at quarter end Point in time, at quarter end | NCUA 5300 call report Account 010 | Q2 2026 Quarter ended Jun 30, 2026 | Oct 20, 2026 |
| Revenue | Revenue (interest + noninterest income) Standalone quarter: year to date less the prior quarter (Q1 as filed) | NCUA 5300 call report Account 115 + Account 117 | Q2 2026 Quarter ended Jun 30, 2026 | Oct 20, 2026 |
| Fee income | Fee income (NCUA 5300 Account 131) Standalone quarter: year to date less the prior quarter (Q1 as filed) | NCUA 5300 call report Account 131 | Q2 2026 Quarter ended Jun 30, 2026 | Oct 20, 2026 |
| Fee-income share of revenue | Fee income (NCUA 5300 Account 131) divided by revenue (interest + noninterest income) Year to date through the quarter. Median and percentile from each of 2,932 credit unions with under $300M in assets reporting a share above 0%, this one left out. | NCUA 5300 call report Account 131 / (Account 115 + Account 117) | Q2 2026 Year to date | Not recorded |
| Fees above the Indiana median | Published fees above the Indiana median for the same fee Within 1% of the median counts as about the same. Business-only fees are left out. | Kemba Indianapolis Federal Credit Union's published fee schedule; Bank Fee Index medians | Current schedule | Oct 8, 2026 |
Fee income by quarter
Q1 2024 to Q2 2026, standalone quarters
Fee income was 11% of revenue, above the 7.2% median of 2,932 credit unions with under $300M in assets (71st percentile).
Not established: The share alone does not show whether prices, account volumes or the size of the revenue base set it.
Fee income was $133K in Q2 2026, 7.0% below the same quarter a year earlier ($143K).
Not established: Two quarters a year apart are two observations, not an established trend in fee income.
4 of 18 compared published fees sit above the Indiana median; 4 below.
Not established: Published prices do not show how often a fee is charged or waived, so they do not size its share of income.
Comparison with Indiana medians for fees published by banks and credit unions.
Debit Card Replacement
Wire Transfer (Domestic Out)
Stop Payment
Each amount links to the fee schedule it was read from. Medians for Indiana, the Chicago district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Fee income was about level from Q3 2025 to Q2 2026, at $133K. Its share of revenue, 11%, is above the 7.2% median for credit unions with under $300M in assets.
$133K
Kemba Indianapolis Federal Credit UnionMedian
NCUA 5300 call reports, credit union level, standalone quarters. Four quarters are too few to call a trend.
Share of revenue: median of 2,932 credit unions with under $300M in assets, Q2 2026.
Kemba Indianapolis Federal Credit Union · $82M in assets
The 25 credit unions closest in assets
Credit unions of similar size, for comparing published prices. Not local competitors: they're spread over 15 states.
| Institution | City, state | Assets | Maintenance | ATM | Domestic wire | Intl. wire | Overdraft |
|---|---|---|---|---|---|---|---|
| Kemba Indianapolis Federal Credit Union(this institution) | Indianapolis, IN | $82M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| 1St Mississippi Federal Credit Union | Meridian, MS | $83M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Armstrong Associates Federal Credit Union | Ford City, PA | $82M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Baylor Health Care System Federal Credit Union | Dallas, TX | $81M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| California Community Federal Credit Union | Sacramento, CA | $83M | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| Dynamic Federal Credit Union | Celina, OH | $83M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Overdraft not published |
| Fannin Federal Credit Union | Bonham, TX | $81M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Forrit Federal Credit Union | Clackamas, OR | $82M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Great Meadow Federal Credit Union | Hudson Falls, NY | $84M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Lake Huron Federal Credit Union | Saginaw, MI | $82M | Monthly maintenance not published | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| Limestone Financial Federal Credit Union | Manistique, MI | $83M | Monthly maintenance not published | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| Metro Medical Federal Credit Union | Dallas, TX | $83M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Overdraft not published |
| Muskegon Federal Credit Union | Muskegon, MI | $81M | Monthly maintenance not published | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| Nikkei Federal Credit Union | Gardena, CA | $82M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Ou Federal Credit Union | Norman, OK | $83M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Pittsburgh Firefighters' Federal Credit Union | Pittsburgh, PA | $81M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Primesource Federal Credit Union | Spokane, WA | $84M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Revity Federal Credit Union | Greensboro, NC | $83M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Rva Financial Federal Credit Union | Richmond, VA | $83M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Overdraft not published |
| State Police Credit Union Inc. | Meriden, CT | $84M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Technicolor Federal Credit Union | Burbank, CA | $83M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Timberline Federal Credit Union | Crossett, AR | $80M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Triboro Postal Federal Credit Union | Flushing, NY | $84M | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| Uark Federal Credit Union | Fayetteville, AR | $82M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Overdraft not published |
| Valley Oak Federal Credit Union | Three Rivers, CA | $82M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Westport Federal Credit Union | Westport, MA | $82M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Overdraft not published |
✓ publishes the fee. – not published.
25 peers selected · 10 publish this fee(monthly maintenance)
15 don't publish it: shown as not published, never as zero.
Peer pricing snapshot
The peer median is $4 among 10 publishing peers.
This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.
Source: Bank Fee Index, published fee schedules, as of Nov 1, 2026.
Monthly maintenance fee in dollars, one mark per institution
Kemba Indianapolis Federal Credit Union does not publish a monthly maintenance fee, so it is not on this chart.
Hamilton is the Fee Insight workspace for pricing teams.
Source: Bank Fee Index, published fee schedules, as of Nov 1, 2026. Total assets from FDIC and NCUA records.
Call reports for Kemba Indianapolis Federal Credit Union (credit union). Income lines are standalone quarters.
Fee income
Q3 2024 to Q2 2026, standalone quarters · 66 quarters on file
| Quarter | Amount | Change | % |
|---|---|---|---|
| Q2 2026 | $133K | +$6K | +4.7% |
| Q1 2026 | $127K | −$12K | −8.6% |
| Q4 2025 | $139K | +$5K | +3.7% |
| Q3 2025 | $134K | −$9K | −6.3% |
| Q2 2025 | $143K | +$14K | +10.9% |
| Q1 2025 | $129K | −$7K | −5.1% |
| Q4 2024 | $136K | −$8K | −5.6% |
| Q3 2024 | $144K | +$10K | +7.5% |
Financial cohort: 3,250 credit unions with under $300M in assets filing for Q2 2026; 2,932 reported a share above 0% and are counted, Kemba Indianapolis Federal Credit Union left out. Chosen by asset size alone, so it is a financial benchmark, not a list of local competitors.
The 15 closest to Kemba Indianapolis Federal Credit Union by share.
Amounts from Kemba Indianapolis Federal Credit Union’s own schedules, with a source for each figure.
vs. the U.S. middle 50%:BelowInsideAbove
per item
per month
per hour
per transaction
per transaction
per item
per item
per item
per item
per item
per item
per year
per year
per year
per year
per item
per item
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Early account closure- account/ share type closed within first 90 days | $25Inside the U.S. middle 50% ($10 to $25 nationally) | per item | None |
| Inactive account- after 24 months of continuous inactivity | $5Inside the U.S. middle 50% ($5 to $10 nationally) | per month | None |
| Research/ Reconciliation | $25Not compared: Charged per hour; comparison unavailable | per hour | None |
| Money Market excessive withdrawal | $5Inside the U.S. middle 50% ($3 to $10 nationally) | per transaction | None |
Overdraft & NSF | |||
| Automatic transfer from share for overdraft (first fee given back as rebate at month end) | $5Inside the U.S. middle 50% ($2 to $5 nationally) | per transaction | None |
ATM & Card | |||
| Replacement ATM/ Debit card | $5Inside the U.S. middle 50% ($5 to $10 nationally) | per item | None |
Wire Transfers | |||
| Wire transfer- Outgoing domestic | $25Inside the U.S. middle 50% ($20 to $25 nationally) | per transaction | None |
| Wire transfer- Incoming | $15Inside the U.S. middle 50% ($5 to $15 nationally) | per transaction | None |
| Wire transfer- International | $50Inside the U.S. middle 50% ($40 to $50 nationally) | per transaction | None |
Check Services | |||
| Cashiers check | $5Inside the U.S. middle 50% ($3 to $6 nationally) | per item | None |
| Money order | $3Inside the U.S. middle 50% ($2 to $3 nationally) | per item | None |
| Stop payment- personal or credit union draft | $33Above the U.S. middle 50% ($20 to $30 nationally) | per item | None |
| Counter checks | $2Inside the U.S. middle 50% ($1 to $4 nationally) | Not stated | None |
| Collection item | $20Inside the U.S. middle 50% ($10 to $26 nationally) | per item | None |
| Check copy | $3Inside the U.S. middle 50% ($2 to $5 nationally) | per item | None |
Account Services | |||
| 10x10 box rental | $50Inside the U.S. middle 50% ($32.50 to $60 nationally) | per year | None |
| 3x10 box rental | $35Inside the U.S. middle 50% ($32.50 to $60 nationally) | per year | None |
| 5x10 box rental | $40Inside the U.S. middle 50% ($32.50 to $60 nationally) | per year | None |
| 5x5 box rental | $25Below the U.S. middle 50% ($32.50 to $60 nationally) | per year | None |
| Garnishment/ legal order | $50Inside the U.S. middle 50% ($30 to $85.63 nationally) | per item | None |
| Verification of deposit | $5Inside the U.S. middle 50% ($5 to $15 nationally) | per item | None |
Other Fees | |||
| Express/ overnight mail | $25Inside the U.S. middle 50% ($20 to $40 nationally) | Not stated | None |
| Personal (unsecured) loan application (non-refundable) | $25Inside the U.S. middle 50% ($20 to $37.50 nationally) | per item | None |
Oct 8, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Where Kemba Indianapolis Federal Credit Union operates, and what regulators and customers have on file.
Branch footprint
2 offices in 2 states (June 30, 2026)
Each dot is one office.
Cities with the most offices
| Frisco, TX | 1 |
| Indianapolis, IN | 1 |
Largest competitors nearby
Local market: Marion and Hamilton counties, IN, around its headquarters.
| 52 in its local market | Deposit share |
|---|---|
| Merchants Bank of Indiana | 18.5% |
| JPMorgan Chase Bank, National Association | 18% |
| PNC Bank, National Association | 13% |
| Fifth Third Bank, National Association | 6.7% |
| The Huntington National Bank | 6.7% |
Source: NCUA credit union branch file, quarter ending June 30, 2026. NCUA does not report deposits by office.
Fee change alerts
We check once a day and send one email covering every change.