Kemba Indianapolis Federal Credit Union

Headquarters: Indianapolis, Indiana
Charter: Credit Union
Assets: $82.3M
Fed district: Chicago

19 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 8, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Wire Transfer (Domestic Out)
Kemba Indianapolis Federal Credit Union: $25
Kemba Indianapolis Federal Credit Union: $25
U.S. median: no median
Stop Payment
Kemba Indianapolis Federal Credit Union: $33
Kemba Indianapolis Federal Credit Union: $33
U.S. median: no median
Wire Transfer (Int'l Out)
Kemba Indianapolis Federal Credit Union: $50
Kemba Indianapolis Federal Credit Union: $50
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 8, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Indiana, the Chicago district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Indiana: Banks and credit unions headquartered in Indiana that publish the fee.
Chicago district: Banks and credit unions headquartered in the Chicago Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Kemba Indianapolis Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Early account closure- account/ share type closed within first 90 days$25
per item
Inactive account- after 24 months of continuous inactivity$5
per month
Research/ Reconciliation$25
Not compared: Charged per hour; comparison unavailable
per hour
Money Market excessive withdrawal$5
per transaction

Overdraft & NSF

Automatic transfer from share for overdraft (first fee given back as rebate at month end)$5
per transaction

ATM & Card

Replacement ATM/ Debit card$5
per item

Wire Transfers

Wire transfer- Outgoing domestic$25
per transaction
Wire transfer- Incoming$15
per transaction
Wire transfer- International$50
per transaction

Check Services

Cashiers check$5
per item
Money order$3
per item
Stop payment- personal or credit union draft$33
per item
Counter checks$2
Collection item$20
per item
Check copy$3
per item

Account Services

10x10 box rental$50
per year
3x10 box rental$35
per year
5x10 box rental$40
per year
5x5 box rental$25
per year
Garnishment/ legal order$50
per item
Verification of deposit$5
per item

Other Fees

Express/ overnight mail$25
Personal (unsecured) loan application (non-refundable)$25
per item

Fee	Amount	Basis	Note
Account Maintenance
Early account closure- account/ share type closed within first 90 days	$25	per item	None
Inactive account- after 24 months of continuous inactivity	$5	per month	None
Research/ Reconciliation	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Money Market excessive withdrawal	$5	per transaction	None
Overdraft & NSF
Automatic transfer from share for overdraft (first fee given back as rebate at month end)	$5	per transaction	None
ATM & Card
Replacement ATM/ Debit card	$5	per item	None
Wire Transfers
Wire transfer- Outgoing domestic	$25	per transaction	None
Wire transfer- Incoming	$15	per transaction	None
Wire transfer- International	$50	per transaction	None
Check Services
Cashiers check	$5	per item	None
Money order	$3	per item	None
Stop payment- personal or credit union draft	$33	per item	None
Counter checks	$2	Not stated	None
Collection item	$20	per item	None
Check copy	$3	per item	None
Account Services
10x10 box rental	$50	per year	None
3x10 box rental	$35	per year	None
5x10 box rental	$40	per year	None
5x5 box rental	$25	per year	None
Garnishment/ legal order	$50	per item	None
Verification of deposit	$5	per item	None
Other Fees
Express/ overnight mail	$25	Not stated	None
Personal (unsecured) loan application (non-refundable)	$25	per item	None

Correct a fee source

Oct 8, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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