Space Age Federal Credit Union

Headquarters: Aurora, Colorado
Charter: Credit Union
Assets: $167.7M
Fed district: Kansas City

22 published fees; none has a market median to compare yet.

Source: its fee schedule, read Apr 21, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Premium Checking $5 · Economy Checking $7
Compared at $6, the middle of its prices
Space Age Federal Credit Union: $5 to $7
Space Age Federal Credit Union: $5 to $7
U.S. median: no median
Overdraft (OD)
Space Age Federal Credit Union: $33
Space Age Federal Credit Union: $33
U.S. median: no median
NSF / Returned Item
Space Age Federal Credit Union: $33
Space Age Federal Credit Union: $33
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Apr 21, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Colorado, the Kansas City district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Colorado: Banks and credit unions headquartered in Colorado that publish the fee.
Kansas City district: Banks and credit unions headquartered in the Kansas City Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Space Age Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Economy Checking Fee$7
per month
Premium Checking Fee$5
per month
Account Reconciliation or Research Fee$30
Not compared: Charged per hour; comparison unavailable
per hour
Bad Address Fee$5
Not compared: Per-item charge, not monthly
per item

Overdraft & NSF

ACH Overdraft Privilege Fee$33
per item
ATM/Debit Card Overdraft Privilege Fee$33
per item
Overdraft Privilege Fee$33
per item
NSF (Non Sufficient Funds) Fee$33
per item
NSF created by use of VISA ® Debit or ATM Card$33
per item
Returned Item Fee$33

ATM & Card

ATM or VISA® Card$5
Not compared: Monthly charge, not per item
per month

Wire Transfers

Wire Transfer (outgoing): Domestic (audience not stated, treated as personal)$25
per item

Check Services

Cashier’s Check$5
per item
Money Order$2
per item
Stop Payment Fee$28
per item
Check Cashing Fee$5
Foreign Item Collection Fee$10
per item
Photocopy of CheckNo charge

Digital & Electronic

ACH Return Item$33
per item
Electronic Bill Pay (audience not stated, treated as personal)No charge

Cash & Deposit

Member Coin Processing Fee (audience not stated, treated as personal)No charge
Chargeback Fee$10
NSF Deposited Item Return$33
per item

Account Services

Non-Member Notary Fee$5
Garnishment/Tax Levy$75
Loan Subordination Fee (audience not stated, treated as personal)$100

Lending Fees

Indirect Loan Payment Late Fee (audience not stated, treated as personal)$15
per item
Loan Late Fee (audience not stated, treated as personal)$25
per item

Retirement & IRA

IRA Account Maintenance FeeNo charge
per year

Other Fees

Overnight Delivery Charge$35
Photocopy of VISA ® Card Receipt$5
per item
Statement Copy/Printed Account History$1
Not compared: Charged per page; comparison unavailable
per page
Loan Modification/Extension Fee (audience not stated, treated as personal)No charge

Fee	Amount	Basis	Note
Account Maintenance
Economy Checking Fee	$7	per month	None
Premium Checking Fee	$5	per month	None
Account Reconciliation or Research Fee	$30Not compared: Charged per hour; comparison unavailable	per hour	None
Bad Address Fee	$5Not compared: Per-item charge, not monthly	per item	None
Overdraft & NSF
ACH Overdraft Privilege Fee	$33	per item	None
ATM/Debit Card Overdraft Privilege Fee	$33	per item	None
Overdraft Privilege Fee	$33	per item	None
NSF (Non Sufficient Funds) Fee	$33	per item	None
NSF created by use of VISA ® Debit or ATM Card	$33	per item	None
Returned Item Fee	$33	Not stated	None
ATM & Card
ATM or VISA® Card	$5Not compared: Monthly charge, not per item	per month	None
Wire Transfers
Wire Transfer (outgoing): Domestic (audience not stated, treated as personal)	$25	per item	None
Check Services
Cashier’s Check	$5	per item	None
Money Order	$2	per item	None
Stop Payment Fee	$28	per item	None
Check Cashing Fee	$5	Not stated	None
Foreign Item Collection Fee	$10	per item	None
Photocopy of Check	No charge	Not stated	None
Digital & Electronic
ACH Return Item	$33	per item	None
Electronic Bill Pay (audience not stated, treated as personal)	No charge	Not stated	None
Cash & Deposit
Member Coin Processing Fee (audience not stated, treated as personal)	No charge	Not stated	None
Chargeback Fee	$10	Not stated	None
NSF Deposited Item Return	$33	per item	None
Account Services
Non-Member Notary Fee	$5	Not stated	None
Garnishment/Tax Levy	$75	Not stated	None
Loan Subordination Fee (audience not stated, treated as personal)	$100	Not stated	None
Lending Fees
Indirect Loan Payment Late Fee (audience not stated, treated as personal)	$15	per item	None
Loan Late Fee (audience not stated, treated as personal)	$25	per item	None
Retirement & IRA
IRA Account Maintenance Fee	No charge	per year	None
Other Fees
Overnight Delivery Charge	$35	Not stated	None
Photocopy of VISA ® Card Receipt	$5	per item	None
Statement Copy/Printed Account History	$1Not compared: Charged per page; comparison unavailable	per page	None
Loan Modification/Extension Fee (audience not stated, treated as personal)	No charge	Not stated	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Apr 21, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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