Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, under $300M

Space Age Federal Credit Union

Aurora, ColoradoCredit UnionKansas City Fed districtFees collected Apr 22, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Account Reconciliation or Research Fee$30Above the typical range ($20–$25 nationally)

Overdraft & NSFVerified

NSF (Non Sufficient Funds) Fee$33Above the typical range ($25–$31 nationally)
$3 above the national median
per year · Source
Overdraft Privilege Fee$33Above the typical range ($25–$32 nationally)
$3 above the national median
per item · Source

ATM & CardVerified

ATM or VISA® Card$5Above the typical range ($1–$2.50 nationally)
$3.25 above the national median
per month · Source
ATM/Shared Branching Adjustment Adjustment Fee$10Above the typical range ($1–$2.50 nationally)
$8.25 above the national median
Source

Check ServicesVerified

Cashier’s Check$5Within the typical range ($3–$6 nationally)
At the national median
per month · Source
Photocopy of Check Free | Money Order$2Within the typical range ($1.50–$3 nationally)
At the national median
Source
Stop Payment Fee$28Within the typical range ($20–$30 nationally)
$2 above the national median
Source
You have a checking account | Check Cashing Fee$5Within the typical range ($5–$10 nationally)
At the national median
Source

Cash & DepositVerified

NSF Deposited Item Return$33Above the typical range ($10–$25 nationally)
$18 above the national median
per item · Source
SHARES AND SHARE DRAFT ACCOUNT FEES | Chargeback Fee$10Within the typical range ($10–$25 nationally)
$5 below the national median
Source

Account ServicesVerified

Garnishment/Tax Levy$75Within the typical range ($30–$75 nationally)
$25 above the national median
Source
Loan Subordination Fee$100Within the typical range ($50–$150 nationally)
At the national median
Source
Non-Member Notary Fee$5Within the typical range ($0–$5 nationally)
$2.50 above the national median
Source

Lending FeesVerified

Indirect Loan Payment Late Fee$15Within the typical range ($15–$25 nationally)
$7 below the national median
Source
Loan Late Fee$25Within the typical range ($15–$25 nationally)
$3 above the national median
Source

Other FeesVerified

Photocopy of VISA ® Card Receipt$5Within the typical range ($2–$5 nationally)
$2 above the national median
per month · Source
Statement Copy/Printed Account History$1Below the typical range ($2–$5 nationally)
$2 below the national median
Source
You have direct deposit | Overnight Delivery Charge$35Within the typical range ($20–$40 nationally)
$5 above the national median
Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Account Reconciliation or Research Fee	$30Above the typical range ($20–$25 nationally)	$5 above the national median	—	—	Source
Overdraft & NSFVerified
NSF (Non Sufficient Funds) Fee	$33Above the typical range ($25–$31 nationally)	$3 above the national median	per year	—	Source
Overdraft Privilege Fee	$33
ATM & CardVerified
ATM or VISA® Card	$5Above the typical range ($1–$2.50 nationally)	$3.25 above the national median	per month	—	Source
ATM/Shared Branching Adjustment Adjustment Fee	$10
Check ServicesVerified
Cashier’s Check	$5Within the typical range ($3–$6 nationally)	At the national median	per month	—	Source
Photocopy of Check Free \| Money Order	$2
Digital & ElectronicVerified
into our Classic Checking Account \| ACH Return Item	$33Above the typical range ($16.50–$30 nationally)	$8 above the national median	per item	—	Source
Cash & DepositVerified
NSF Deposited Item Return	$33Above the typical range ($10–$25 nationally)	$18 above the national median	per item	—	Source
SHARES AND SHARE DRAFT ACCOUNT FEES \| Chargeback Fee	$10
Account ServicesVerified
Garnishment/Tax Levy	$75Within the typical range ($30–$75 nationally)	$25 above the national median	—	—	Source
Loan Subordination Fee	$100
Lending FeesVerified
Indirect Loan Payment Late Fee	$15Within the typical range ($15–$25 nationally)	$7 below the national median	—	—	Source
Loan Late Fee	$25
Other FeesVerified
Photocopy of VISA ® Card Receipt	$5Within the typical range ($2–$5 nationally)	$2 above the national median	per month	—	Source
Statement Copy/Printed Account History	$1

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$33

Overdraft fee: $33

10% above the national median overdraft fee

Total fees: 20 — leaner than most institutions

Headline fees published

6 of 15

Published fees

Under review

Assets

$167.7M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$167.7M

Total deposits

$151.8M

Service charge income (year to date)

$294K

Fee income ratio

5.4%

Return on assets

0.11%

Financial profile · Pro

Performance from regulator filings

Up to 16 years of call-report history with growth, peer rank and outliers, deposit mix and capital, branch footprint, consumer complaints, and SEC filings

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Based on 46,468 published fee entries from 2,882 institutions

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