Topline Financial Federal Credit Union

Headquarters: Maple Grove, Minnesota
Charter: Credit Union
Assets: $1.1B
Fed district: Minneapolis

14 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 18, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Topline Financial Federal Credit Union: $29
Topline Financial Federal Credit Union: $29
U.S. median: no median
Wire Transfer (Domestic Out)
Topline Financial Federal Credit Union: $25
Topline Financial Federal Credit Union: $25
U.S. median: no median
Stop Payment
Topline Financial Federal Credit Union: $29
Topline Financial Federal Credit Union: $29
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 18, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Minnesota, the Minneapolis district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Minnesota: Banks and credit unions headquartered in Minnesota that publish the fee.
Minneapolis district: Banks and credit unions headquartered in the Minneapolis Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Hey Hamilton,What deserves a closer look?

Bring fees, filings and market context together.

Explore Hamilton Order a Competitive Fee Position Report from $300

Published fee schedule

Amounts from Topline Financial Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Dormant Account$5
per month
Record Research & Reconciliation$35
Not compared: Charged per hour; comparison unavailable
per hour
Returned Paper Statement$5
per month

Overdraft & NSF

Paid Overdraft ACH & Checks (audience not stated, treated as personal)$29
per item
Paid Overdraft ATM & One Time Debit Transaction$29
per item

ATM & Card

Debit Card Replacement Fee Free if stolen/fraud, otherwise$5
Debit Card Rush Fee$35

Wire Transfers

Wire Transfer Outgoing Domestic$25
Wire Transfer Outgoing International$50

Check Services

Official Checks$2
per item
Stop Payment Request$29
per item
Counter Checks$1
Check Copy$5
per item

Account Services

Late Payment Fee$10
Not compared: Box drilling or key fee
Lost Safe Deposit Key$30
Not compared: Box drilling or key fee
Safe Deposit Box 10 x 10$95
Safe Deposit Box 2 x 5$20
Safe Deposit Box 3 x 10$45
Safe Deposit Box 3 x 5$25
Safe Deposit Box 5 x 10$60
Safe Deposit Box 5 x 16$88
Safe Deposit Box 5 x 5$35
Two Lost Safe Deposit Keys / Safe Deposit Drilling$250
Not compared: Box drilling or key fee
Legal Processing/Garnishments & Levies$25

Other Fees

Statement Copy/Transaction History$5
per transaction

Fee	Amount	Basis	Note
Account Maintenance
Dormant Account	$5	per month	None
Record Research & Reconciliation	$35Not compared: Charged per hour; comparison unavailable	per hour	None
Returned Paper Statement	$5	per month	None
Overdraft & NSF
Paid Overdraft ACH & Checks (audience not stated, treated as personal)	$29	per item	None
Paid Overdraft ATM & One Time Debit Transaction	$29	per item	None
ATM & Card
Debit Card Replacement Fee Free if stolen/fraud, otherwise	$5	Not stated	None
Debit Card Rush Fee	$35	Not stated	None
Wire Transfers
Wire Transfer Outgoing Domestic	$25	Not stated	None
Wire Transfer Outgoing International	$50	Not stated	None
Check Services
Official Checks	$2	per item	None
Stop Payment Request	$29	per item	None
Counter Checks	$1	Not stated	None
Check Copy	$5	per item	None
Account Services
Late Payment Fee	$10Not compared: Box drilling or key fee	Not stated	None
Lost Safe Deposit Key	$30Not compared: Box drilling or key fee	Not stated	None
Safe Deposit Box 10 x 10	$95	Not stated	None
Safe Deposit Box 2 x 5	$20	Not stated	None
Safe Deposit Box 3 x 10	$45	Not stated	None
Safe Deposit Box 3 x 5	$25	Not stated	None
Safe Deposit Box 5 x 10	$60	Not stated	None
Safe Deposit Box 5 x 16	$88	Not stated	None
Safe Deposit Box 5 x 5	$35	Not stated	None
Two Lost Safe Deposit Keys / Safe Deposit Drilling	$250Not compared: Box drilling or key fee	Not stated	None
Legal Processing/Garnishments & Levies	$25	Not stated	None
Other Fees
Statement Copy/Transaction History	$5	per transaction	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Oct 18, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

Get an email when Topline Financial Federal Credit Union's ach origination changes in our data

We check once a day and send one email covering every change.