Trustone Financial Federal Credit Union

Headquarters: Plymouth, Minnesota
Charter: Credit Union
Assets: $6.1B
Fed district: Minneapolis

19 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 8, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Compared at $7.50, the middle of its prices
Trustone Financial Federal Credit Union: $5 to $10
Trustone Financial Federal Credit Union: $5 to $10
U.S. median: no median
Overdraft (OD)
Trustone Financial Federal Credit Union: $30
Trustone Financial Federal Credit Union: $30
U.S. median: no median
NSF / Returned Item
Trustone Financial Federal Credit Union: $30
Trustone Financial Federal Credit Union: $30
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 8, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Minnesota, the Minneapolis district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Minnesota: Banks and credit unions headquartered in Minnesota that publish the fee.
Minneapolis district: Banks and credit unions headquartered in the Minneapolis Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Trustone Financial Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Monthly fee (audience not stated, treated as personal)$10
per month
Premium Checking: Monthly service fee (audience not stated, treated as personal)$5
per month
Inactive Account$10
per month
Reconciliation and Research$40
Not compared: Charged per hour; comparison unavailable
per hour
Returned Mail$10
Not compared: Per-item charge, not monthly
per item

Overdraft & NSF

Overdraft Fee$30
per item
Overdraft Privilege$30
per item
Returned Check or ACH Fee$30
per item

ATM & Card

Each subsequent ATM transact (audience not stated, treated as personal)$2.50
Not compared: Monthly charge, not per item
per month
Card Replacement$10
Replacement Card$15
Card Rushed$20
per item

Wire Transfers

Wire Transfer Outgoing$25
Wire Transfer Incoming$10
per item

Check Services

Stop Payment$30
per item
Check Cashing (On-US, Non-Member)$5
per item
Foreign Check Collection$40
per item
Check Copy$5
per item
Sales Draft Copy$6

Cash & Deposit

Returned Check Deposit Fee$15

Account Services

Drilling$200
Not compared: Box drilling or key fee
Late Payment$10
Not compared: Box drilling or key fee
Safe Deposit Box 10 x 10 (audience not stated, treated as personal)$125
Safe Deposit Box 10 x 10 (audience not stated, treated as personal)$65
Safe Deposit Box 15 x 10 (audience not stated, treated as personal)$145
Safe Deposit Box 2 x 5 (audience not stated, treated as personal)$25
Safe Deposit Box 3 x 10 (audience not stated, treated as personal)$50
Safe Deposit Box 3 x 10 (audience not stated, treated as personal)$35
Safe Deposit Box 3 x 5 (audience not stated, treated as personal)$30
Safe Deposit Box 3 x 5 (audience not stated, treated as personal)$25
Safe Deposit Box 5 x 10 (audience not stated, treated as personal)$50
Safe Deposit Box 5 x 10 (audience not stated, treated as personal)$70
Safe Deposit Box 5 x 5 (audience not stated, treated as personal)$40
Garnishment/Levy$100
per item

Lending Fees

Late Fee$25

Retirement & IRA

IRA Transfer$25
per item

Other Fees

Statement Copy$5
Lien Release$20
Satisfaction of Mortgage (Duplicate)$20

Fee	Amount	Basis	Note
Account Maintenance
Monthly fee (audience not stated, treated as personal)	$10	per month	None
Premium Checking: Monthly service fee (audience not stated, treated as personal)	$5	per month	None
Inactive Account	$10	per month	None
Reconciliation and Research	$40Not compared: Charged per hour; comparison unavailable	per hour	None
Returned Mail	$10Not compared: Per-item charge, not monthly	per item	None
Overdraft & NSF
Overdraft Fee	$30	per item	None
Overdraft Privilege	$30	per item	None
Returned Check or ACH Fee	$30	per item	None
ATM & Card
Each subsequent ATM transact (audience not stated, treated as personal)	$2.50Not compared: Monthly charge, not per item	per month	None
Card Replacement	$10	Not stated	None
Replacement Card	$15	Not stated	None
Card Rushed	$20	per item	None
Wire Transfers
Wire Transfer Outgoing	$25	Not stated	None
Wire Transfer Incoming	$10	per item	None
Check Services
Stop Payment	$30	per item	None
Check Cashing (On-US, Non-Member)	$5	per item	None
Foreign Check Collection	$40	per item	None
Check Copy	$5	per item	None
Sales Draft Copy	$6	Not stated	None
Cash & Deposit
Returned Check Deposit Fee	$15	Not stated	None
Account Services
Drilling	$200Not compared: Box drilling or key fee	Not stated	None
Late Payment	$10Not compared: Box drilling or key fee	Not stated	None
Safe Deposit Box 10 x 10 (audience not stated, treated as personal)	$125	Not stated	None
Safe Deposit Box 10 x 10 (audience not stated, treated as personal)	$65	Not stated	None
Safe Deposit Box 15 x 10 (audience not stated, treated as personal)	$145	Not stated	None
Safe Deposit Box 2 x 5 (audience not stated, treated as personal)	$25	Not stated	None
Safe Deposit Box 3 x 10 (audience not stated, treated as personal)	$50	Not stated	None
Safe Deposit Box 3 x 10 (audience not stated, treated as personal)	$35	Not stated	None
Safe Deposit Box 3 x 5 (audience not stated, treated as personal)	$30	Not stated	None
Safe Deposit Box 3 x 5 (audience not stated, treated as personal)	$25	Not stated	None
Safe Deposit Box 5 x 10 (audience not stated, treated as personal)	$50	Not stated	None
Safe Deposit Box 5 x 10 (audience not stated, treated as personal)	$70	Not stated	None
Safe Deposit Box 5 x 5 (audience not stated, treated as personal)	$40	Not stated	None
Garnishment/Levy	$100	per item	None
Lending Fees
Late Fee	$25	Not stated	None
Retirement & IRA
IRA Transfer	$25	per item	None
Other Fees
Statement Copy	$5	Not stated	None
Lien Release	$20	Not stated	None
Satisfaction of Mortgage (Duplicate)	$20	Not stated	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Oct 8, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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