Valley Strong Federal Credit Union

Headquarters: Bakersfield, California
Charter: Credit Union
Assets: $4.1B
Fed district: San Francisco

7 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 31, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Valley Strong Federal Credit Union: No fee
Valley Strong Federal Credit Union: No fee
U.S. median: no median
Non-Network ATM
Valley Strong Federal Credit Union: $1
Valley Strong Federal Credit Union: $1
U.S. median: no median
Stop Payment
Valley Strong Federal Credit Union: $30
Valley Strong Federal Credit Union: $30
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 31, 2026View sources

Each amount links to the fee schedule it was read from. Medians for California, the San Francisco district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
California: Banks and credit unions headquartered in California that publish the fee.
San Francisco district: Banks and credit unions headquartered in the San Francisco Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Valley Strong Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Monthly MaintenanceNo charge
per month
Dormant Account Monthly Service Charge$3
per month

ATM & Card

Foreign ATM Transaction – non-Valley Strong ATM Machine$1

Check Services

Stop Payment and Renewal Stop Payment$30
Collection Items (incoming, outgoing, and foreign)$15

Account Services

Drilling of Box by Locksmith/New Lock$195
Not compared: Box drilling or key fee
Key Replacement$11
Not compared: Box drilling or key fee
Rental of 10 × 10 Box Annual Fee$175
per year
Rental of 3 × 10 Box Annual Fee$80
per year
Rental of 3 × 5 Box Annual Fee$45
per year
Rental of 5 × 10 Box Annual Fee$100
per year
Rental of 5 × 5 Box Annual Fee$55
per year
Rental of 6 × 10 Box Annual Fee$120
per year
Processing of Legal Documents$30

Fee	Amount	Basis	Note
Account Maintenance
Monthly Maintenance	No charge	per month	None
Dormant Account Monthly Service Charge	$3	per month	None
ATM & Card
Foreign ATM Transaction – non-Valley Strong ATM Machine	$1	Not stated	None
Check Services
Stop Payment and Renewal Stop Payment	$30	Not stated	None
Collection Items (incoming, outgoing, and foreign)	$15	Not stated	None
Account Services
Drilling of Box by Locksmith/New Lock	$195Not compared: Box drilling or key fee	Not stated	None
Key Replacement	$11Not compared: Box drilling or key fee	Not stated	None
Rental of 10 × 10 Box Annual Fee	$175	per year	None
Rental of 3 × 10 Box Annual Fee	$80	per year	None
Rental of 3 × 5 Box Annual Fee	$45	per year	None
Rental of 5 × 10 Box Annual Fee	$100	per year	None
Rental of 5 × 5 Box Annual Fee	$55	per year	None
Rental of 6 × 10 Box Annual Fee	$120	per year	None
Processing of Legal Documents	$30	Not stated	None

Correct a fee source

Oct 31, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

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