Addition Financial Federal Credit Union

Headquarters: Lake Mary, Florida
Charter: Credit Union
Assets: $3.8B
Fed district: Atlanta

16 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 3, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Compared at $6.25, the middle of its prices
Addition Financial Federal Credit Union: $0 to $15
Addition Financial Federal Credit Union: $0 to $15
U.S. median: no median
Overdraft (OD)
Addition Financial Federal Credit Union: $35
Addition Financial Federal Credit Union: $35
U.S. median: no median
NSF / Returned Item
Addition Financial Federal Credit Union: $35
Addition Financial Federal Credit Union: $35
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 3, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Florida, the Atlanta district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Florida: Banks and credit unions headquartered in Florida that publish the fee.
Atlanta district: Banks and credit unions headquartered in the Atlanta Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Among its peers

Addition Financial Federal Credit Union · $3.8B in assets

The 25 credit unions closest in assets

Credit unions of similar size, for comparing published prices. Not local competitors: they're spread over 15 states.

Credit unions only
$3.4B to $4.2B in assets
Headquartered in 15 states

See the 25 institutions

The institutions in this peer set, with the fees each publishes
Institution	City, state	Assets	Maintenance	ATM	Domestic wire	Intl. wire	Overdraft
Addition Financial Federal Credit Union(this institution)	Lake Mary, FL	$3.8B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	Publishes International wire	Publishes Overdraft
Advia Federal Credit Union	Kalamazoo, MI	$4.1B	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
All In Federal Credit Union	Daleville, AL	$3.7B	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
California Coast Federal Credit Union	San Diego, CA	$3.5B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Overdraft not published
Campus USA Federal Credit Union	Gainesville, FL	$4B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Coastal1 Federal Credit Union	Pawtucket, RI	$3.5B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
Connexus Federal Credit Union	Wausau, WI	$4.1B	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Covantage Federal Credit Union	Antigo, WI	$4.2B	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
Educators Federal Credit Union	Racine, WI	$4B	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Elevations Federal Credit Union	Boulder, CO	$3.5B	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
General Electric Federal Credit Union	Cincinnati, OH	$4.2B	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Georgia'S Own Federal Credit Union	Atlanta, GA	$4.2B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Grow Financial Federal Credit Union	Tampa, FL	$3.9B	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Overdraft not published
Indiana Members Federal Credit Union	Indianapolis, IN	$3.6B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Overdraft not published
Nuvision Federal Credit Union	Huntington Beach, CA	$4B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
Oregon Community Federal Credit Union	Eugene, OR	$3.7B	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Overdraft not published
Peak Federal Credit Union	Olympia, WA	$4.2B	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	Publishes International wire	Publishes Overdraft
Premier Members Federal Credit Union	Broomfield, CO	$4.1B	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Provident Federal Credit Union	Redwood City, CA	$3.6B	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Rockland Federal Credit Union	Rockland, MA	$3.8B	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Sound Federal Credit Union	Tacoma, WA	$3.4B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Southern Energy Federal Credit Union	Birmingham, AL	$3.6B	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Trumark Financial Federal Credit Union	Fort Washington, PA	$3.6B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Utah Community Federal Credit Union	Provo, UT	$4B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Overdraft not published
Valley Strong Federal Credit Union	Bakersfield, CA	$4.1B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Overdraft not published
Whatcom Educational Federal Credit Union	Bellingham, WA	$3.4B	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft

✓ publishes the fee. – not published.

25 peers selected · 15 publish this fee(monthly maintenance)

10 don't publish it: shown as not published, never as zero.

Fee type

Peer pricing snapshot

Monthly maintenance is $0.75 (11%) below the median of similar-sized credit unions.

Compared at $6.25, the middle of its four prices, against a peer median of $7 among 15 publishing peers.

Its four checking prices are $0, $5, $7.50 and $15.

$6.25 is a comparison price, not a fee anyone is charged.

This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.

Source: Bank Fee Index, published fee schedules, as of Nov 1, 2026.

Monthly maintenance fee in dollars, one mark per institution

Addition Financial Federa…: an account price on its scheduleIts comparison price, the middle of its prices: not a fee anyone is chargedPeer (equal prices stack)Peer median

Against this institution's monthly maintenance fee

Hamilton is the Fee Insight workspace for pricing teams.

Source: Bank Fee Index, published fee schedules, as of Nov 1, 2026. Total assets from FDIC and NCUA records.

How peers are chosen and counted

Every set except Home metro keeps the institution's own charter: banks against banks, credit unions against credit unions.
The set shown first is the first in the list with a peer median for each overdraft and monthly maintenance fee this institution publishes. If none has them all, it is the set with the most.
Closest in assets takes the institutions nearest its total assets among those that publish fees.
Home metro is the metro where it has the most branches. It counts the banks with a branch there (FDIC Summary of Deposits) and the credit unions with a branch in one of the metro's cities (NCUA). Banks only leaves the credit unions out.
State and Fed district count institutions headquartered there. Size uses its asset-size band.
Regulator uses the bank's primary federal regulator; for a credit union, its federal or state charter.
A set lists the institutions that publish at least one fee. This institution is not counted in its own set.
Each institution counts once per fee: the middle of its prices, or for overdraft its highest.
A peer median needs at least 8 peers that publish the fee. With fewer, the fee reads "too few to compare".
A fee an institution does not publish is shown as not published, never as zero.
About the same: within 1% of the median, in this section and everywhere on this page. Above or below means further than that.
A set with more than 50 peers shows the 50 closest in assets. Its medians and counts still use every peer in the set.

Published fee schedule

Amounts from Addition Financial Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Checking Monthly Service Fee$5
per month
Monthly Service FeeNo charge
per month
Monthly Service Fee$7.50
per month
Monthly Service Fee$15
per month
Dormant accounts$15
per month
Research (reconciliation) fee at member’s request$25
Paper statement (mailed)$5
Returned mail/invalid address$5

Overdraft & NSF

Check orders | prices vary Courtesy Pay to cover overdraft$35
Nonsufficient funds$35
Overdraft protection transfer$3

ATM & Card

Non-AFCU ATM Transactions$2
per item

Wire Transfers

Wire message (non-domestic)$25

Check Services

Official check$5
Money orders$5
Stop payment$30
Temporary checks$3
per item

Cash & Deposit

Returned check deposit$15

Account Services

Garnishment/levy services$100

Fee	Amount	Basis	Note
Account Maintenance
Checking Monthly Service Fee	$5	per month	None
Monthly Service Fee	No charge	per month	None
Monthly Service Fee	$7.50	per month	None
Monthly Service Fee	$15	per month	None
Dormant accounts	$15	per month	None
Research (reconciliation) fee at member’s request	$25	Not stated	None
Paper statement (mailed)	$5	Not stated	None
Returned mail/invalid address	$5	Not stated	None
Overdraft & NSF
Check orders \| prices vary Courtesy Pay to cover overdraft	$35	Not stated	None
Nonsufficient funds	$35	Not stated	None
Overdraft protection transfer	$3	Not stated	None
ATM & Card
Non-AFCU ATM Transactions	$2	per item	None
Wire Transfers
Wire message (non-domestic)	$25	Not stated	None
Check Services
Official check	$5	Not stated	None
Money orders	$5	Not stated	None
Stop payment	$30	Not stated	None
Temporary checks	$3	per item	None
Cash & Deposit
Returned check deposit	$15	Not stated	None
Account Services
Garnishment/levy services	$100	Not stated	None

Correct a fee source

Oct 3, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

Get an email when Addition Financial Federal Credit Union's foreign transaction changes in our data

We check once a day and send one email covering every change.

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Compared at $6.25, the middle of its prices
Addition Financial Federal Credit Union: $0 to $15
Addition Financial Federal Credit Union: $0 to $15
U.S. median: no median
Overdraft (OD)
Addition Financial Federal Credit Union: $35
Addition Financial Federal Credit Union: $35
U.S. median: no median
NSF / Returned Item
Addition Financial Federal Credit Union: $35
Addition Financial Federal Credit Union: $35
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 3, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Florida, the Atlanta district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Florida: Banks and credit unions headquartered in Florida that publish the fee.
Atlanta district: Banks and credit unions headquartered in the Atlanta Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Among its peers

Addition Financial Federal Credit Union · $3.8B in assets

The 25 credit unions closest in assets

Credit unions of similar size, for comparing published prices. Not local competitors: they're spread over 15 states.

Credit unions only
$3.4B to $4.2B in assets
Headquartered in 15 states

See the 25 institutions

The institutions in this peer set, with the fees each publishes
Institution	City, state	Assets	Maintenance	ATM	Domestic wire	Intl. wire	Overdraft
Addition Financial Federal Credit Union(this institution)	Lake Mary, FL	$3.8B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	Publishes International wire	Publishes Overdraft
Advia Federal Credit Union	Kalamazoo, MI	$4.1B	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
All In Federal Credit Union	Daleville, AL	$3.7B	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
California Coast Federal Credit Union	San Diego, CA	$3.5B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Overdraft not published
Campus USA Federal Credit Union	Gainesville, FL	$4B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Coastal1 Federal Credit Union	Pawtucket, RI	$3.5B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
Connexus Federal Credit Union	Wausau, WI	$4.1B	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Covantage Federal Credit Union	Antigo, WI	$4.2B	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
Educators Federal Credit Union	Racine, WI	$4B	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Elevations Federal Credit Union	Boulder, CO	$3.5B	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
General Electric Federal Credit Union	Cincinnati, OH	$4.2B	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Georgia'S Own Federal Credit Union	Atlanta, GA	$4.2B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Grow Financial Federal Credit Union	Tampa, FL	$3.9B	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Overdraft not published
Indiana Members Federal Credit Union	Indianapolis, IN	$3.6B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Overdraft not published
Nuvision Federal Credit Union	Huntington Beach, CA	$4B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
Oregon Community Federal Credit Union	Eugene, OR	$3.7B	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Overdraft not published
Peak Federal Credit Union	Olympia, WA	$4.2B	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	Publishes International wire	Publishes Overdraft
Premier Members Federal Credit Union	Broomfield, CO	$4.1B	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Provident Federal Credit Union	Redwood City, CA	$3.6B	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Rockland Federal Credit Union	Rockland, MA	$3.8B	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Sound Federal Credit Union	Tacoma, WA	$3.4B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Southern Energy Federal Credit Union	Birmingham, AL	$3.6B	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Trumark Financial Federal Credit Union	Fort Washington, PA	$3.6B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Utah Community Federal Credit Union	Provo, UT	$4B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Overdraft not published
Valley Strong Federal Credit Union	Bakersfield, CA	$4.1B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Overdraft not published
Whatcom Educational Federal Credit Union	Bellingham, WA	$3.4B	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft

✓ publishes the fee. – not published.

25 peers selected · 15 publish this fee(monthly maintenance)

10 don't publish it: shown as not published, never as zero.

Fee type

Peer pricing snapshot

Monthly maintenance is $0.75 (11%) below the median of similar-sized credit unions.

Compared at $6.25, the middle of its four prices, against a peer median of $7 among 15 publishing peers.

Its four checking prices are $0, $5, $7.50 and $15.

$6.25 is a comparison price, not a fee anyone is charged.

This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.

Source: Bank Fee Index, published fee schedules, as of Nov 1, 2026.

Monthly maintenance fee in dollars, one mark per institution

Addition Financial Federa…: an account price on its scheduleIts comparison price, the middle of its prices: not a fee anyone is chargedPeer (equal prices stack)Peer median

Against this institution's monthly maintenance fee

Hamilton is the Fee Insight workspace for pricing teams.

Source: Bank Fee Index, published fee schedules, as of Nov 1, 2026. Total assets from FDIC and NCUA records.

How peers are chosen and counted

Every set except Home metro keeps the institution's own charter: banks against banks, credit unions against credit unions.
The set shown first is the first in the list with a peer median for each overdraft and monthly maintenance fee this institution publishes. If none has them all, it is the set with the most.
Closest in assets takes the institutions nearest its total assets among those that publish fees.
Home metro is the metro where it has the most branches. It counts the banks with a branch there (FDIC Summary of Deposits) and the credit unions with a branch in one of the metro's cities (NCUA). Banks only leaves the credit unions out.
State and Fed district count institutions headquartered there. Size uses its asset-size band.
Regulator uses the bank's primary federal regulator; for a credit union, its federal or state charter.
A set lists the institutions that publish at least one fee. This institution is not counted in its own set.
Each institution counts once per fee: the middle of its prices, or for overdraft its highest.
A peer median needs at least 8 peers that publish the fee. With fewer, the fee reads "too few to compare".
A fee an institution does not publish is shown as not published, never as zero.
About the same: within 1% of the median, in this section and everywhere on this page. Above or below means further than that.
A set with more than 50 peers shows the 50 closest in assets. Its medians and counts still use every peer in the set.

Published fee schedule

Amounts from Addition Financial Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Checking Monthly Service Fee$5
per month
Monthly Service FeeNo charge
per month
Monthly Service Fee$7.50
per month
Monthly Service Fee$15
per month
Dormant accounts$15
per month
Research (reconciliation) fee at member’s request$25
Paper statement (mailed)$5
Returned mail/invalid address$5

Overdraft & NSF

Check orders | prices vary Courtesy Pay to cover overdraft$35
Nonsufficient funds$35
Overdraft protection transfer$3

ATM & Card

Non-AFCU ATM Transactions$2
per item

Wire Transfers

Wire message (non-domestic)$25

Check Services

Official check$5
Money orders$5
Stop payment$30
Temporary checks$3
per item

Cash & Deposit

Returned check deposit$15

Account Services

Garnishment/levy services$100

Fee	Amount	Basis	Note
Account Maintenance
Checking Monthly Service Fee	$5	per month	None
Monthly Service Fee	No charge	per month	None
Monthly Service Fee	$7.50	per month	None
Monthly Service Fee	$15	per month	None
Dormant accounts	$15	per month	None
Research (reconciliation) fee at member’s request	$25	Not stated	None
Paper statement (mailed)	$5	Not stated	None
Returned mail/invalid address	$5	Not stated	None
Overdraft & NSF
Check orders \| prices vary Courtesy Pay to cover overdraft	$35	Not stated	None
Nonsufficient funds	$35	Not stated	None
Overdraft protection transfer	$3	Not stated	None
ATM & Card
Non-AFCU ATM Transactions	$2	per item	None
Wire Transfers
Wire message (non-domestic)	$25	Not stated	None
Check Services
Official check	$5	Not stated	None
Money orders	$5	Not stated	None
Stop payment	$30	Not stated	None
Temporary checks	$3	per item	None
Cash & Deposit
Returned check deposit	$15	Not stated	None
Account Services
Garnishment/levy services	$100	Not stated	None

Correct a fee source

Oct 3, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.