Addition Financial Federal Credit Union

Headquarters: Lake Mary, Florida
Charter: Credit Union
Assets: $3.8B
Fed district: Atlanta

16 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 3, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Compared at $6.25, the middle of its prices
Addition Financial Federal Credit Union: $0 to $15
Addition Financial Federal Credit Union: $0 to $15
U.S. median: no median
Overdraft (OD)
Addition Financial Federal Credit Union: $35
Addition Financial Federal Credit Union: $35
U.S. median: no median
NSF / Returned Item
Addition Financial Federal Credit Union: $35
Addition Financial Federal Credit Union: $35
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 3, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Florida, the Atlanta district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Florida: Banks and credit unions headquartered in Florida that publish the fee.
Atlanta district: Banks and credit unions headquartered in the Atlanta Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Hey Hamilton,What deserves a closer look?

Bring fees, filings and market context together.

Explore Hamilton Order a Competitive Fee Position Report from $300

Published fee schedule

Amounts from Addition Financial Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Checking Monthly Service Fee$5
per month
Monthly Service FeeNo charge
per month
Monthly Service Fee$7.50
per month
Monthly Service Fee$15
per month
Dormant accounts$15
per month
Research (reconciliation) fee at member’s request$25
Paper statement (mailed)$5
Returned mail/invalid address$5

Overdraft & NSF

Check orders | prices vary Courtesy Pay to cover overdraft$35
Nonsufficient funds$35
Overdraft protection transfer$3

ATM & Card

Non-AFCU ATM Transactions$2
per item

Wire Transfers

Wire message (non-domestic)$25

Check Services

Official check$5
Money orders$5
Stop payment$30
Temporary checks$3
per item

Cash & Deposit

Returned check deposit$15

Account Services

Garnishment/levy services$100

Fee	Amount	Basis	Note
Account Maintenance
Checking Monthly Service Fee	$5	per month	None
Monthly Service Fee	No charge	per month	None
Monthly Service Fee	$7.50	per month	None
Monthly Service Fee	$15	per month	None
Dormant accounts	$15	per month	None
Research (reconciliation) fee at member’s request	$25	Not stated	None
Paper statement (mailed)	$5	Not stated	None
Returned mail/invalid address	$5	Not stated	None
Overdraft & NSF
Check orders \| prices vary Courtesy Pay to cover overdraft	$35	Not stated	None
Nonsufficient funds	$35	Not stated	None
Overdraft protection transfer	$3	Not stated	None
ATM & Card
Non-AFCU ATM Transactions	$2	per item	None
Wire Transfers
Wire message (non-domestic)	$25	Not stated	None
Check Services
Official check	$5	Not stated	None
Money orders	$5	Not stated	None
Stop payment	$30	Not stated	None
Temporary checks	$3	per item	None
Cash & Deposit
Returned check deposit	$15	Not stated	None
Account Services
Garnishment/levy services	$100	Not stated	None

Correct a fee source

Oct 3, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

Get an email when Addition Financial Federal Credit Union's ach origination changes in our data

We check once a day and send one email covering every change.