Verified

Fees on this page were checked against the institution's own published fee schedule. Benchmark scores use verified fees only.

Community credit union, $1B to $10B

Addition Financial Federal Credit Union

Lake Mary, FloridaCredit UnionAtlanta Fed districtFees collected Oct 3, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Verified fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Checking Monthly Service Fee$5Within the typical range ($4–$12.63 nationally)

per month · Knox deterministic extraction from Rosetta artifact #4178. canonical_hint=monthly_maintenance; text_hash=da7da42dcc6bd3739a4fb85806f88738b7d9432c04d8cbfa0ae187063aaa8a3b; excerpt="Checking Monthly Service Fee | $5.00 | • There is a $1,000 direct deposit monthly" · Source

Dormant accounts$15

$10 above the national median

per month · Knox deterministic extraction from Rosetta artifact #4178. canonical_hint=dormant_account; text_hash=da7da42dcc6bd3739a4fb85806f88738b7d9432c04d8cbfa0ae187063aaa8a3b; excerpt="Dormant accounts | $15 00 per month Nonsufficient funds | $35 00" · Source

Monthly Service Fee$15

$8.87 above the national median

per month · Knox deterministic extraction from Rosetta artifact #4178. canonical_hint=monthly_maintenance; text_hash=da7da42dcc6bd3739a4fb85806f88738b7d9432c04d8cbfa0ae187063aaa8a3b; excerpt="Monthly Service Fee | $15.00 | • There is a $2,000 direct deposit monthly" · Source

Monthly Service Fee$7.50

$1.37 above the national median

per month · Knox deterministic extraction from Rosetta artifact #4178. canonical_hint=monthly_maintenance; text_hash=da7da42dcc6bd3739a4fb85806f88738b7d9432c04d8cbfa0ae187063aaa8a3b; excerpt="Monthly Service Fee | $7.50 | • An active AFCU checking account, an open line of credit, an active" · Source

Monthly Service Fee$0

$6.13 below the national median

per month · Knox read a free fee from Rosetta artifact #4178. canonical_hint=monthly_maintenance; text_hash=da7da42dcc6bd3739a4fb85806f88738b7d9432c04d8cbfa0ae187063aaa8a3b; excerpt="Monthly Service Fee | $0" · Source

Paper statement (mailed)$5

$2 above the national median

Knox deterministic extraction from Rosetta artifact #4178. canonical_hint=paper_statement; text_hash=da7da42dcc6bd3739a4fb85806f88738b7d9432c04d8cbfa0ae187063aaa8a3b; excerpt="Paper statement (mailed) | $5 00/statement Outgoing (non-domestic) | $75 00 per $50,000 00" · Source

Research (reconciliation) fee at member’s request$25

$5 above the national median

Knox deterministic extraction from Rosetta artifact #4178. canonical_hint=account_research; text_hash=da7da42dcc6bd3739a4fb85806f88738b7d9432c04d8cbfa0ae187063aaa8a3b; excerpt="Research (reconciliation) fee at member’s request | $25 00/hr Wire message (non-domestic) | $25 00" · Source

Returned mail/invalid address$5

$15 below the national median

Overdraft & NSFVerified

00 Overdraft protection transfer$3Within the typical range ($2.50–$5 nationally)
$2 below the national median
Knox deterministic extraction from Rosetta artifact #4178. canonical_hint=od_protection_transfer; text_hash=da7da42dcc6bd3739a4fb85806f88738b7d9432c04d8cbfa0ae187063aaa8a3b; excerpt="Foreign Check Collection | $35 00 Overdraft protection transfer | $3 00" · Source
00 per month Nonsufficient funds$35Above the typical range ($25–$32 nationally)
$6 above the national median
per month · Knox deterministic extraction from Rosetta artifact #4178. canonical_hint=nsf; text_hash=da7da42dcc6bd3739a4fb85806f88738b7d9432c04d8cbfa0ae187063aaa8a3b; excerpt="Dormant accounts | $15 00 per month Nonsufficient funds | $35 00" · Source
Account Services | Overdraft: 00 Incoming$10Below the typical range ($20–$30 nationally)
$18 below the national median
Knox deterministic extraction from Rosetta artifact #4178. canonical_hint=overdraft; text_hash=da7da42dcc6bd3739a4fb85806f88738b7d9432c04d8cbfa0ae187063aaa8a3b; excerpt="00 Incoming | $10" · Source
Account Services | Overdraft: 00 Outgoing (domestic)$25Within the typical range ($20–$30 nationally)
$3 below the national median
Knox deterministic extraction from Rosetta artifact #4178. canonical_hint=overdraft; text_hash=da7da42dcc6bd3739a4fb85806f88738b7d9432c04d8cbfa0ae187063aaa8a3b; excerpt="00 Outgoing (domestic) | $25" · Source
Check orders | prices vary Courtesy Pay to cover overdraft$35Above the typical range ($20–$30 nationally)
$7 above the national median
Knox deterministic extraction from Rosetta artifact #4178. canonical_hint=overdraft; text_hash=da7da42dcc6bd3739a4fb85806f88738b7d9432c04d8cbfa0ae187063aaa8a3b; excerpt="Check orders | prices vary Courtesy Pay to cover overdraft | $35 00" · Source

ATM & CardVerified

Non-AFCU ATM Transactions$2Within the typical range ($1–$3 nationally)
$0.50 above the national median
Knox deterministic extraction from Rosetta artifact #4178. canonical_hint=atm_non_network; text_hash=da7da42dcc6bd3739a4fb85806f88738b7d9432c04d8cbfa0ae187063aaa8a3b; excerpt="Non-AFCU ATM Transactions | $2 00 each | • Notary Services" · Source

Check ServicesVerified

Money orders$5Above the typical range ($2–$3.50 nationally)
$3 above the national median
Knox deterministic extraction from Rosetta artifact #4178. canonical_hint=money_order; text_hash=da7da42dcc6bd3739a4fb85806f88738b7d9432c04d8cbfa0ae187063aaa8a3b; excerpt="Money orders | $5 00 Incoming | $10 00" · Source
Official check$5Within the typical range ($3–$6 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #4178. canonical_hint=cashiers_check; text_hash=da7da42dcc6bd3739a4fb85806f88738b7d9432c04d8cbfa0ae187063aaa8a3b; excerpt="Official check | $5 00 Outgoing (domestic) | $25 00" · Source
Stop payment$30Within the typical range ($20–$30 nationally)
$3 above the national median
Knox deterministic extraction from Rosetta artifact #4178. canonical_hint=stop_payment; text_hash=da7da42dcc6bd3739a4fb85806f88738b7d9432c04d8cbfa0ae187063aaa8a3b; excerpt="Stop payment | $30 00" · Source
Temporary checks$3Within the typical range ($1–$4 nationally)
$1 above the national median
Knox deterministic extraction from Rosetta artifact #4178. canonical_hint=counter_check; text_hash=da7da42dcc6bd3739a4fb85806f88738b7d9432c04d8cbfa0ae187063aaa8a3b; excerpt="Temporary checks | $3 00/sheet | Complimentary Services" · Source

Account ServicesVerified

Garnishment/levy services$100Above the typical range ($25–$75 nationally)
$50 above the national median
Knox deterministic extraction from Rosetta artifact #4178. canonical_hint=garnishment_levy; text_hash=da7da42dcc6bd3739a4fb85806f88738b7d9432c04d8cbfa0ae187063aaa8a3b; excerpt="Garnishment/levy services | $100 00" · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Checking Monthly Service Fee	$5Within the typical range ($4–$12.63 nationally)	$1.13 below the national median	per month	Knox deterministic extraction from Rosetta artifact #4178. canonical_hint=monthly_maintenance; text_hash=da7da42dcc6bd3739a4fb85806f88738b7d9432c04d8cbfa0ae187063aaa8a3b; excerpt="Checking Monthly Service Fee \| $5.00 \| • There is a $1,000 direct deposit monthly"	Source
Dormant accounts	$15Above the typical range ($5–$10 nationally)	$10 above the national median	per month	Knox deterministic extraction from Rosetta artifact #4178. canonical_hint=dormant_account; text_hash=da7da42dcc6bd3739a4fb85806f88738b7d9432c04d8cbfa0ae187063aaa8a3b; excerpt="Dormant accounts \| $15 00 per month Nonsufficient funds \| $35 00"	Source
Monthly Service Fee	$15Above the typical range ($4–$12.63 nationally)	$8.87 above the national median	per month	Knox deterministic extraction from Rosetta artifact #4178. canonical_hint=monthly_maintenance; text_hash=da7da42dcc6bd3739a4fb85806f88738b7d9432c04d8cbfa0ae187063aaa8a3b; excerpt="Monthly Service Fee \| $15.00 \| • There is a $2,000 direct deposit monthly"	Source
Monthly Service Fee	$7.50Within the typical range ($4–$12.63 nationally)	$1.37 above the national median	per month	Knox deterministic extraction from Rosetta artifact #4178. canonical_hint=monthly_maintenance; text_hash=da7da42dcc6bd3739a4fb85806f88738b7d9432c04d8cbfa0ae187063aaa8a3b; excerpt="Monthly Service Fee \| $7.50 \| • An active AFCU checking account, an open line of credit, an active"	Source
Monthly Service Fee	$0Below the typical range ($4–$12.63 nationally)	$6.13 below the national median	per month	Knox read a free fee from Rosetta artifact #4178. canonical_hint=monthly_maintenance; text_hash=da7da42dcc6bd3739a4fb85806f88738b7d9432c04d8cbfa0ae187063aaa8a3b; excerpt="Monthly Service Fee \| $0"	Source
Paper statement (mailed)	$5Within the typical range ($2–$5 nationally)	$2 above the national median	—	Knox deterministic extraction from Rosetta artifact #4178. canonical_hint=paper_statement; text_hash=da7da42dcc6bd3739a4fb85806f88738b7d9432c04d8cbfa0ae187063aaa8a3b; excerpt="Paper statement (mailed) \| $5 00/statement Outgoing (non-domestic) \| $75 00 per $50,000 00"	Source
Research (reconciliation) fee at member’s request	$25Within the typical range ($15–$25 nationally)	$5 above the national median	—	Knox deterministic extraction from Rosetta artifact #4178. canonical_hint=account_research; text_hash=da7da42dcc6bd3739a4fb85806f88738b7d9432c04d8cbfa0ae187063aaa8a3b; excerpt="Research (reconciliation) fee at member’s request \| $25 00/hr Wire message (non-domestic) \| $25 00"	Source
Returned mail/invalid address	$5Below the typical range ($15–$25 nationally)	$15 below the national median	—	Knox deterministic extraction from Rosetta artifact #4178. canonical_hint=account_research; text_hash=da7da42dcc6bd3739a4fb85806f88738b7d9432c04d8cbfa0ae187063aaa8a3b; excerpt="Returned mail/invalid address \| $5 00"	Source
Overdraft & NSFVerified
00 Overdraft protection transfer	$3Within the typical range ($2.50–$5 nationally)	$2 below the national median	—	Knox deterministic extraction from Rosetta artifact #4178. canonical_hint=od_protection_transfer; text_hash=da7da42dcc6bd3739a4fb85806f88738b7d9432c04d8cbfa0ae187063aaa8a3b; excerpt="Foreign Check Collection \| $35 00 Overdraft protection transfer \| $3 00"	Source
00 per month Nonsufficient funds
ATM & CardVerified
Non-AFCU ATM Transactions	$2Within the typical range ($1–$3 nationally)	$0.50 above the national median	—	Knox deterministic extraction from Rosetta artifact #4178. canonical_hint=atm_non_network; text_hash=da7da42dcc6bd3739a4fb85806f88738b7d9432c04d8cbfa0ae187063aaa8a3b; excerpt="Non-AFCU ATM Transactions \| $2 00 each \| • Notary Services"	Source
Check ServicesVerified
Money orders	$5Above the typical range ($2–$3.50 nationally)	$3 above the national median	—	Knox deterministic extraction from Rosetta artifact #4178. canonical_hint=money_order; text_hash=da7da42dcc6bd3739a4fb85806f88738b7d9432c04d8cbfa0ae187063aaa8a3b; excerpt="Money orders \| $5 00 Incoming \| $10 00"	Source
Official check	$5
Account ServicesVerified
Garnishment/levy services	$100Above the typical range ($25–$75 nationally)	$50 above the national median	—	Knox deterministic extraction from Rosetta artifact #4178. canonical_hint=garnishment_levy; text_hash=da7da42dcc6bd3739a4fb85806f88738b7d9432c04d8cbfa0ae187063aaa8a3b; excerpt="Garnishment/levy services \| $100 00"	Source

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$10

Overdraft fee: $10

64% below the national median overdraft fee

Total fees: 19 — leaner than most institutions

Verified fees

Under review

Assets

$3.8B

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$3.8B

Total deposits

$3.4B

Service charge income (year to date)

$9.2M

Fee income ratio

7.4%

Return on assets

0.70%

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

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