Verified

Fees on this page were checked against the institution's own published fee schedule. Benchmark scores use verified fees only.

Community credit union, under $300M

Tru Fi Federal Credit Union

Macclenny, FloridaCredit UnionAtlanta Fed districtFees collected Oct 3, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Verified fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Christmas Club / Monthly Monthly Monthly (Calendar) — —$50Within the typical range ($5–$200 nationally)

per month · Knox deterministic extraction from Rosetta artifact #1865. canonical_hint=monthly_maintenance; text_hash=f139ea63f732114b0add9e074e9b0be9c0e30bb17fcbfa59e736f49ac32012d2; excerpt="Christmas Club / Monthly Monthly Monthly (Calendar) — — $50.00 Average Daily Balance Account transfer and withdrawal limitations apply" · Source

Club Savings / Monthly Monthly Monthly (Calendar)$5

$12.50 below the national median

per month · Knox deterministic extraction from Rosetta artifact #1865. canonical_hint=monthly_maintenance; text_hash=f139ea63f732114b0add9e074e9b0be9c0e30bb17fcbfa59e736f49ac32012d2; excerpt="Club Savings / Monthly Monthly Monthly (Calendar) $5.00 — $50.00 Average Daily Balance Account transfer and withdrawal limitations apply" · Source

Overdraft & NSFVerified

charge for each one-time debit overdraft$35Within the typical range ($7.50–$35 nationally)
$10 above the national median
Knox deterministic extraction from Rosetta artifact #1865. canonical_hint=overdraft; text_hash=f139ea63f732114b0add9e074e9b0be9c0e30bb17fcbfa59e736f49ac32012d2; excerpt="$35.00 charge for each one-time debit overdraft" · Source
Nonsufficient funds fee of$35Above the typical range ($10–$30 nationally)
$10 above the national median
Knox deterministic extraction from Rosetta artifact #1865. canonical_hint=nsf; text_hash=f139ea63f732114b0add9e074e9b0be9c0e30bb17fcbfa59e736f49ac32012d2; excerpt="Nonsufficient funds fee of $35.00 per submission/resubmission of an item" · Source

ATM & CardVerified

charge for ATM withdrawals at machines we do not own (nonproprietary)$3Within the typical range ($2–$35 nationally)
$7 below the national median
Knox deterministic extraction from Rosetta artifact #1865. canonical_hint=atm_non_network; text_hash=f139ea63f732114b0add9e074e9b0be9c0e30bb17fcbfa59e736f49ac32012d2; excerpt="$3.00 charge for ATM withdrawals at machines we do not own (nonproprietary)" · Source
Replacement card fee of$5Within the typical range ($5–$19.38 nationally)
$5 below the national median
Knox deterministic extraction from Rosetta artifact #1865. canonical_hint=card_replacement; text_hash=f139ea63f732114b0add9e074e9b0be9c0e30bb17fcbfa59e736f49ac32012d2; excerpt="Replacement card fee of $5.00 per card" · Source
You may withdraw up to a maximum of$750Above the typical range ($2–$35 nationally)
$740 above the national median
Knox deterministic extraction from Rosetta artifact #1865. canonical_hint=atm_non_network; text_hash=f139ea63f732114b0add9e074e9b0be9c0e30bb17fcbfa59e736f49ac32012d2; excerpt="You may withdraw up to a maximum of $750.00 in any one (1) day from an ATM machine, if there are sufficient funds in your account" · Source

Digital & ElectronicVerified

Mobile Deposit Checks are limited to$1,000Above the typical range ($0–$6.33 nationally)
$999.93 above the national median
per day · Knox deterministic extraction from Rosetta artifact #1865. canonical_hint=mobile_deposit; text_hash=f139ea63f732114b0add9e074e9b0be9c0e30bb17fcbfa59e736f49ac32012d2; excerpt="Mobile Deposit Checks are limited to $1,000.00 per deposit and $5,000.00 deposited per day" · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Christmas Club / Monthly Monthly Monthly (Calendar) — —	$50Within the typical range ($5–$200 nationally)	$32.50 above the national median	per month	Knox deterministic extraction from Rosetta artifact #1865. canonical_hint=monthly_maintenance; text_hash=f139ea63f732114b0add9e074e9b0be9c0e30bb17fcbfa59e736f49ac32012d2; excerpt="Christmas Club / Monthly Monthly Monthly (Calendar) — — $50.00 Average Daily Balance Account transfer and withdrawal limitations apply"	Source
Club Savings / Monthly Monthly Monthly (Calendar)	$5Within the typical range ($5–$200 nationally)	$12.50 below the national median	per month	Knox deterministic extraction from Rosetta artifact #1865. canonical_hint=monthly_maintenance; text_hash=f139ea63f732114b0add9e074e9b0be9c0e30bb17fcbfa59e736f49ac32012d2; excerpt="Club Savings / Monthly Monthly Monthly (Calendar) $5.00 — $50.00 Average Daily Balance Account transfer and withdrawal limitations apply"	Source
Overdraft & NSFVerified
charge for each one-time debit overdraft	$35Within the typical range ($7.50–$35 nationally)	$10 above the national median	—	Knox deterministic extraction from Rosetta artifact #1865. canonical_hint=overdraft; text_hash=f139ea63f732114b0add9e074e9b0be9c0e30bb17fcbfa59e736f49ac32012d2; excerpt="$35.00 charge for each one-time debit overdraft"	Source
Nonsufficient funds fee of
ATM & CardVerified
charge for ATM withdrawals at machines we do not own (nonproprietary)	$3Within the typical range ($2–$35 nationally)	$7 below the national median	—	Knox deterministic extraction from Rosetta artifact #1865. canonical_hint=atm_non_network; text_hash=f139ea63f732114b0add9e074e9b0be9c0e30bb17fcbfa59e736f49ac32012d2; excerpt="$3.00 charge for ATM withdrawals at machines we do not own (nonproprietary)"	Source
Replacement card fee of
Digital & ElectronicVerified
Mobile Deposit Checks are limited to	$1,000Above the typical range ($0–$6.33 nationally)	$999.93 above the national median	per day	Knox deterministic extraction from Rosetta artifact #1865. canonical_hint=mobile_deposit; text_hash=f139ea63f732114b0add9e074e9b0be9c0e30bb17fcbfa59e736f49ac32012d2; excerpt="Mobile Deposit Checks are limited to $1,000.00 per deposit and $5,000.00 deposited per day"	Source

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$35

Overdraft fee: $35

40% above the national median overdraft fee

Total fees: 8 — leaner than most institutions

Verified fees

Under review

Assets

$146.4M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$146.4M

Total deposits

$127.3M

Service charge income (year to date)

$1.1M

Fee income ratio

21.0%

Return on assets

1.71%

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

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Based on 5,474 verified fees from 1,488 institutions

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